432. Optimizing Retirement: Modifying the Safe Withdrawal Rate and Why We May Be Under-Spending w/ Nick Maggiulli and Brandon Ganch

1

Introduction

00:00 • 5min

2

The Safe Withdrawal Rate

04:56 • 4min

3

The Importance of Safe Withdrawal Weights

08:56 • 4min

4

The Importance of Emotion in Retirement

12:30 • 2min

5

The Upside Surprises of Early Retirees

14:57 • 4min

6

How to Raise Inflation on the Disciplined Bucket

19:01 • 2min

7

How to Calculate a Safe Retirement Portfolio

20:42 • 5min

8

The Importance of Safe Debit Rates

25:20 • 2min

9

How to Be Flexible With Your Discretionary Spending

27:23 • 5min

10

How to Evaluate Your Investments Monthly

32:01 • 3min

11

The Pros and Cons of Having a Fixed Budget

35:09 • 2min

12

How to Use a 4% Rule to Maximize Your Success

37:05 • 5min

13

The Benefits of Having a Soul Source of More

41:55 • 1min

14

The Potential Upside of Social Security for Early Retirees

43:17 • 2min

15

The Pros and Cons of Safe Withdrawal Modifications

44:48 • 3min

16

How to Quit Your Job to Make Music

47:38 • 2min

17

How to Avoid Running Out of Money

49:30 • 6min

18

How to Get the Most Out of Your Retirement

55:12 • 4min