How to Evaluate Your Investments Monthly

In a good year aka the market is down less than 10 right so it's down maybe 5 percent off its highs whatever you'd spend the full 100,000 right in the first year. If the market by chance were to go down by you know 25 percent over 20 that 50,000 goes to zero Right? So let's say year one you spend your 100,000 but we go into a bear market right we're down 25 percent now in the next year you only get to spend 52,500 which is just your fixed side plus the inflation adjustmentrightSo that's just one simple way of walking through one year of this and Brandon and I talked about this all like how do we want