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432. Optimizing Retirement: Modifying the Safe Withdrawal Rate and Why We May Be Under-Spending w/ Nick Maggiulli and Brandon Ganch

Earn & Invest

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The Pros and Cons of Safe Withdrawal Modifications

Nick: There are downsides to the safe withdrawal modifications you guys are talking about. Brandon: You get to actually be clued up to what's happening in the market which could be detrimental to your investment performance. Nick: I would just say have confidence in yourself to that know that you could handle things that happen and you'll adjust. The past is not going to guarantee what the future is going to look like but all we have is the past to rely on so we can base it off that.

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