The Importance of Emotion in Retirement

I would guess that about maybe 15 to 20% of the population can follow like a strict like oh here's the plan here's the data whatever and even that population probably has time to time like mice. Brandon we are going to talk about the article specifically and get into the data in a moment but before we do talk to us about your own personal struggles with safe withdrawal rate because I think it's important to color these conversations with the reality of what it feels like. Yeah so first I have to mention that I've not even started withdrawing from my portfolio so ironically a lot of the web apps that I wrote as a software developer in his own free time before he even discovered early retirement those are