The Pros and Cons of Having a Fixed Budget

Nick Gillespie: The idea of having this fixed bundle of discretionary money and yeah it varies each year depending on what the market does but knowing that that's my discretionary fun money I feel like that would get someone like me to spend it more than just lumping it all together. He says if you're a super frugal person who finds it hard to find it hard to spend it's easy to just keep saving for the rest of your life. "I liked the idea of the variableness of this because it be easy to get into a routine where you're just spending this money and not really thinking about it," he said.