
432. Optimizing Retirement: Modifying the Safe Withdrawal Rate and Why We May Be Under-Spending w/ Nick Maggiulli and Brandon Ganch
Earn & Invest
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How to Raise Inflation on the Disciplined Bucket
When we did the simulation we we were looking at like how do we want to do inflation. Do we want to raise inflation on the discretionary bucket and do we Want to Raise inflation on the required spending? We said especially for early retiree like let's just assume all your fixed spending does have to move with inflation. I think over a 40 year time horizon absolutely no change in the discretionary is going to be tough but I could see it working for at least 20 to 30 years Doing that after like 40 years is a long time so people are going to still take this and jump back a little.
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