The Ramsey Show

Dive into the struggles of navigating personal debt, with callers tackling everything from tax burdens to familial financial pressures. Explore the balancing act of supporting loved ones while maintaining personal accountability. The hosts emphasize the importance of open financial communication, especially in relationships. Discover budgeting strategies for essentials and the impact of rising business costs. Gain insight on protecting against identity theft and understanding complex tax liabilities, all while fostering a mindset of financial empowerment.

This discussion dives into financial struggles, including a caller's $160K debt and personal relationships affecting finances. The hosts tackle the importance of setting boundaries within family dynamics while providing insights on investing, particularly the pros and cons of mutual funds. They emphasize communication in relationships about finances, exploring budgeting tools and the value of life insurance. Listeners are encouraged to engage with their financial futures and make informed investment decisions amidst uncertainties.

Lewis Howes, a New York Times bestselling author and former pro athlete, dives into fascinating discussions. They tackle the looming effects of baby boomers on real estate and debate whether to take on more student debt. The conversation includes insightful tips for managing newfound wealth after winning a game show and how to navigate financial stability amid personal challenges. Howes shares strategies for achieving emotional wealth, emphasizing that understanding money's impact on relationships is crucial for financial growth.

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan✅ Help us make the show better by taking this short survey!Rachel Cruze & Ken Coleman answer your questions and discuss: "My new husband and I both have major trust issues when it comes to money," "We are $25k upside down on a truck," "Should I rent a studio to my parents?" "How we can remain content while renting over the next 24 months?" "How do I protect myself if I move in with my boyfriend?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY ⛨ Find top Health Insurance Plans at Health Trust Financial 💸 To find out more about student loan refinancing, check out Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 🎥 Get your tickets for The Chosen Season 5! 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Next Steps📱 Watch the full episode for free in the Ramsey Network app.📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!💵 Sign up for a free training with our EveryDollar team! 🤓 File your taxes with 100% accurate software that’s 20% of the price.🎟️ See Dave Ramsey and Dr. John Delony LIVE in a city near you🛒 Preorder Build a Business You Love Now at Ramsey SolutionsListen to more from Ramsey Network🎙️ The Ramsey Show  🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💰 George Kamel🪑 Front Row Seat with Ken Coleman📈 EntreLeadership💸 The Ramsey Show HighlightsLearn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan✅ Help us make the show better by taking this short survey!Dave Ramsey & George Kamel answer your questions and discuss: "Every time we talk about getting out debt, it turns into a fight," "Should I invest in real estate or look for a job?" Dave explains wealth inequality in 2025, "Getting my parents to work the Baby Steps," "Should I set up a line of credit for my business?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY ⛨ Find top Health Insurance Plans at Health Trust Financial 💸 To find out more about student loan refinancing, check out Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 🎥 Get your tickets for The Chosen Season 5! 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Next Steps📱 Watch the full episode for free in the Ramsey Network app.📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!❤️‍🩹 Get trusted insurance coverage that fits your budget.🎟️ See Dave Ramsey and Dr. John Delony LIVE in a city near you.💵 Start your free budget today. Download the EveryDollar app!🛒 Preorder Build a Business You Love Now at Ramsey Solutions 💰 Don’t pay extra for simple tax filing needs. File your taxes with 100% accurate software that’s 20% of the priceListen to more from Ramsey Network💸 The Ramsey Show Highlights🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💰 George Kamel🪑 Front Row Seat with Ken Coleman📈 EntreLeadershipLearn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

The discussion highlights the importance of practical skills over formal education in career success. The hosts share a compelling story of a couple who paid off over $400,000 in debt, focusing on money management intertwined with family life. The tension between immediate experiences, like an African safari, and long-term financial goals sparks insight into priorities. Furthermore, they explore navigating financial disconnect in relationships and the need for radical changes to achieve lasting financial freedom.

In this discussion, the hosts tackle various pressing financial questions, emphasizing the emotional impact of debt. They highlight success stories of couples who paid off significant amounts and explore strategies like the debt snowball. Listeners learn about negotiating salary, ethical investing practices, and practical budgeting methods, including sinking funds. There's a focus on the benefits of credit unions and quick action to resolve issues like car repossession. Overall, the conversation is filled with motivation for achieving financial freedom.

📈 Are you on track with the Baby Steps? Get a Free Personalized PlanGeorge Kamel & Dr. John Delony answer your questions and discuss: "My parents sold their farm 2 years ago to my sisters for $1," "How do I pay off $230k of student loans?" "I can't drive my truck due to a title issue," "What's the impact of pausing retirement?" "My husband wants to amend our prenup," "My husband isn't on board with the Baby Steps" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY ⛨ Find top Health Insurance Plans at Health Trust Financial 💸 To find out more about student loan refinancing, check out Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today!  Next Steps📱 Watch the full episode for free in the Ramsey Network app.📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!🛒 Preorder Build a Business You Love Now at Ramsey Solutions 🏠 Get organized and prepared to buy or sell a home. 🤓 File your taxes with 100% accurate software that’s 20% of the price.💵 Start your free budget today. Download the EveryDollar app!🎟️ Get Tickets to the Money & Relationships Tour 💰 Don’t pay extra for simple tax filing needs. File your taxes with 100% accurate software that’s 20% of the priceListen to more from Ramsey Network🎙️ The Ramsey Show  🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💸 The Ramsey Show Highlights💰 George Kamel🪑 Front Row Seat with Ken Coleman📈 EntreLeadershipLearn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a Free Personalized PlanGeorge Kamel & Dr. John Delony answer your questions and discuss: "My mother has been paying my sister's debt," "How do we increase our business revenue?" "Take a pay cut to do work I'm passionate about?" "Should I file for bankruptcy?" "How do I tithe on a gift of $850k in stock?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY ⛨ Find top Health Insurance Plans at Health Trust Financial 💸 To find out more about student loan refinancing, check out Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Next Steps📱 Watch the full episode for free in the Ramsey Network app.📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!🤓 File your taxes with 100% accurate software that’s 20% of the price.💼 Preorder Build a business You Love today.🏠 Find a Ramsey Trusted Real Estate Agent🎟️ Get Tickets to the Money & Relationships Tour Listen to more from Ramsey Network🎙️ The Ramsey Show  🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💸 The Ramsey Show Highlights💰 George Kamel🪑 Front Row Seat with Ken Coleman📈 EntreLeadershipLearn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈 Are you on track with the Baby Steps? Get a Free Personalized PlanKen Coleman & George Kamel answer your questions and discuss: "My wife has been hiding credit cards from me," "I signed up a loan not realizing that the interest is 48%..." "Can I afford to buy a home?" "We make $130k and still overspend," "My company is getting hit hard by the tariffs," "My mother added me to her credit card. I've removed myself but what how do I get it off my credit report?" "I've fallen into the personal loan trap and I can't get out!" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY ⛨ Find top Health Insurance Plans at Health Trust Financial 💸 To find out more about student loan refinancing, check out Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Next Steps📱 Watch the full episode for free in the Ramsey Network app.📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!🏠 Get organized and prepared to buy or sell a home. ☂️ Get trusted insurance coverage that fits your budget.📖 Preorder Build a business You Love today.💵 Start your free budget today. Download the EveryDollar app!🎟️ Get Tickets to the Money & Relationships Tour🏘️ Find a Ramsey Trusted Real Estate Agent Listen to more from Ramsey Network🎙️ The Ramsey Show  🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💸 The Ramsey Show Highlights💰 George Kamel🪑 Front Row Seat with Ken Coleman📈 EntreLeadershipLearn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices