The Ramsey Show Don’t Let Money Drama Keep You Broke
15 snips
Sep 16, 2025 Listeners explore the emotional complexities of managing debt after losing a loved one, especially when faced with erroneous creditor claims. The hosts tackle tips for aligning family budgeting and spending in larger households. They discuss the intricacies of financial planning in relationships, especially with prenuptial agreements and differing values. Additionally, strategies for early retirement and the importance of proper estate planning are highlighted, ensuring loved ones aren't left to navigate chaos.
AI Snips
Chapters
Books
Transcript
Episode notes
Shut Down False Debt Claims Quickly
- Call debt collectors and demand written proof of any alleged debt and offer the last four SSN digits to confirm identity.
- If they continue after you dispute it, hire an attorney and pursue the Fair Debt Collection Practices Act violations.
Force A Joint Budget And Stop The Overspending
- Create a written budget the two of you agree on and stop overspending when the money runs out.
- Put every expense through that budget process and don't use asset sales to paper-over continuous overspending.
Prenups Don’t Run Your Monthly Money
- A prenup mainly governs what happens if the marriage ends and rarely dictates daily household finances.
- You still combine monthly income and bank accounts operationally even if a prenup preserves separate assets on divorce.
