The Ramsey Show

Ken and Jade tackle pressing financial questions, from crushing $156,000 in debt to teaching teens about money management. They emphasize the importance of balance between work and family, especially for parents. A debate emerges on whether to sell inherited property or keep it as a rental. The hosts also address relationship dilemmas, like staying with a partner who won't commit. With practical advice on budgeting for big expenses and side hustles, they remind listeners that choosing discomfort can lead to meaningful change.

Explore the ethics of secret bank accounts as the hosts advocate for financial transparency in relationships. Listen to a discussion on the urgency of selling homes that feel unsafe and the importance of prioritizing children's stability. Discover insights on transitioning from a stable job to full-time entrepreneurship based on passion. Dive into retirement anxieties even with a substantial nest egg, plus advice on navigating career changes and what to consider when managing family finances.

In this discussion, experts tackle pressing financial dilemmas. They provide strategies for overcoming $35,000 in debt and stopping a son’s sports gambling. Listeners learn how to manage aggressive student loans, and the importance of prioritizing living expenses over retirement savings. There’s also insightful advice on career choices, paying off rental properties, and budgeting for the holiday season. A couple shares their amazing journey of paying off $5.5 million, demonstrating how to transform financial struggles into success.

A caller grapples with a father's pressure to alter a family trust, sparking a discussion on setting financial boundaries. Another listener faces job loss and $100,000 in debt, with experts emphasizing urgent reemployment. Negotiating collection accounts is tackled, unveiling psychological tactics used by debt collectors. There’s a debate over pausing investments for school savings, while newlyweds explore combining finances despite existing debts. The hosts provide candid advice to avoid overpaying tax negotiation firms and stress the importance of maintaining retirement funds.

Dave Ramsey and Dr. John Delony tackle key financial dilemmas, from guiding children towards independence without enabling bad decisions to dealing with elder financial issues and scams. They discuss the complexities of living together before marriage, the risks of reverse mortgages, and the practicalities of flood insurance. Listeners hear advice on fixing a bad annuity, managing a growing Airbnb portfolio, and the importance of living without a credit score. With real-life caller questions, this episode delivers vital insights on money management.

Explore the tough decisions on quitting a job you despise while balancing side hustles. Delve into the complexities of purchasing a car versus paying off debt, and learn about the essentials of life insurance for blended families. Discover how to navigate tricky family dynamics around funding a destination wedding. Get advice on leading by example to motivate a partner toward financial goals. Plus, insights on investment strategies versus paying off a mortgage early. It’s a rollercoaster of financial wisdom!

Money can be a minefield, especially when broken trust is involved. George and Jade tackle tough conversations, like confessing financial lies to a partner. They guide listeners on whether to buy a new car or manage debt strategically. Questions about inheritance obligations spark debates about family finances. Plus, they discuss rebuilding trust after infidelity and how to budget for new parents. With practical advice, they help navigate the complexities of money and relationships.

Explore the challenges of debt management, including a compelling discussion about filing for bankruptcy with $200k in debt. Learn why cash-first habits are crucial for teens as they consider their first credit card. Delve into relationship dynamics, like the red flags of lending money to a partner. Discover how to maintain a debt-free mindset after repayment and the reality of AI in the job market. Hear inspiring success stories, like a couple paying off $165k in 47 months, highlighting practical budgeting strategies.

Join the conversation as Dave Ramsey and Jade Warshaw tackle the weighty topic of managing a staggering $1.5 million in debt. They explore options like bankruptcy and short sales while highlighting the risks of heavy borrowing. Learn why avoiding new car loans can be crucial, and discover strategies for helping loved ones without enabling poor financial habits. The hosts also discuss the importance of transparency in relationships and the emotional toll of financial decisions. It's an insightful and candid discussion on practical debt relief tactics.

The hosts dive into a heart-wrenching story of betrayal involving a 30-year affair and the financial consequences of infidelity. They tackle urgent financial dilemmas, including how to maintain an emergency fund while facing debt and whether to prioritize tithing during financial recovery. Listeners learn about practical strategies for paying off college without accruing loans, family dynamics around lending, and the importance of separating finances to rebuild trust. Plus, they share tips on saving for a wedding in Spain amidst financial challenges.