The Ramsey Show

Join motivational speaker and author John O'Leary as he shares his inspiring journey of overcoming severe burns and adversity. He discusses the power of saying yes to life's opportunities and promotes his film and book, 'Soul on Fire.' The hosts dive into practical topics like navigating family disputes over inheritance and whether to pause debt repayments during a government shutdown. They emphasize the importance of clear communication in family businesses and provide financial strategies for engaged couples in debt.

Facing debt and job loss? Discover practical tips on navigating tough financial situations. Learn why delaying home purchases can save you from future stress. New to the job market? Get essential advice on saving and investing right off the bat. Concerned about a parent's finances? Understand how to approach audits and power of attorney. Plus, hear why avoiding credit card tricks and re-entering debt might safeguard your future. Couples share inspiring success stories about achieving financial freedom through smart budgeting!

Dive into a world of financial dilemmas where hosts tackle everything from getting out of a million-dollar debt to navigating divorce settlements with upside-down car loans. Hear advice on the power of side hustles for dealing with huge student loans and how to secure a mortgage without a high credit score. Learn about the choice between bankruptcy and fighting through debt, and discuss the tricky balance of debt repayment versus fertility treatment costs. Plus, moral dilemmas about lending money to friends are unveiled!

In this engaging discussion, various callers share their personal finance dilemmas, ranging from single parents tackling daycare debt to couples longing to invest post-student loans. Dave Ramsey and Rachel Cruze provide actionable advice on necessary sacrifices to meet financial goals. They explore special needs trusts, tips for managing variable incomes, and the balance between saving and spending, especially for newlyweds with big plans. Listeners walk away with practical strategies to navigate their unique financial challenges.

Tim Tebow, former NFL quarterback and founder of the Tim Tebow Foundation, joins the conversation to share insights from his book and mission. He discusses the importance of recognizing individual worth and spreading messages of hope. The hosts also tackle practical financial queries like whether to keep cash at home, merging finances after divorce, and dealing with insurance claim denials. Listeners are encouraged to rethink their financial habits and prioritize communication and budgeting for a more stable future.

Topics tackled include the ethical dilemma of building on inherited family land and whether to prioritize saving for a house or retirement. Listeners hear advice on handling a $60k bonus wisely and budgeting for a surprise baby. There’s a heartfelt discussion on stabilizing finances after loss and navigating housing after relationship separation. The hosts provide insights on retirement planning, moral questions about family size while on aid, and even a success story of paying off over $200k in debt.

This podcast features various caller guests seeking advice on personal finance issues. Topics include handling family dynamics in a business, confronting financial exploitation by siblings, and whether to pause retirement savings to save for a house. Listeners explore starting retirement in their 50s and delve into the tough question of affordability for a stay-at-home parent. Dave and Ken also share insights on managing debt and making smart investment choices with windfalls, providing practical solutions for financial challenges.

Explore money management strategies with practical insights from George and Jade. They dive into where to best park your savings, how to ask for fair pay, and the implications of using a credit card responsibly. Discover if living in a van is comparable to a mortgage and understand the risks of using your emergency fund like a personal bank. Plus, hear about finding funding for adoption and smart tips on homebuying, all while having some fun with a Lion King casting segment!

Dave and Rachel tackle hot financial topics, from whether business credit cards are worth it to the dangers of being 'house poor.' They discuss merging finances with a significant disparity, managing student loans while preparing for a baby, and the responsibility of children to support parents. A couple shares their inspiring journey of paying off $130K in just 20 months. Additionally, they provide insights on withdrawing retirement funds for investments and the importance of having a budget using their revamped EveryDollar app.

Dave Ramsey and Dr. John Delony tackle tough financial questions. They discuss how to protect kids from financial exploitation by family. A wife struggles with her husband's secret spending, and they explore coping strategies. They also address an employer-forced house purchase gone wrong. The duo advises on whether to take out loans for family needs or focus on debt repayment. A couple shares their incredible journey to becoming millionaires. Their insights on motivation, family finances, and planning for financial peace are both practical and inspiring.