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The Ramsey Show

Latest episodes

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Dec 20, 2024 • 1h 28min

Your Future Self Deserves Better Choices Today

Explore the candid stories of financial mishaps linked to mental health struggles. Discover strategies for managing debt and building a supportive network amidst life’s challenges. Gain insights into retirement planning with a humorous twist, while navigating family dynamics around inheritance and spending. Learn the myth behind credit scores and the significance of budgeting for financial independence. The conversation also touches on overcoming anxiety by addressing childhood traumas and the importance of self-compassion in personal growth.
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Dec 19, 2024 • 1h 29min

Broke Is Normal—Do You Really Want to Be Like Everyone Else?

Explore the emotional complexities of inheritance as a listener grapples with a late father's life insurance. Delve into family dynamics and financial decisions, highlighting the balance between personal intentions and sibling fairness. Discover effective budgeting tactics by contrasting fun money versus debt repayment. Uncover the importance of adequate insurance for financial stability, as stories of financial struggles reveal the critical role of personal accountability and wise decision-making in achieving financial clarity.
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Dec 18, 2024 • 1h 29min

It’s Our 2024 Annual Giving Show!

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan📱 Listen to the full episode for free in the Ramsey Network app.Watch United States of Anxiety exclusively on the free Ramsey Network app! Dave Ramsey & George Kamel hear stories of outrageous generosity from our listeners. Find out how much fun you can have giving away money on our 2024 Annual Giving Show!Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp ◎ Get 10% off Byrna product bundles and more! 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY 💤 Visit Helix Sleep for special offers! 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Next Steps📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!🎄You could win $5,000 in the Ramsey Christmas Cash Giveaway! 🎁 Our 50 days of Christmas deals are ending soon! Get 30% off meaningful gifts.☂️ Protect yourself with the right coverage—take our coverage quiz!🎒 Donate Foundations in Personal Finance Curriculum to a high school in your community.💵 Start your free budget today. Download the EveryDollar app!Listen to more from Ramsey Network🎙️ The Ramsey Show  🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💸 The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadershipLearn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy
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Dec 17, 2024 • 1h 28min

You Can’t Win With Money if You Keep Ignoring the Real Problem

Dive into the complexities of family finances, where a huge loan complicates relationships. Discover the emotional toll of lending money and the importance of setting boundaries. Explore the balance between hobbies, budgeting, and shared dreams, along with the hurdles of youth sports and financial strain. Get insights on finding fulfillment in work over mere wealth. Plus, navigate in-law meddling with humor while reshaping your financial future through discipline and sacrifice.
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Dec 16, 2024 • 1h 28min

Delayed Gratification Is a Key Ingredient to Building Wealth

The discussion dives into the importance of delayed gratification in wealth building. Listeners hear about thoughtful decision-making regarding luxury purchases, like supercars, and how to prioritize financial responsibilities. The speakers offer insights on navigating family dynamics in financial decisions and balancing education with personal aspirations. Plus, practical advice on debt management and budgeting is shared, emphasizing the need for communication in relationships. Overall, the episode champions patience and financial prudence as keys to achieving long-term success.
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6 snips
Dec 13, 2024 • 1h 28min

Your Debt Should Make You Uncomfortable

Discover how a college student grapples with debt while juggling investments and savings for his future. Wedding guests' responsibilities take center stage, asking if they should cover their own plates. A listener opens up about her late husband's secret debts, stressing the emotional toll of hidden finances. Transitioning careers is underscored alongside strategies for budgeting and managing emergencies. Tune in for insights on achieving financial independence by embracing low-cost living and effective communication in relationships.
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Dec 12, 2024 • 1h 29min

To Change Your Results You Have To Change Your Behavior

Explore the complexities of holiday gift-giving and family dynamics, emphasizing communication and budgeting strategies. Learn about the benefits of 15-year mortgages and understand the pitfalls of co-signing loans. Discover effective debt management techniques, including the debt snowball method, and the importance of flexible budgeting with irregular incomes. Delve into life insurance essentials for families, tax withholding intricacies, and the significant impact of financial education for children. This enriching discussion offers practical tools for navigating financial challenges.
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23 snips
Dec 11, 2024 • 1h 29min

How to Escape Living Paycheck to Paycheck

Explore the intriguing financial conundrums faced by couples, from navigating expenses on a high income to deciding on major purchases like cars. Delve into the emotional complexities of merging finances in marriage, with discussions on prenuptial agreements and debt management. Learn about the perils of cash value insurance and why term insurance is often a better bet. Plus, uncover strategies for financial stability during life changes, balancing budgeting with long-term investment growth.
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16 snips
Dec 10, 2024 • 1h 28min

If You Want To Be a Millionaire, Do What Millionaires Do

Explore strategies for recovering from bankruptcy and the importance of building an emergency fund. Discover how to manage student loans and the debt snowball method for financial momentum. The hosts discuss emotional challenges in financial decisions and stress the significance of reassessing spending habits. Gain insights into navigating business partnerships and the implications of significant life changes on financial planning. Finally, learn the importance of mental resilience and communication in achieving financial well-being.
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Dec 9, 2024 • 1h 28min

Building Wealth Starts With Setting Aggressive Goals

The hosts tackle pressing questions about whole life insurance, weighing its high costs against more effective investments like Roth IRAs. They delve into the emotional struggles of financial betrayal and the impact of debt on relationships. Navigating post-debt housing and career transitions is also explored, emphasizing strategic goal-setting for financial growth. Listeners learn about the importance of transparency and collaboration in finances, alongside advice on managing financial priorities and the emotional aspects of money.

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