The Ramsey Show Are You Investing in Tomorrow or Robbing It?
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Sep 24, 2025 Discover effective strategies to navigate marital money disagreements, like convincing a spouse to ditch credit cards. Learn what to do with $65,000 from a house sale, and how to avoid financial guilt when considering a family vacation. The hosts offer insight on inherited annuities and the implications of lending large sums to adult children. Plus, hear advice on budgeting after wildfires and navigating the tough love approach with college-aged kids. It's a mix of practical tips and heartfelt discussions on financial challenges!
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Bring Your Spouse Along
- Apologize and lead with empathy when introducing a new money plan to your spouse.
- Create a vivid shared dream, then agree on a written budget and stop using credit cards to reach it.
Lead With Problem, Then Solution
- Only present solutions after you both agree on the severity of the problem.
- Build an HD, detailed dream so behavior change (like stopping credit card use) becomes obvious.
Don’t Move Up Until You Clean Up
- Clean up high-interest debt before moving up in housing unless you commit to aggressive income increases.
- Consider renting temporarily and throw proceeds at student loans to finish them fast.
