Deciding Whether to Refinance or Move After a Baby and Pay Cut

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Dave Ramsey and Ken Coleman answer your questions and discuss:

• "How do I convince my wife to stop using credit cards when I'm on Baby Step 1?"
• "What should we do with the proceeds from the sale of our house?"
• "My husband was recently fired, how do we make our finances work while he's working small jobs?"
• "Should we downsize our house so my wife can stay at home?"
• "We have the money but struggle to justify going on vacation"
• "We gifted our son over $100,000 to buy a house and now he wants to pay us back. Are there any tax implications for this?"
• "What should I do with an inherited annuity?"
• "How do I create a family budget to keep my kids from spending money?"
• " Should I dive back into a career now that my husband has beat cancer?"
• "I'm 62 with only $100,000 saved for retirement. Should I focus on paying off my house or saving more for retirement?"
• "Should we charge our 19 year old rent?"
• "What should we do with the proceeds from the sale of our business?"

Next Steps:

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