The Ramsey Show You Can’t Hack Your Way Out of Debt
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Sep 11, 2025 Join Dave Ramsey and Dr. John Deloney as they tackle pressing financial dilemmas, including a wife's struggle to rein in her husband's reckless spending. They offer insights for single moms managing debt, discuss the emotional weight of borrowing, and explore the critical role of life insurance. Hear wisdom on navigating financial decisions post-divorce and the impact of family relationships on money matters. Tune in for practical advice on achieving financial stability while chasing dreams!
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Unify Finances And Communicate First
- Stop treating separate accounts as separate lives; align and combine ownership on major financial items.
- Communicate using "I" statements and agree before big purchases or get counseling to rebuild decision-making.
Use Proximity, Not Mass Applications
- Stop relying on blind online applications and use the proximity principle: get people to pull your resume.
- Call, network, and get referrals to turn applications into interviews quickly.
Take The Stipend, Buy With Cash
- Treat a company stipend as pay, not free money; if you have cash, buy a reliable car with cash and pocket the stipend.
- Avoid taking monthly payments tied to an employer benefit that can change or disappear.
