The Ramsey Show

Ramsey Network
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Jul 31, 2025 • 2h 18min

Let Go of Others Expectations and Take Control of Your Own Future

Discover how to regain financial control amidst pressure from family and societal expectations. Explore the dynamics of marital finances and the importance of transparent communication. Learn about tackling debt while assessing career choices and investing wisely. Also, delve into the challenges of inheriting money and navigating housing decisions. Finally, hear insights on budgeting effectively and achieving financial freedom without succumbing to credit pitfalls.
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Jul 30, 2025 • 2h 16min

More Debt Always Equals More Risk

Discover the complex dance of family finances as listeners seek advice on managing everything from caring for elderly relatives to avoiding debt traps. The hosts dive into the hidden costs of boat ownership and the emotional aspects of financial decisions. They discuss balancing career choices with family obligations and explore strategies for building wealth through real estate. With an emphasis on discipline and setting financial goals, this episode is packed with insights on navigating the financial landscape while fostering healthy relationships.
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Jul 29, 2025 • 2h 19min

Stop Expecting Different Results From the Same Mistakes

Dive into the challenges of managing debt as a single mom trying to provide for her kids. Explore the pros and cons of financial decisions, like whether to cash out an annuity or use stocks to pay off a mortgage. Discover the ins and outs of budgeting for weddings while navigating personal finances post-divorce. Learn strategies to build financial unity in relationships, tackle the complexities of rent-to-own agreements, and understand the emotional toll of financial strain.
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13 snips
Jul 28, 2025 • 2h 18min

Debt Won’t Fix What Discipline Can

Jade Warshaw and Rachel Cruze tackle intriguing financial dilemmas, from recovering after hurricanes to navigating debt management and family dynamics. They discuss balancing luxury purchases for teens with financial discipline and address the emotional struggles of couples facing debt together. Practical advice on using settlements wisely, traveling without credit cards, and handling retirement planning enriches the conversation. The hosts emphasize personal responsibility and communication as keys to financial success in everyday life.
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Jul 25, 2025 • 2h 16min

You Can’t Borrow Your Way to Peace

Explore the emotional tug-of-war between paying off a mortgage early versus investing for growth. Delve into the importance of financial stability and its link to peace of mind, especially when caring for loved ones. Discover smart strategies for managing debt, including coping with student loans and IRS obligations. Learn how to navigate family dynamics while instilling financial values in children. The hosts address the intricacies of financial decisions, emphasizing communication and planning for a secure future.
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28 snips
Jul 24, 2025 • 2h 17min

Don't Settle for Living Paycheck to Paycheck

Dive into the complexities of financial struggles, from managing $1.8 million in debt to navigating career impacts tied to credit scores. A listener grapples with retirement savings while co-signing student loans for their daughter. The hosts debunk credit score myths, emphasizing that financial health isn't just about numbers. Explore the importance of budgeting and disciplined saving, alongside personal stories that illustrate the journey to financial stability. It's a candid discussion on reshaping mindsets and reclaiming financial peace.
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Jul 23, 2025 • 2h 20min

You'll Never Build a Strong Future On A Shaky Foundation

Discover the best ways to teach financial responsibility to kids and the importance of real-life experiences over theory. Navigate post-divorce finance and the complexities of managing debt in a troubled marriage. Hear personal stories of overcoming massive debts and making tough career decisions. Discuss handling unexpected windfalls and the implications of financial infidelity. Learn strategies for effective budgeting and the transition from debt to financial peace. Explore the challenges of family business and home ownership amid uncertainty.
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Jul 22, 2025 • 2h 16min

It's Not Too Late To Become a Millionaire

Discover strategies for transforming debt into wealth by focusing on budgeting and intentional financial management. Learn about the nuanced realities of student loans and the emotional toll of financial misguidance. Hear compelling stories of individuals overcoming financial challenges, from risky investments to family obligations. The importance of teamwork and clarity is emphasized, showing how proactive steps and educational tools can create a path to financial freedom. Tune in for practical advice on navigating your financial journey!
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Jul 21, 2025 • 2h 19min

Take Debt Off The Table And Stay The Course

This engaging discussion tackles rebuilding finances after family betrayal and the emotional toll it takes. The hosts offer advice on managing complex financial situations in marriage, stressing transparency and the importance of premarital counseling. They also delve into the challenges of international banking for frequent travelers and explore strategies for overcoming significant debt, like the debt snowball method. Personal stories reflect on the intersections of love, finance, and emotional well-being, offering practical solutions for financial independence.
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Jul 18, 2025 • 2h 17min

Stop Buying Things You Can't Afford - You'll Drown

Financial empowerment takes center stage as hosts tackle pressing listener concerns. Strategies for single parenthood, affordable housing decisions, and the pitfalls of excessive debt are explored. One caller's journey through a complex life insurance policy raises eyebrows, while another’s struggle with homeownership highlights the importance of living within one's means. The duo also navigates career choices, emphasizing the need for clear financial goals and accountability. Inspiring stories of overcoming debt remind listeners of the transformative power of smart financial decisions.

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