The Ramsey Show

You'll Never Prosper When You're Tied Down With Payments

Oct 7, 2025
Facing debt and job loss? Discover practical tips on navigating tough financial situations. Learn why delaying home purchases can save you from future stress. New to the job market? Get essential advice on saving and investing right off the bat. Concerned about a parent's finances? Understand how to approach audits and power of attorney. Plus, hear why avoiding credit card tricks and re-entering debt might safeguard your future. Couples share inspiring success stories about achieving financial freedom through smart budgeting!
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ADVICE

Land Anything Fast Then Plan Upward

  • Get any job immediately after a sudden loss of work so you can pay basic bills and interview from stability.
  • Treat the first job as a bridge and then plan a higher-paying career path with certification or training.
ADVICE

Outwork Everyone To Change Your Track

  • Show up 15 minutes early, leave 15 minutes late, and be the hardest worker on site.
  • Avoid phone distractions and prove you're reliable to secure future opportunity and raises.
ADVICE

Wait On A House Until Income Matches The Math

  • Delay homebuying until household income can comfortably cover mortgage payments without dipping savings.
  • Invest in career certifications and experience first to raise income and make house math work.
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