You'll Never Prosper When You're Tied Down With Payments
The Ramsey Show
How to Start Saving and Investing in Your First Job
Hunter, a new grad, asks about saving; hosts recommend emergency fund, Roth 401(k), and EveryDollar budgeting.
🤔 Can an online will work for you? Take this quiz to find out! Dave Ramsey and George Kamel answer your questions and discuss:
- "I'm $15,000 in debt with nothing in savings. I lost my job today, where do I go from here?"
- "Should we buy a house that's going to put us over budget by $1,000 every month?"
- "I just graduated and got my first job, how do I start saving and investing?"
- "How do I help my dad with his finances? He has $175,000 missing from his accounts"
- "We paid off our mortgage and my wife wants to upgrade our house. Am I being stingy for not wanting another mortgage?"
- "Why shouldn't we keep using credit cards if we are able to consistently take advantage of the points and cash back?"
- "We have $104,000 of debt, should we sell our car? Should my wife go back to work to speed up Baby Step 2?".
Next Steps:
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Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
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