The Ramsey Show

Join Dave Ramsey and his team of experts as they share real-life financial struggles and triumphs, emphasizing behavior change for financial success. Listen to empowering stories on The Ramsey Show.

Join lively hosts as they tackle real-life financial dilemmas from a packed Chicago audience. Discover tips on setting boundaries with borrowing parents and settling the spender vs. saver debate in relationships. Enjoy rapid-fire audience questions revealing personal quirks and discusses memorable gifts. Learn wedding gift etiquette and hear hilarious live call stories. Plus, advice for transitioning from military to civilian careers and motivating strategies for achieving financial goals. A truly entertaining and insightful experience!

Discover whether an online will is right for you! The hosts tackle tricky family investment issues, explore overwhelming student debt solutions, and guide listeners on car debt decisions. They emphasize the importance of prioritizing debts and managing funds wisely. Learn how to teach teens about entrepreneurship while navigating the complexities of financial planning, including when it might be better to use brokerage funds for mortgage payments. Whether you're 72 or just starting your financial journey, it's never too late to take charge!

Rachel and Jade tackle tough financial questions, helping listeners navigate tricky situations. Should you pay your parents for a home sold for just $1? Is it smarter to convert a HELOC to a mortgage? They also discuss setting boundaries for friends who mishandle money and whether one can afford to stay home after a promotion. Plus, insights on recovering from divorce debt and enabling adult children financially provide listeners with practical advice. From retirement plans to budgeting for a family, this episode is packed with valuable guidance!

Hosts tackle fascinating financial dilemmas. A caller grapples with a fiancée's hefty school debt before marriage. They discuss in-law boundaries and when adult children should move out. The debate over prioritizing business versus personal debt unfolds, along with a warning against financing flashy car purchases. Listeners also learn about the importance of creating online wills and managing untaxed freelance income. Plus, guidance on handling family debts and reimagining careers after setbacks keeps the conversation lively.

Dave and Jade tackle real money dilemmas from listeners. Should you pay off a costly HVAC lease before your mortgage? They discuss the complexities of blending finances with a secretive spouse. Discover essential tips for first-time homebuyers on unexpected costs and inspections. A caller grappling with $85,000 in debt receives advice on overcoming financial struggles. Plus, learn how to navigate inherited wealth wisely and the importance of transparency in family financial matters.

Tune in as George Kamel and Dr. John Delony tackle pressing financial dilemmas! Discover how to stop a parent from accessing student loans and weigh the pros and cons of paying cash for your next car. They dive into handling tax disputes with an ex-spouse, and whether new business owners should pay themselves while navigating cash flow. Plus, learn tips for getting adult kids to pitch in around the house and advice on downsizing to speed up mortgage payoff. Finish strong with strategies for life after paying off your house!

Discover if accepting $38,000 from manipulative in-laws is wise. Explore alternatives to bankruptcy for overwhelming credit card debt, and learn when to reintroduce fun money after paying off debts. Find out how to build credit without debt and the risks of using a HELOC for mortgage payoffs. Delve into financial planning for adoption, the implications of gambling on family finances, and whether to keep term life insurance post-65. Finally, weigh the options of cash vs financing for cars and home renovations.

Are you struggling with credit card collections and IRS bills? The hosts guide listeners on prioritizing debts smartly. Curious about budgeting conflicts? They suggest a collaborative approach for couples to find common ground. Thinking of buying a new truck? Discover whether to invest in a high-end option or a used vehicle. Also, is early retirement a wise choice? The discussion highlights planning for financial and personal fulfillment. Plus, they tackle whether online wills suffice for protecting your estate.

Join motivational speaker and author John O'Leary as he shares his inspiring journey of overcoming severe burns and adversity. He discusses the power of saying yes to life's opportunities and promotes his film and book, 'Soul on Fire.' The hosts dive into practical topics like navigating family disputes over inheritance and whether to pause debt repayments during a government shutdown. They emphasize the importance of clear communication in family businesses and provide financial strategies for engaged couples in debt.