The Ramsey Show Stop Chasing Payments and Choose Freedom
Oct 30, 2025
Rebecca, a remarkable debt-free success story, shares her inspiring journey of paying off a jaw-dropping $207,000 mortgage in just over seven years. She reveals practical strategies, emphasizing the importance of emergency funds and intentional living. The hosts answer pressing questions, like how to ask for a raise, manage finances while caregiving, and maintain friendships during debt payoff efforts. With a wealth of tips on budgeting and planning for college, this conversation is packed with insight and motivation for anyone looking to achieve financial freedom.
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Break The Family Loan Cycle
- If you can't afford a family-loan car, return it and refuse more family borrowing.
- Save cash and buy a reliable low-cost car instead of repeating debt cycles.
Ask For A Path, Not Just A Raise
- Ask your manager for a clear path to the salary you want rather than demanding a raise.
- Use gratitude, list added responsibilities, and request a pathway to $150k–$175k.
Money Freedom Easily Reversed
- People who reach financial freedom often slip back by spending impulsively when income spikes.
- Maintaining limits after paying off big goals preserves long-term peace and security.
