Stop Chasing Payments and Choose Freedom
The Ramsey Show
We were debt free — then spent again
Carlos explains returning to debt after paying off the house; hosts urge ownership, living on one paycheck, and rapid payoff.
🤔 Can an online will work for you? Take this quiz to find out! Rachel Cruze and Dr. John Delony answer your questions and discuss:
- “Should I let my car get repossessed and get a cheaper car or get it paid off?”
- “How do I ask for a raise based on my performance at work?”
- “We’ve paid off our house and have kids’ college done, but still struggle with saving and paying off debt”
- “Should we file bankruptcy?”
- “Should I pay off my credit card with an old retirement account?”
- “How do we deal with friends while paying off debt?”
- “How do we protect our assets in case one of us relapses?”
- “I’m almost done with baby step 3, how aggressive should we be with investing for retirement vs. paying off our house?”
- “After I pay all my bills, I only have $100 left. How do I find more margin in my budget to pay off $7,000 of debt?”
- “How do we organize a 529 plan from my parents that I didn’t use and transition it to my two kids?”
- “How do we get out of the financial disaster that we’re in?”
- “I’ve been taking care of 3 handicapped family members and I now have no savings. How do I get my finances built back up?”
Next Steps:
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Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
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