Stop Chasing Payments and Choose Freedom
The Ramsey Show
How to get out of a tight budget on low income
Isabel seeks margin with low income and growing family; hosts recommend partner employment, separate finances, higher-paying work, and short-term hustle.
🤔 Can an online will work for you? Take this quiz to find out! Rachel Cruze and Dr. John Delony answer your questions and discuss:
- “Should I let my car get repossessed and get a cheaper car or get it paid off?”
- “How do I ask for a raise based on my performance at work?”
- “We’ve paid off our house and have kids’ college done, but still struggle with saving and paying off debt”
- “Should we file bankruptcy?”
- “Should I pay off my credit card with an old retirement account?”
- “How do we deal with friends while paying off debt?”
- “How do we protect our assets in case one of us relapses?”
- “I’m almost done with baby step 3, how aggressive should we be with investing for retirement vs. paying off our house?”
- “After I pay all my bills, I only have $100 left. How do I find more margin in my budget to pay off $7,000 of debt?”
- “How do we organize a 529 plan from my parents that I didn’t use and transition it to my two kids?”
- “How do we get out of the financial disaster that we’re in?”
- “I’ve been taking care of 3 handicapped family members and I now have no savings. How do I get my finances built back up?”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
📱 Get episodes early in the free Ramsey Network app!
🎅 Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!
📈 For help with investing, get connected with a SmartVestor Pro.
🛡️Protect yourself with trusted insurance coverage that fits your budget
Connect With Our Sponsors:
- Stop paying more and start shopping smarter at ALDI.
- Get 10% off your first month of BetterHelp.
- Go to Boost Mobile to switch today!
- Go to Casper Sleep and use promo code RAMSEY to learn more.
- Learn more about Christian Healthcare Ministries.
- Get started today with Churchill Mortgage.
- Get 20% off when you join DeleteMe.
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial.
- Use code RAMSEY to save 20% at Mama Bear Legal Forms.
- Visit NetSuite today to learn more.
- For more information, go to SimpliSafe.
- Get started with YRefy or call 844-2-RAMSEY.
- Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
The AI-powered Podcast Player
