The Ramsey Show You Can Rebuild No Matter Where You Are
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Oct 27, 2025 Explore the ins and outs of personal finance as experts tackle burning questions. Learn the best strategies for managing a 401(k) after a layoff or an acquisition. Discover how to approach financial help for family members without falling into debt. Get insights on major life decisions like career changes and homeownership dilemmas. Plus, dive into the nuances of tithing and budgeting for a new car. From setting boundaries with generous parents to handling underwater vehicles, this discussion is packed with practical advice!
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Grandparents Spoiling Kids While Carrying Debt
- Amy described grandparents spending heavily on gifts while carrying debt, causing family anxiety.
- Jade and George recommended setting boundaries and telling parents you won't fund their retirement or cover their future bills.
Roll Over Laid-Off 401(k) To An IRA
- Do a direct rollover from a traditional 401(k) to a traditional IRA to avoid taxes and gain investment control.
- Use a vetted advisor (e.g., SmartVestor Pro) to ensure paperwork and transfers avoid penalties.
Bridge Income With Side Work And Networking
- Do short-term gig work (Uber, DoorDash, retail) immediately to stop draining savings while hunting for permanent roles.
- Make a list of 15 industry contacts and call them daily to drum up maintenance/industrial roles.
