The Ramsey Show cover image

The Ramsey Show

Latest episodes

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Nov 26, 2024 • 1h 29min

You Can’t Outearn Bad Spending Habits Forever

The hosts dive into tackling debt, with a caller revealing her struggle with $65,000 and a mere $1,000 in savings. They discuss career shifts, emphasizing the challenges of becoming a NICU nurse. Effective income-boosting strategies are explored, stressing the emotional side of financial choices. Parenting is another hot topic, focusing on teaching kids life skills through literature while addressing the balance of support and independence for adult children. The importance of calm financial management shines through discussions on escrow accounts and making informed investment decisions.
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Nov 25, 2024 • 1h 27min

Building Wealth Is About More Than Just Math

Listeners dive into the emotional turmoil of financial crises sparked by gambling addiction and its impact on families. Discussions navigate the delicate balance of supporting adult children versus maintaining financial integrity. Millionaire insights reveal the importance of informed financial choices over mere math. The contrast between material desires and financial peace is explored, emphasizing emotional fulfillment. Tales of overcoming debt highlight the significance of shared values and strategic decisions, all while humorously tackling day-to-day financial challenges.
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Nov 23, 2024 • 33min

Affordable Gifts People Will Actually Love

Tired of the same old holiday gifts? Discover fresh ideas for everyone on your list, from cocktail lovers to tech enthusiasts. Hear personal stories about memorable presents and the joy of thoughtful giving. Learn about the importance of creativity and shared experiences in gift-giving, and explore practical budgeting tips for the season. Plus, enjoy a refreshing mocktail recipe to toast to the festivities!
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Nov 22, 2024 • 1h 28min

What if You Could Build a Life That Didn’t Exhaust You?

In this enlightening discussion, the hosts tackle the complexities of navigating debt while striving for financial freedom. They explore the significance of prioritizing health over wealth and the impact of family dynamics on financial decisions. Tips for effective debt management and the psychological nuances of credit card rewards spark thought-provoking insights. The conversation also emphasizes community support for career transitions and the balance between investing and maintaining savings, culminating in a celebration of personal financial triumphs.
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Nov 21, 2024 • 1h 27min

What Are You Willing To Sacrifice To Get Out of Debt?

Financial red flags in relationships take center stage as a caller shares concerns about her partner's 20-year tax neglect. Strategies for sustainable earnings amidst job relocations are discussed, along with renting out homes during peak demand. The risks of co-signing loans and lessons in gratitude shine through, while a new clothing brand owner navigates market challenges. Urgent talks on life insurance emphasize protecting loved ones, contrasting with personal cautionary tales about extravagant purchases. Extreme debt-elimination measures highlight the need for long-term financial discipline.
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Nov 20, 2024 • 1h 28min

Building Wealth Is a Journey – Don’t Rush the Process

Navigating hidden debts can be emotionally taxing, especially when they come from a loved one. Discover how someone with a modest income can still build wealth through smart budgeting and side gigs. Listen to discussions about the pros and cons of buying a million-dollar home in cash and insights on maximizing retirement wealth with Roth conversions. Dive into the realities of achieving financial freedom, as successful millionaires share their journeys, emphasizing that wealth-building often takes time and perseverance.
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Nov 19, 2024 • 1h 28min

Don’t Look for a Hack When You Need a Grind

The hosts unveil a new children's book focused on generosity, perfect for holiday gifting. They tackle financial independence, discussing parental dynamics and boundaries. Personal stories of conquering student loan debt highlight community support. A caller facing pregnancy expenses gets practical financial advice. The hosts debunk tax myths, emphasizing straightforward debt repayment. They also delve into the psychological risks of selling gold and stress the importance of prioritizing peace over property in housing decisions.
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Nov 18, 2024 • 1h 27min

Learn the Power of the Magical Word, “NO”

In this lively discussion, Jimmy Darts, a TikTok star renowned for his acts of kindness, shares his joy in philanthropy and the power of saying 'no' to maintain financial stability. Jill, who bravely cleared $102,000 in debt, reveals her transformative journey filled with strategic budgeting and support. They explore the importance of setting boundaries with family expectations, navigating financial responsibilities, and embracing a debt-free lifestyle as a means to foster generosity and personal empowerment.
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Nov 15, 2024 • 1h 29min

Don't Take Financial Advice From Broke People

Struggling with home ownership after a breakup? Listen in for supportive advice on navigating property disputes. Feeling overwhelmed by family pressures about debt? Discover tips for maintaining financial independence. Scammed by a publisher? Get insights on avoiding predatory companies. Couples will find value in discussions about financial transparency and budgeting strategies. Plus, explore the complexities of real estate investments and the critical role of life insurance in securing futures. It's a treasure trove of practical financial wisdom!
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Nov 14, 2024 • 1h 29min

Keep Hustling: You Have Power Over Your Debt

Dive into a lively discussion about balancing relationships and finances! Discover tips for finding genuine connections beyond wealth, and hear personal stories navigating the tricky dynamics of dating across economic divides. Gain insights on building wealth through humility, managing crippling debt, and avoiding the pitfalls of 0% car financing. The hosts share practical advice on budgeting and increasing income while emphasizing the importance of gratitude during tough financial times. Join for a blend of humor and valuable life lessons!

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