Australian Finance Podcast
Rask
The Australian Finance Podcast is your guide to sorting out your finances, one episode at a time. Owen Rask, Chief Investment Officer, & Gemma Mitchell, Senior Financial Adviser, bring you actionable strategies and knowledge that you can put into practice today. Save money, invest better and live life on your terms.~~New to the show? We recommend that you head back to our Starter Pack series of the podcast in Jan/Feb 2024, to get your head around some really important concepts! More advanced listeners might enjoy our other show, The Australian Investors Podcast.~~SHOW NOTES: https://www.raskmedia.com.au/podcasts/australian-finance-podcast/~~DISCLAIMER: The information in this podcast series is general financial information/advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. Please read our Terms of Service and Financial Services Guide on www.rask.com.au/fsg.
Episodes
Mentioned books
26 snips
Jan 27, 2025 • 32min
Investing in shares & ETFs in 2025 (step by step guide) [Part 8 of 11]
Discover the ins and outs of investing in shares and ETFs, tailored for beginners looking to dive into the market in 2025. Learn how shares represent ownership while ETFs offer diversification. Uncover strategies for mindful investing and managing market volatility. Gain insights into long-term market trends and the essential benefits of compound interest. Find out how to make share investments as easy as online shopping, and explore the BetaShares A200 ETF as a top investment strategy. Get ready to unlock your investment potential!
31 snips
Jan 23, 2025 • 28min
Making the most of Super [Part 7 of 11]
Dive into the ins and outs of superannuation, transforming your salary contributions into long-term investments. Discover the critical advantages, from tax benefits to home buying opportunities. Learn how to take control of your super by actively engaging in your personal investment strategy. The episode demystifies complex insurance options and emphasizes the importance of informed decision-making. Plus, get insights on an international growth-focused ETF for savvy investing. Your financial future starts with understanding super!
20 snips
Jan 20, 2025 • 38min
Smashing property goals (5 expert tips) [Part 6 of 11]
Discover how to set property goals that align with your financial plans, whether you're a first-time buyer or seasoned investor. Explore common myths surrounding property ownership, including the concept of rent vesting. The discussion highlights the emotional factors in home buying and the importance of assessing property values strategically. Learn why early communication with mortgage brokers is essential, and uncover the significance of home equity in your investment strategy. Plus, get insights into the BetaShares Equal Weight ETF for balanced growth.
17 snips
Jan 16, 2025 • 33min
How to get out of debt in 2025 (strategies & resources) [Part 5 of 11]
Dive into the multifaceted world of debt in Australia, exploring everything from mortgages to credit cards. Discover the emotional journey of overcoming debt and how it can transform relationships. Learn effective repayment strategies, like the snowball and avalanche methods, and the importance of personalized financial coaching. Gain insights into Exchange-Traded Funds (ETFs) and the need for structured financial planning. This episode equips you with essential tools and resources to tackle debt and build a healthier financial future.
28 snips
Jan 13, 2025 • 37min
Salary, passive income & boosting income [Part 4 of 11]
Discover strategies to boost your income and optimize salary negotiations. Explore the correlation between effective income management and wealth accumulation. Dive into the pitfalls of lifestyle inflation and the importance of intentional spending. Gain insights on mastering financial intentions through budgeting and overcoming limiting beliefs. Learn why seeking expert advice is crucial for financial optimization, along with the benefits of investing in Australian shares ETFs for diversification and potential tax advantages.
28 snips
Jan 9, 2025 • 36min
How to budget like a pro in 2025 [Part 3 of 11]
Gemma Mitchell, a financial advisor and Head of Advice at Rask, shares insightful budgeting strategies for 2025. She highlights the importance of personalized budgeting and the joy of tracking everyday expenses. Gemma discusses adapting financial plans to fit individual lifestyles and emphasizes the significance of habit formation in maintaining realistic budgets. Additionally, she explores effective ways to curb overspending, particularly in food purchases, and the role of technology in modern financial management.
10 snips
Jan 6, 2025 • 32min
Behavioural finance 101: Your money mindset [Part 2 of 11]
Explore the fascinating connection between emotions and financial choices. Discover how childhood beliefs shape your money mindset and behaviors. Learn about self-sabotage and the importance of self-awareness in managing finances. Understand how differing financial beliefs can create conflicts in relationships. Gain practical tips for mindful money management, including strategies to curb impulsive spending. Plus, get insights into investing in innovation with the Betashares NASDAQ 100 ETF and how it can benefit Australian investors.
27 snips
Jan 2, 2025 • 33min
Knowing your values, setting goals and where to get financial help [Part 1 of 12]
Discover the essentials of defining clear financial goals and their motivational impact. Learn about mindful goal setting that aligns personal values with aspirations. Explore the importance of professional guidance and community support in your financial journey. Reflect on your achievements while addressing negative self-talk. Dive into the world of ETFs, understanding their benefits and how they fit into a personalized financial strategy. Every discussion is packed with insights and practical advice for navigating your financial future.
18 snips
Dec 30, 2024 • 46min
How to set financial goals like a pro, with financial adviser Gemma Mitchell
Financial adviser Gemma Mitchell shares her expertise in setting achievable financial goals. She discusses common pitfalls that cause goals to fail and introduces a 5-step process to overcome them. Listeners learn about strategic financial planning after holiday spending, the importance of aligning goals with personal values, and the need for flexibility in budgeting. Gemma and co-host Owen also provide insights on adapting financial goals amid life changes and highlight their top goal for 2025, offering practical tips for long-term success.
Dec 27, 2024 • 40min
2024 wrap: Pearler & Rask year in review
Nick Nicolaides and Hayden Smith, co-founders of Pearler, discuss their journey through 2024, providing insights into their platform's evolution and the challenges of running a startup. They share key investment trends, especially among younger investors, and how community feedback shaped their user experience enhancements. The conversation dives into Pearler's impressive growth, the significance of their rebranding efforts, and the future of finance technology, emphasizing transparency and consumer education as vital to improving financial literacy in Australia.
