

Australian Finance Podcast
Rask
The Australian Finance Podcast is your guide to sorting out your finances, one episode at a time. Owen Rask, Chief Investment Officer, & Gemma Mitchell, Senior Financial Adviser, bring you actionable strategies and knowledge that you can put into practice today. Save money, invest better and live life on your terms.~~New to the show? We recommend that you head back to our Starter Pack series of the podcast in Jan/Feb 2024, to get your head around some really important concepts! More advanced listeners might enjoy our other show, The Australian Investors Podcast.~~SHOW NOTES: https://www.raskmedia.com.au/podcasts/australian-finance-podcast/~~DISCLAIMER: The information in this podcast series is general financial information/advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. Please read our Terms of Service and Financial Services Guide on www.rask.com.au/fsg.
Episodes
Mentioned books

Oct 24, 2024 • 1h 13min
Money dates, crushing your goals and Australia's looming property problem, ft. Jessica Brady
Jessica Brady, a former financial advisor and advocate for financial literacy, shares her insights on effective money management. She dives into overcoming money barriers and biases, emphasizing the importance of goal setting and common pitfalls to avoid. Jessica also introduces the concept of 'money dates' and highlights Australia’s looming property challenges. Her discussion encourages proactive financial behavior, especially for women navigating their financial futures alongside motherhood.

Oct 21, 2024 • 43min
7 ways to stay invested (even when you're tempted to sell)
"Should I sell my investments?" is a question we receive on a daily basis. Staying invested is hard, and we’ve all been in your shoes. However, staying invested is the key to building wealth.In this episode, Kate & Owen share seven ways to stay invested even when you’re tempted to sell and encourage you in your long-term investing journey.Series resources
Ask a question: https://bit.ly/3QtiY00
Access Show Notes: https://bit.ly/R-notes
Rask Community: https://bit.ly/3UkFWel
Kate's book, Buying Happiness: https://bit.ly/kate-amazon
Invest with Owen: https://bit.ly/R-invest
Mortgage Broking: https://bit.ly/broke-rask
Financial Planning: https://bit.ly/R-plan
Property Coaching: https://bit.ly/R-P-coach
100-point property checklist (PDF): https://bit.ly/prop-check
Accounting with Grey Space: http://bit.ly/3DG5lWS
Business Coaching: https://bit.ly/o-coach
Pearler, the broker for long-term investors. Sign up using code “RASK” for $15 of Pearler Credit: bit.ly/PearlerGet 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmithDISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 17, 2024 • 25min
How YOLO can damage your financial future [🧠 Brain Hacks]
Evan Lucas, a behavioral economist and co-host of Brain Hacks, joins Kate Campbell to explore the implications of a 'YOLO' mindset on financial health. They discuss the struggle between enjoying life's pleasures now and the necessity of investing for the future. The conversation touches on how COVID-19 and social media have influenced spending habits and highlights the importance of budgeting for spontaneous adventures without sacrificing long-term stability. Listeners are encouraged to find a balance between immediate gratification and financial goals.

Oct 14, 2024 • 49min
Debt recycling: Adviser Alex Luck explains how debt recycling actually works
Debt Recycling is a confusing finance topic, but it can be a superpower. On this episode of The Australian Finance Podcast, your host Owen Rask brought in Alex Luck, experienced financial adviser from Everest Wealth, to walk us through debt recycling step-by-step.Video version: https://youtu.be/F61sUnsKx14Use Owen's trusted financial planners: https://bit.ly/R-planDebt recycling topics covered
What is debt recycling?
Tax deductible debt explained
How to set up debt recycling
Debt recycling versus equity release
Who is debt recycling good for?
Debt recycling risks
Benefits of debt recycling
Join Pearler, the broker for long-term investors. Sign up using code “RASK” for $15 of Pearler Credit: bit.ly/PearlerGet 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmithSeries resources
Ask a question: https://bit.ly/3QtiY00
Access Show Notes: https://bit.ly/R-notes
Rask Community: https://bit.ly/3UkFWel
Invest with Owen: https://bit.ly/R-invest
Mortgage Broking: https://bit.ly/broke-rask
Property Coaching: https://bit.ly/R-P-coach
100-point property checklist (PDF): https://bit.ly/prop-check
Accounting with Grey Space: http://bit.ly/3DG5lWS
Business Coaching: https://bit.ly/o-coach
DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 10, 2024 • 35min
How to have fun & save money on a budget
Feeling tight on funds doesn't mean you have to miss out on fun! Discover budget-friendly entertainment ideas, from local dining deals to outdoor activities like geocaching. Learn clever strategies to access discounted tickets for plays and musicals using apps. Explore community events and affordable ways to enjoy your leisure time while nurturing creativity. Plus, get tips on saving money while traveling and engage in memorable low-cost family adventures.

Oct 9, 2024 • 45min
Side hustle & small business crash course with Owen & Zara
Join the discussion on transforming a side hustle into a thriving business. Hear insights on transitioning from freelancing to being a CEO, and the vital role of organization and CRM tools. Explore essential marketing strategies, including the use of Google Ads and SEO. Discover key software for managing finances and client communication. Plus, learn about the importance of community support for entrepreneurs and practical tips to build a strong online presence.

Oct 7, 2024 • 1h 26min
How I lost $1 million - John Addis, author of How Not to Lose $1 Million: Win at investing by losing less
John Addis is the founder of Intelligent Investor and one of Australia's best investment writers. He joins Owen Rask to dive deep into four categories of losses and how to avoid the costliest investment mistakes.Video version: https://youtu.be/v8L-I3J1I28Buy the book (use code RASK25 for 25% off at checkout): https://bit.ly/johnaddisShow notes: https://www.raskmedia.com.au/2024/10/07/john-addis-book-how-not-to-lose-1-million/The four categories of losers include:
Stocks John bought but shouldn't have
Stocks he bought but sold too soon
Stocks he bought but sold too late, and
Stocks he should have bought but didn't.
Companies mentioned include Flight Centre (ASX: FLT), Afterpay (now part of Block Inc), Apple Inc (NASDAQ: AAPL), Facebook/Meta Platforms (NASDAQ: META), Star Entertainment Ltd (ASX: SGR), Cochlear Ltd (ASX: COH), PMP Ltd (ASX: PMP) and more.Australian Finance Podcast resources:
Pearler, the broker for investors ($15 credit): bit.ly/Pearler
50% of PocketSmith: https://bit.ly/R-PocketSmith
Invest with Owen: https://bit.ly/R-invest
Ask a question: https://bit.ly/3QtiY00
Access Show Notes: https://bit.ly/R-notes
Rask Community: https://bit.ly/3UkFWel
Kate's book, Buying Happiness: https://bit.ly/kate-amazon
Mortgage Broking: https://bit.ly/broke-rask
Financial Planning: https://bit.ly/R-plan
Property Coaching: https://bit.ly/R-P-coach
100-point property checklist (PDF): https://bit.ly/prop-check
Accounting with Grey Space: http://bit.ly/3DG5lWS
Business Coaching: https://bit.ly/o-coach
DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 3, 2024 • 38min
Money date activity: your financial wheel of life (with PDF worksheet)
Karen Eley, a Certified Money Coach, dives into financial well-being and practical steps to take control of your finances. She introduces an engaging activity called the 'financial wheel of life,' designed to assess satisfaction across ten areas of your financial landscape. Karen emphasizes the importance of honest conversations about money, especially in relationships, and offers tips for setting aligned financial goals. Plus, she provides insights on making financial tasks enjoyable and maintaining motivation through collaboration.

Oct 2, 2024 • 36min
ETFs 102: index funds, factors, smart beta & quality investing, ft. Betashares' Tom Wickenden
Tom Wickenden, a representative from Betashares, specializes in factor investing and ETFs. He dives into the fascinating world of smart beta and contrasts it with traditional index funds. The conversation also covers the Betashares Australian Quality ETF, focusing on investing in high-quality companies. Wickenden shares insights on the long-term performance of ETFs compared to gold and the importance of diversification. He emphasizes how financial literature shapes investment perspectives and encourages proactive research in the ever-evolving market.

Sep 30, 2024 • 55min
The true cost of home ownership (from rates & repairs to termite infestations)
Homeownership in Australia comes with many hidden costs. Beyond the initial purchase, homeowners face ongoing expenses like termite damage, structural repairs, and council rates. Personal stories reveal unexpected financial burdens, including emergency repairs and yard maintenance. Budgeting wisely and considering insurance for high-value items are emphasized. The hosts share tips on sourcing secondhand furniture and making smart investment choices, highlighting the balance between aesthetics, essentials, and long-term financial health.