Australian Finance Podcast
Rask
The Australian Finance Podcast is your guide to sorting out your finances, one episode at a time. Owen Rask, Chief Investment Officer, & Gemma Mitchell, Senior Financial Adviser, bring you actionable strategies and knowledge that you can put into practice today. Save money, invest better and live life on your terms.~~New to the show? We recommend that you head back to our Starter Pack series of the podcast in Jan/Feb 2024, to get your head around some really important concepts! More advanced listeners might enjoy our other show, The Australian Investors Podcast.~~SHOW NOTES: https://www.raskmedia.com.au/podcasts/australian-finance-podcast/~~DISCLAIMER: The information in this podcast series is general financial information/advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. Please read our Terms of Service and Financial Services Guide on www.rask.com.au/fsg.
Episodes
Mentioned books
14 snips
Nov 27, 2024 • 32min
Financially planning to start a family in Australia [👶🏼 Family Finance]
Siobhan Ashby, a seasoned financial advisor from Northeast Wealth, offers invaluable insights for families planning to start their journey in Australia. The discussion dives into the financial costs of parenthood, like maternity leave and choosing between public and private health options for childbirth. Personal anecdotes reveal the emotional and financial challenges of budgeting for a family. Siobhan emphasizes early planning and seeking professional advice to navigate these complexities and ensure financial security.
Nov 25, 2024 • 41min
Tools & models to combat behavioural bias, ft. Betashares' Matthew Fish
Matthew Fish, Head of Product at Betashares and co-founder of FirstStep Investing, dives into the intersection of behavioral finance and technology. He explores how understanding our investment behaviors can lead to better outcomes. Matthew shares his personal journey with Telstra shares and highlights common biases like overconfidence. He emphasizes the power of ETFs in fostering long-term investment strategies, and his top tip for listeners underscores the significance of disciplined, consistent investing for financial success.
Nov 21, 2024 • 40min
Money coach or financial adviser: what's the difference? Gemma Mitchell explains
Gemma Mitchell, a qualified financial adviser and seasoned money coach, shares her inspiring journey from moving out at 16 to her insights on personal finance. She dives into the difference between money coaching and financial advising, emphasizing the value of setting bold financial goals. The chat highlights how money coaching can help overcome limiting beliefs and unhealthy financial behaviors. Gemma also discusses how to find the right coach and the costs involved, making financial wellness more accessible for everyone.
Nov 20, 2024 • 34min
Futureproof your finances against relationship unknowns [👶🏼 Family Finance]
In this dialogue, financial advisor Siobhan Ashby from Northeast Wealth shares her expertise on protecting finances amid relationship uncertainties. She discusses the essential role personal insurance plays in ensuring stability during life's challenges. Siobhan emphasizes strategic financial planning after separation, particularly for women, and the importance of estate planning, including wills and trusts. The conversation also covers navigating superannuation complexities and the need for regular updates, urging proactive financial management for future security.
16 snips
Nov 18, 2024 • 46min
Creating a financial plan to buy your first home (ft. financial adviser Alex Luck)
Host Kate Campbell chats with Alex Luck, a financial advisor from Everest Wealth, about crafting a financial plan for first-time homebuyers. They delve into the significant role of financial advisors in navigating the complexities of homeownership. Alex breaks down practical government incentives and smart strategies, like leveraging superannuation for deposits. He emphasizes the importance of realistic budgeting and long-term planning to handle unforeseen costs. Listeners gain invaluable insights to boost their home-buying journey with confidence.
5 snips
Nov 14, 2024 • 21min
Have I learnt enough about money yet? [🧠 Brain Hacks]
In this engaging discussion, the hosts highlight the importance of taking action, no matter how small, in your financial journey. They explore the distinction between being rich and truly wealthy, emphasizing financial autonomy. The conversation encourages listeners to transition from learning to actionable steps while addressing psychological barriers to investing. Key takeaways include the role of diversification in wealth building and the significance of continual financial education. It’s all about making progress, one small step at a time.
6 snips
Nov 13, 2024 • 31min
👶🏼 Family Finance: 10 things you don't need to buy for your baby
New and expecting parents often face overwhelming pressure to spend on unnecessary baby items. In a humorous discussion, co-hosts share their own expensive blunders and the ten baby products that really aren't worth it. They emphasize the benefits of buying second-hand and making smarter financial decisions. From frustrating baby gear to practical essentials, they guide parents towards what truly matters, ensuring a more enjoyable and cost-effective parenting experience. Personalized financial advice is also highlighted as a crucial resource.
Nov 11, 2024 • 40min
How to talk to your parents about money (and having an epic retirement)
Bec Wilson, a modern retirement expert, joins to share invaluable insights on talking with parents about finances. She discusses the evolving nature of retirement and the importance of proactive planning. The conversation touches on the six pillars of an epic retirement, including health and financial confidence. Bec also highlights the science of happiness in retirement, encouraging open discussions about housing and community support. With an emphasis on adventure and personal growth, she inspires listeners to reimagine their post-career life.
Nov 7, 2024 • 46min
Life changing money habits, financial scams & our book recommendations [Money & Chill]
Discover life-changing money hacks and automation tips that can transform your financial habits. The hosts share humorous anecdotes about battling fraud while stressing the need for vigilance. Enjoy engaging book recommendations, including psychological thrillers and insights into corporate culture. Nostalgia takes center stage as they reminisce about video rental stores versus today's streaming services. Plus, they delve into the importance of teaching financial literacy and discuss the pros and cons of wild versus conventional blueberries.
9 snips
Nov 6, 2024 • 43min
Finding good work, life experiments & challenging the default path ft. Paul Millerd
In this engaging discussion, Paul Millerd, an author known for his works "Good Work" and "The Pathless Path," challenges traditional career paradigms. He shares insights on defining 'good work' and the significance of pursuing joy over societal expectations. Paul emphasizes the chaotic yet rewarding nature of life transitions and the importance of personal fulfillment over financial metrics. Listeners are encouraged to conduct small life experiments and embrace community support on their journeys towards a more meaningful existence.
