Australian Finance Podcast

Discover how to set property goals that align with your financial plans, whether you're a first-time buyer or seasoned investor. Explore common myths surrounding property ownership, including the concept of rent vesting. The discussion highlights the emotional factors in home buying and the importance of assessing property values strategically. Learn why early communication with mortgage brokers is essential, and uncover the significance of home equity in your investment strategy. Plus, get insights into the BetaShares Equal Weight ETF for balanced growth.

Dive into the multifaceted world of debt in Australia, exploring everything from mortgages to credit cards. Discover the emotional journey of overcoming debt and how it can transform relationships. Learn effective repayment strategies, like the snowball and avalanche methods, and the importance of personalized financial coaching. Gain insights into Exchange-Traded Funds (ETFs) and the need for structured financial planning. This episode equips you with essential tools and resources to tackle debt and build a healthier financial future.

Discover strategies to boost your income and optimize salary negotiations. Explore the correlation between effective income management and wealth accumulation. Dive into the pitfalls of lifestyle inflation and the importance of intentional spending. Gain insights on mastering financial intentions through budgeting and overcoming limiting beliefs. Learn why seeking expert advice is crucial for financial optimization, along with the benefits of investing in Australian shares ETFs for diversification and potential tax advantages.

Gemma Mitchell, a financial advisor and Head of Advice at Rask, shares insightful budgeting strategies for 2025. She highlights the importance of personalized budgeting and the joy of tracking everyday expenses. Gemma discusses adapting financial plans to fit individual lifestyles and emphasizes the significance of habit formation in maintaining realistic budgets. Additionally, she explores effective ways to curb overspending, particularly in food purchases, and the role of technology in modern financial management.

Explore the fascinating connection between emotions and financial choices. Discover how childhood beliefs shape your money mindset and behaviors. Learn about self-sabotage and the importance of self-awareness in managing finances. Understand how differing financial beliefs can create conflicts in relationships. Gain practical tips for mindful money management, including strategies to curb impulsive spending. Plus, get insights into investing in innovation with the Betashares NASDAQ 100 ETF and how it can benefit Australian investors.

Discover the essentials of defining clear financial goals and their motivational impact. Learn about mindful goal setting that aligns personal values with aspirations. Explore the importance of professional guidance and community support in your financial journey. Reflect on your achievements while addressing negative self-talk. Dive into the world of ETFs, understanding their benefits and how they fit into a personalized financial strategy. Every discussion is packed with insights and practical advice for navigating your financial future.

Financial adviser Gemma Mitchell shares her expertise in setting achievable financial goals. She discusses common pitfalls that cause goals to fail and introduces a 5-step process to overcome them. Listeners learn about strategic financial planning after holiday spending, the importance of aligning goals with personal values, and the need for flexibility in budgeting. Gemma and co-host Owen also provide insights on adapting financial goals amid life changes and highlight their top goal for 2025, offering practical tips for long-term success.

Nick Nicolaides and Hayden Smith, co-founders of Pearler, discuss their journey through 2024, providing insights into their platform's evolution and the challenges of running a startup. They share key investment trends, especially among younger investors, and how community feedback shaped their user experience enhancements. The conversation dives into Pearler's impressive growth, the significance of their rebranding efforts, and the future of finance technology, emphasizing transparency and consumer education as vital to improving financial literacy in Australia.

Joe Aston, a financial journalist and author of "The Chairman's Lounge," delves into the murky waters of corporate ethics and the symbiosis between big business and politics. He discusses the exclusive Qantas Chairman's Lounge and its implications for Australia's elite. Aston also reflects on the vital role of journalistic integrity in exposing corporate malpractice, the challenges of bias in reporting, and the importance of learning from financial regrets in youth. His insights reveal a world where accountability is often overshadowed by power.

Welcome to Rask's 2024 Year in Review. This episode features snippets from an Olympian, Therapist, CEO, Influencers, Authors, Founders and more!Episodes to watch next (in order of first appearance in the Review):John Addis, leukaemia and dealing with uncertainty: https://www.raskmedia.com.au/2024/10/07/john-addis-book-how-not-to-lose-1-million/Grant Hackett, bad times don’t last forever: https://www.youtube.com/watch?v=JLoIKV68-hwMarie Verkakis (to be released), therapist: https://youtu.be/f6EH6yHzzesDave Gow, early retirement & looking inward: https://www.youtube.com/watch?v=UjoGibsgPG0Tim Duggan, working less: https://www.youtube.com/watch?v=kzk7toGCycQ Brian Hartzer, coaching kids: https://www.youtube.com/watch?v=xaFC9Pp2DPMQiao Ma (to be released), Lehman lessons & killer companies: https://youtu.be/xh2D5FAR1mAAngus Donohoo, Crypto Gandi: https://www.raskmedia.com.au/2024/10/02/angus-donohoo-dating-apps/Joe Aston, journalist & power abuse: https://youtu.be/Vu6FFGcsUBUPhil Lowe, former RBA governor: https://www.raskmedia.com.au/2024/11/27/phil-lowe-caroline-gurney-investing-on-purpose/Paul Clitheroe, bullish on Australia: https://www.youtube.com/watch?v=AikPhtqJf48Alec Rehehan, questions: https://www.youtube.com/watch?v=5mmCDdqV_xUMike Kemp, market history: https://podcasts.apple.com/gb/podcast/how-to-actually-grow-wealthy-ft-mike-kemp-live-replay/id1414707038?i=1000646198287Todd Barlow, portfolio management: https://www.raskmedia.com.au/2024/09/18/washington-h-soul-pattinson-co-ltd-asxsol-invest-ceo-todd-barlow/~~ Partner resources ~~Join Pearler using code “RASK” for $15 of Pearler Credit: bit.ly/PearlerGet 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith~~ Rask Resources ~~All services: https://bit.ly/R-servicesFinancial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices