

Australian Finance Podcast
Rask
The Australian Finance Podcast is your guide to sorting out your finances, one episode at a time. Owen Rask, Chief Investment Officer, & Gemma Mitchell, Senior Financial Adviser, bring you actionable strategies and knowledge that you can put into practice today. Save money, invest better and live life on your terms.~~New to the show? We recommend that you head back to our Starter Pack series of the podcast in Jan/Feb 2024, to get your head around some really important concepts! More advanced listeners might enjoy our other show, The Australian Investors Podcast.~~SHOW NOTES: https://www.raskmedia.com.au/podcasts/australian-finance-podcast/~~DISCLAIMER: The information in this podcast series is general financial information/advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. Please read our Terms of Service and Financial Services Guide on www.rask.com.au/fsg.
Episodes
Mentioned books

4 snips
Nov 4, 2024 • 44min
How interest rates work, economics 101 & the housing crisis ft. Dr Sam Wylie
Dr. Sam Wylie, an Associate Professor of Finance at the University of Melbourne, sheds light on the intricate world of interest rates and economic policy. He explains how the RBA's decisions shape borrowing costs and inflation. Wylie tackles the Australian housing crisis, discussing affordability for younger generations and comparing it to the U.S. scenario. He emphasizes the need for structural changes and government initiatives to support first-time buyers, while encouraging listeners to discern between financial facts and opinions.

Oct 31, 2024 • 48min
ETF Q&A: Currency hedged ETFs, Cam's top ETF for 10 years, influential books and ethical investing
Cameron Gleeson from Betashares, an expert in currency hedging and ETFs, brings insightful discussions on the importance of currency hedging for international investments. He explains the mechanics of currency-hedged ETFs and dives into ethical investing, recommending sustainable options. Cameron also shares his thoughts on the potential ETF bubble and effective asset allocation strategies for young investors. Get ready to discover his top ETF pick for the next decade and the most influential books that shaped his investment philosophy!

9 snips
Oct 30, 2024 • 42min
Our checklist for choosing an active investment
Mitchell Sneddon, Head of Funds Management at Rask, shares his insights on navigating active investment strategies. He presents a practical checklist for selecting active managers, including evaluating fees, understanding fund manager backgrounds, and assessing performance. The discussion also delves into the importance of combining active and passive strategies for effective investing. Throughout, Mitchell emphasizes the value of long-term thinking over short-term decisions, empowering listeners with essential knowledge for confident investing.

Oct 28, 2024 • 35min
How to live off dividends forever (aka building an income-generating portfolio)
Dreaming of financial freedom? Discover how to build an income-generating portfolio that lets you live off dividends. Learn about the importance of ETFs and diversification as key wealth-building tools. The hosts share personal insights on passive income streams and strategies beyond traditional superannuation. Plus, get practical tips on starting small, understanding tax implications, and making informed investment choices to achieve your financial goals.

Oct 24, 2024 • 1h 13min
Money dates, crushing your goals and Australia's looming property problem, ft. Jessica Brady
Jessica Brady, a former financial advisor and advocate for financial literacy, shares her insights on effective money management. She dives into overcoming money barriers and biases, emphasizing the importance of goal setting and common pitfalls to avoid. Jessica also introduces the concept of 'money dates' and highlights Australia’s looming property challenges. Her discussion encourages proactive financial behavior, especially for women navigating their financial futures alongside motherhood.

Oct 21, 2024 • 43min
7 ways to stay invested (even when you're tempted to sell)
"Should I sell my investments?" is a question we receive on a daily basis. Staying invested is hard, and we’ve all been in your shoes. However, staying invested is the key to building wealth.In this episode, Kate & Owen share seven ways to stay invested even when you’re tempted to sell and encourage you in your long-term investing journey.Series resources
Ask a question: https://bit.ly/3QtiY00
Access Show Notes: https://bit.ly/R-notes
Rask Community: https://bit.ly/3UkFWel
Kate's book, Buying Happiness: https://bit.ly/kate-amazon
Invest with Owen: https://bit.ly/R-invest
Mortgage Broking: https://bit.ly/broke-rask
Financial Planning: https://bit.ly/R-plan
Property Coaching: https://bit.ly/R-P-coach
100-point property checklist (PDF): https://bit.ly/prop-check
Accounting with Grey Space: http://bit.ly/3DG5lWS
Business Coaching: https://bit.ly/o-coach
Pearler, the broker for long-term investors. Sign up using code “RASK” for $15 of Pearler Credit: bit.ly/PearlerGet 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmithDISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 17, 2024 • 25min
How YOLO can damage your financial future [🧠 Brain Hacks]
Evan Lucas, a behavioral economist and co-host of Brain Hacks, joins Kate Campbell to explore the implications of a 'YOLO' mindset on financial health. They discuss the struggle between enjoying life's pleasures now and the necessity of investing for the future. The conversation touches on how COVID-19 and social media have influenced spending habits and highlights the importance of budgeting for spontaneous adventures without sacrificing long-term stability. Listeners are encouraged to find a balance between immediate gratification and financial goals.

Oct 14, 2024 • 49min
Debt recycling: Adviser Alex Luck explains how debt recycling actually works
Debt Recycling is a confusing finance topic, but it can be a superpower. On this episode of The Australian Finance Podcast, your host Owen Rask brought in Alex Luck, experienced financial adviser from Everest Wealth, to walk us through debt recycling step-by-step.Video version: https://youtu.be/F61sUnsKx14Use Owen's trusted financial planners: https://bit.ly/R-planDebt recycling topics covered
What is debt recycling?
Tax deductible debt explained
How to set up debt recycling
Debt recycling versus equity release
Who is debt recycling good for?
Debt recycling risks
Benefits of debt recycling
Join Pearler, the broker for long-term investors. Sign up using code “RASK” for $15 of Pearler Credit: bit.ly/PearlerGet 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmithSeries resources
Ask a question: https://bit.ly/3QtiY00
Access Show Notes: https://bit.ly/R-notes
Rask Community: https://bit.ly/3UkFWel
Invest with Owen: https://bit.ly/R-invest
Mortgage Broking: https://bit.ly/broke-rask
Property Coaching: https://bit.ly/R-P-coach
100-point property checklist (PDF): https://bit.ly/prop-check
Accounting with Grey Space: http://bit.ly/3DG5lWS
Business Coaching: https://bit.ly/o-coach
DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 10, 2024 • 35min
How to have fun & save money on a budget
Feeling tight on funds doesn't mean you have to miss out on fun! Discover budget-friendly entertainment ideas, from local dining deals to outdoor activities like geocaching. Learn clever strategies to access discounted tickets for plays and musicals using apps. Explore community events and affordable ways to enjoy your leisure time while nurturing creativity. Plus, get tips on saving money while traveling and engage in memorable low-cost family adventures.

Oct 9, 2024 • 45min
Side hustle & small business crash course with Owen & Zara
Join the discussion on transforming a side hustle into a thriving business. Hear insights on transitioning from freelancing to being a CEO, and the vital role of organization and CRM tools. Explore essential marketing strategies, including the use of Google Ads and SEO. Discover key software for managing finances and client communication. Plus, learn about the importance of community support for entrepreneurs and practical tips to build a strong online presence.