Australian Finance Podcast

How do you manage money in a relationship?In this episode of our Family Finance Mini-Series, Mitchell Sneddon, Phoebe Kohler, and financial adviser Siobhan Ashby discuss how they manage money in their relationships, including how they work towards financial goals together and discuss upcoming purchases.We want to hear what you think! Jump into the Rask Community to share your money savings tips.Get in touch with a trusted financial advisor like Siobhan here!Series resources Ask a question: https://bit.ly/3QtiY00 Access Show Notes: https://bit.ly/R-notes Rask Community: https://bit.ly/3UkFWel Kate's book, Buying Happiness: https://bit.ly/kate-amazon Invest with Owen: https://bit.ly/R-invest Mortgage Broking: https://bit.ly/broke-rask Financial Planning: https://bit.ly/R-plan Property Coaching: https://bit.ly/R-P-coach 100-point property checklist (PDF): https://bit.ly/prop-check Accounting with Grey Space: http://bit.ly/3DG5lWS Business Coaching: https://bit.ly/o-coach Pearler, the broker for long-term investors. Sign up using code “RASK” for $15 of Pearler Credit: bit.ly/PearlerGet 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmithDISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Hayden Smith, co-founder and CTO, shares insights about evolving money habits and the intriguing world of frugal finance. He hilariously admits to taking toilet paper from hotels and teases the quest for his 'buried treasure' in Brisbane. The conversation dives into his shifting perspective on money, including why he decided to purchase an apartment. Hayden also explores how technology is reshaping financial goals and envisions a future where personalized advice and community engagement redefine our approach to finance.

Kate reflects on six impactful years of financial education, sharing key lessons learned along the way. She emphasizes the importance of a holistic approach to investing that includes relationships and well-being. The conversation dives into the evolving landscape of personal finance management, encouraging alignment with personal values. Social media's influence on financial perceptions is discussed, including the risks of comparison. Ultimately, the hosts celebrate their community and advocate for engaging with available resources for informed financial decisions.

In this enlightening discussion, Siobhan Ashby, a financial advisor from North East Wealth, sheds light on the complexities of childcare costs in Australia. She breaks down how expenses vary with household income and explains the impact of government subsidies. Personal anecdotes reveal the emotional stress families face when navigating daycare decisions. Siobhan also emphasizes the importance of timely applications for financial assistance and provides budgeting tips for families looking to balance care and costs effectively.

Discover 25 innovative ways to save and invest in 2025! Learn smart tax management tips and practical saving strategies, like creating a DIY herb garden and automating investments. Explore savvy shopping tactics and ways to generate extra income by selling unused items. Delve into the future of shopping and the significance of reviewing health insurance. Plus, understand the importance of investing in personal knowledge and relationships, while celebrating financial wins in your journey to wealth!

Discover the latest market trends and financial predictions, including a bullish outlook for the Australian share market and the potential rise of Bitcoin. The hosts dive into the impact of recent US elections on investor sentiment and stock market volatility. Learn effective personal finance tips using Pocketsmith and insights on diversifying investment portfolios. Gold's appeal as a safe haven in a fluctuating economy is explored, along with the importance of understanding market metrics for smarter investing decisions.

Siobhan Ashby, a seasoned financial advisor from Northeast Wealth, offers invaluable insights for families planning to start their journey in Australia. The discussion dives into the financial costs of parenthood, like maternity leave and choosing between public and private health options for childbirth. Personal anecdotes reveal the emotional and financial challenges of budgeting for a family. Siobhan emphasizes early planning and seeking professional advice to navigate these complexities and ensure financial security.

Matthew Fish, Head of Product at Betashares and co-founder of FirstStep Investing, dives into the intersection of behavioral finance and technology. He explores how understanding our investment behaviors can lead to better outcomes. Matthew shares his personal journey with Telstra shares and highlights common biases like overconfidence. He emphasizes the power of ETFs in fostering long-term investment strategies, and his top tip for listeners underscores the significance of disciplined, consistent investing for financial success.

Gemma Mitchell, a qualified financial adviser and seasoned money coach, shares her inspiring journey from moving out at 16 to her insights on personal finance. She dives into the difference between money coaching and financial advising, emphasizing the value of setting bold financial goals. The chat highlights how money coaching can help overcome limiting beliefs and unhealthy financial behaviors. Gemma also discusses how to find the right coach and the costs involved, making financial wellness more accessible for everyone.

In this dialogue, financial advisor Siobhan Ashby from Northeast Wealth shares her expertise on protecting finances amid relationship uncertainties. She discusses the essential role personal insurance plays in ensuring stability during life's challenges. Siobhan emphasizes strategic financial planning after separation, particularly for women, and the importance of estate planning, including wills and trusts. The conversation also covers navigating superannuation complexities and the need for regular updates, urging proactive financial management for future security.