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Australian Finance Podcast

Family trusts, super contributions and saving tax | Q&A with Gemma and Owen

Feb 21, 2025
The hosts dive into listener questions, discussing the nuances of super contributions and personal versus employer contributions. They explore the merits of setting up family trusts for property investments as a tax strategy. Retirement planning is tackled, with insights on how much is needed for a comfortable retirement. The duo also highlights the importance of salary sacrificing super contributions and the benefits of financial planning to boost confidence in managing finances.
39:24

Podcast summary created with Snipd AI

Quick takeaways

  • Understanding the differences between employer and personal super contributions is crucial for effective retirement planning and accurate financial management.
  • Establishing family trusts can be an effective tax strategy for property investors, emphasizing the need for professional guidance in complex financial decisions.

Deep dives

Effortless Investing

Effortless investing aims to simplify the process of managing finances while maximizing returns. The focus is on allowing individuals to allocate their time on what matters most, as their investments operate in the background. For example, the partnership with Perla enables users to transfer Australian shares and ETFs with ease, accompanied by six months of free trades. This emphasizes the trend toward making investing accessible without burdensome requirements.

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