Australian Finance Podcast

Pete Wargent, from Alan Wargent Property Buyers and the Australian Property Podcast, dives into essential financial strategies for different life stages. He discusses the importance of investing versus paying down debt, offering practical tips for young professionals navigating homeownership. As listeners progress through their 30s to 60s, he emphasizes the need for financial literacy and adapting to life's changes, like retirement. Wargent also highlights learning from past financial mistakes and balancing present enjoyment with future planning.

Dive into investment strategies like debt recycling and the pros of family trusts. Discover whether fees in super are tax-deductible and if you really need a financial adviser. Learn about schooling your finances if they feel chaotic. Plus, hear about the impact of AI on jobs and the differences between investment products like ETFs and shares. Tune in for practical tips to build your wealth, even on a modest income!

Forget about quick riches! This insightful discussion reveals the truth behind wealth-building in Australia. Learn five practical steps to reach $100k fast and how to grow that into a million. Drawing on wisdom from great investors, discover the power of compounding and the importance of personal agency in financial decisions. Emphasizing hard work, saving, and creative side hustles, the conversation highlights the value of specialization and responsible investing for long-term success.

Cameron Gleeson, a senior team member at BetaShares, dives into defined income ETFs that provide certainty for income-seeking investors. He explains how these ETFs differ from traditional bonds, showcasing their fixed maturity dates and steady distributions. Gleeson discusses their rising popularity in a falling interest rate environment and compares them to term deposits. He emphasizes their potential for retirees and highlights important factors like credit quality and liquidity that investors should consider when incorporating these ETFs into their strategies.

Mitchell Sneddon, Head of Funds Management at Rask and a regular on The Australian Investors Podcast, dives into a treasure trove of investing insights. He tackles the tax deductibility of advice fees and helps beginners navigate individual shares versus ETFs. The conversation also highlights the long-term effects of volatility decay in geared ETFs and how to diversify beyond common options like VAS and VGS. Comparisons of management fees shine a light on what truly matters when investing, making this a must-listen for savvy investors.

Discover simple money math concepts that can help you take charge of your finances without the intimidation of complicated calculations. Learn the Rule of 72 to estimate how long it takes to double your money. Understand the FIRE number to gauge the savings needed for financial independence. Explore the 4% rule for safe annual withdrawals in retirement. These practical tips are designed for anyone looking to improve their financial literacy and build a secure future.

In this episode, Alex Luck, financial advisor and co-founder of Everest Wealth, shares invaluable insights on money management. He emphasizes the importance of setting achievable financial goals and the balance between education and advice. Listeners learn strategies for dealing with debt and cash flow, aligning spending with personal values, and making that crucial first investment. Alex also addresses common pitfalls like analysis paralysis. His practical tips provide a solid foundation for anyone looking to kickstart their financial year with confidence.

Explore the intriguing world of debt recycling and learn how to transform your home loan into a tax-effective investment strategy. Discover tips for finding a good accountant or financial adviser to navigate your finances. Delve into superannuation strategies, especially for those on maternity leave, and consider crucial questions around investing that $10,000 thoughtfully. Plus, find out about government co-contributions and the impact of setting boundaries to protect your funds from family mishaps. It's a treasure trove of financial wisdom!

Discover the vital questions to ask your accountant this tax season to unlock missed deductions and minimize your tax. Learn why taking charge of your tax responsibilities is essential and how proactive planning can enhance your financial future. Explore the hidden perks of regular communication with your accountant and why understanding investment structuring matters. This engaging discussion also highlights the pitfalls of DIY tax returns, making it clear that having a skilled accountant can significantly impact your financial strategies.

 In this episode of The Australian Finance Podcast, Owen Rask and Cameron Gleeson from Betashares dive into the world of currency hedging. If you invest in global markets — especially US stocks — you need to understand how foreign exchange (FX) movements can significantly impact your returns. Cameron breaks down: – What currency hedging means – How the AUD/USD exchange rate affects your portfolio – The difference between hedged and unhedged ETFs – Why hedging can reduce volatility and risk – How long-term investors should think about hedging This episode will help you make more informed decisions with your overseas investments. If you’ve ever owned ETFs like NDQ, IVV, or VGS — this episode is for you! Subscribe for weekly episodes via Apple, Spotify, or YouTube! Follow us on Instagram and TikTok for more investing tips. Topics Covered – What is currency hedging? – How the AUD/USD exchange rate affects returns – Hedged vs unhedged ETF examples (NDQ vs HNDQ) – When hedging helps (and when it doesn’t) – What investors can learn from history (2001–2007) – Why your time horizon matters – A simple strategy using 30–35% hedging – TOFA tax rules and why they matter – How Betashares ETFs handle hedging and tax efficiently – What to do if you’ve only ever invested unhedged Resources for this episode 📘 Before you hedge – Betashares guide to currency hedging: Read here 📚 Rask’s free investing courses – https://education.rask.com.au/ ~~ Show partner resources ~~ 💰 Join Pearler using code “RASK” for $15 of Pearler Credit – https://bit.ly/Pearler 📊 Get 50% off your first two months using PocketSmith – https://bit.ly/R-PocketSmith 📈 View Betashares full range of funds – https://bit.ly/beta-25 ~~ Rask resources ~~ 🔗 Explore all Rask services – https://bit.ly/R-services 📋 Learn about Rask Financial Planning – https://bit.ly/R-plan 📈 Start investing with Rask – https://bit.ly/R-invest 📜 Access show notes – https://bit.ly/R-notes ❓ Ask a question – just select the finance podcast – https://bit.ly/R-quest 📲 Follow us on social media: Instagram: @rask.invest – https://www.instagram.com/rask.invest/ TikTok: @rask.invest – https://www.tiktok.com/@rask.invest DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices