In this discussion, Tom Wickenden, an Investment Strategist at BetaShares, reveals the secrets of the A200 ETF, Australia's lowest cost shares fund. He explains how A200 distinguishes itself with ultra-low fees and provides access to major companies like CBA and BHP. The episode also demystifies franking credits and their impact on returns while comparing A200 to other ASX ETFs. Tom outlines who might find A200 a suitable investment, making it a must-listen for both new and seasoned investors seeking to diversify their portfolios.

Discover how budgeting can be an empowering tool for financial freedom rather than a restriction. Learn how setting up separate bank accounts can simplify money management. Explore the benefits of flexible budgeting that adapts to your lifestyle while preventing feelings of deprivation. Hear real-life success stories showing how clarity in finances can spark wealth-building. Plus, understand the importance of communication for couples navigating shared and individual financial goals!

In this conversation, Hugh Lam, an Investment Strategist at Betashares, shares his insights on thematic investing. He explains the significance of identifying long-term trends versus fleeting market fads. Lam discusses five thematic ETFs for 2025, including those focused on global cybersecurity and Indian markets. He emphasizes evaluating these ETFs based on risk and diversification, and the growing importance of sectors like gold as economic uncertainties rise. This talk offers valuable investment strategies for future-focused investors.

Discover the essential steps to kickstart your investing journey in 2025. Learn why an emergency fund is vital before diving into the market. Explore various investment platforms tailored for beginners, including micro-investing options. Uncover the benefits of ETFs as a great first investment. Get tips on writing your personal investment thesis and minimizing brokerage fees. Plus, find out how to navigate the world of investing safely and avoid potential scams!

Dr. Steven Lu, a longevity expert and founder of Everlab, shares insights on navigating private health insurance in Australia. He reveals the history and evolution of private health cover, addressing how it can lower tax bills. The conversation highlights when PHI offers real value and warns of common pitfalls. Lu discusses the shift toward preventative health measures and stresses the importance of tailoring insurance to individual needs. He urges listeners to actively review their policies to ensure they align with personal health goals.

This session tackles share buybacks—why companies pursue them and their implications for investors. It breaks down the essentials of dollar-cost averaging and momentum investing, offering practical strategies for optimizing investment portfolios. Additionally, there's a detailed look at diversifying within superannuation versus personal investments. The hosts provide valuable tips on identifying crossovers in ETF asset allocations, ensuring listeners stay informed and make savvy financial decisions.

Chris Bates, founder and CEO of Alcove, speaks with Owen Rask, Chief Investment Officer of Rask, about the lessons learned growing Alcove, the role of a broker and future of property advice.Topics: Chris' journey from financial planning The partnership with Rask Name & brand changes Lessons learned working in an unsuccessful business partnership The future of mortgage broking ~~ Episode resources ~~Mortgage broking: https://bit.ly/R-services~~ Rask Resources ~~All services: https://bit.ly/R-servicesFinancial Planning: https://bit.ly/R-planInvest with us: https://bit.ly/R-investAccess Show Notes: https://bit.ly/R-notesAsk a question: https://bit.ly/R-questDISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Australian Finance Podcast, Owen Rask is joined by Cameron Gleeson from BetaShares to discuss geared ETFs. They cover: What gearing means and how it applies to investments Margin loans vs. internally geared ETFs Why gearing is commonly used in property but under-utilised in shares How BetaShares Wealth Builder ETFs provide structured leverage Why self-managed super funds (SMSFs) might benefit from these ETFs 🎧 Listen & Subscribe: Apple Podcasts Spotify YouTube 📲 Follow us on Social Media: Instagram – @rask.invest TikTok – @rask.invest Topics Covered & Timestamps0:00 Welcome & Introduction 2:30 What is Gearing & How Does It Work? 6:00 Why Gearing is Common in Property but Not in Shares 10:20 The Role of Leverage in Building Wealth 15:50 Risks & Benefits of Geared Investing 20:30 How BetaShares’ Wealth Builder ETFs Work 25:10 The Difference Between Margin Loans vs. Internally Geared ETFs 30:20 How Interest Rates on Geared ETFs Are Determined 35:00 Gearing in Self-Managed Super Funds (SMSFs) 40:10 Comparing Returns: Geared vs. Ungeared ETFs 45:00 Who Should Consider These ETFs? 50:00 Cameron’s Advice for Investors Considering Gearing 55:00 Final Thoughts & How to Stay Connected📄 Resources for this Episode🔗 Learn More About Geared Investing & ETFs: BetaShares Wealth Builder ETF – betashares.com.au Rask Education – raskmedia.com.au ❓ Ask a question (select the Finance podcast)~~ Show partner resources ~~💰 Join Pearler using code “RASK” for $15 of Pearler Credit📊 Get 50% off your first two months using PocketSmith📈 View Betashares full range of funds~~ Rask resources ~~🔗 Explore all Rask services📋 Learn about Rask Financial Planning📈 Start investing with Rask📜 Access Show Notes❓ Ask a question📲 Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMERThis podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) Learn more about your ad choices. Visit megaphone.fm/adchoices

Listeners dive into the current turbulence of the share market and the implications of broker defaults. The hosts tackle the intricacies of diversified portfolios and model portfolios versus ETFs, helping audiences make informed investment decisions. There's a cautionary discussion about online safety and scams, as well as the value of loyalty programs and cashback rewards. Plus, Gemma shares some exciting personal news! Tune in for insightful answers to listener questions and a fresh take on navigating financial challenges.

Tom Wickenden, a financial expert specializing in ETFs and passive income strategies, joins the conversation to share insights on generating reliable income through ETFs. He explains what passive income is and how to effectively utilize the 4% rule for financial freedom. The discussion highlights the importance of diversification for income stability and provides detailed breakdowns of various ETFs like QOZ, YMAX, and MMKT. Listeners will gain valuable strategies for building a robust passive income portfolio.