Australian Finance Podcast
Rask
The Australian Finance Podcast is your guide to sorting out your finances, one episode at a time. Owen Rask, Chief Investment Officer, & Gemma Mitchell, Senior Financial Adviser, bring you actionable strategies and knowledge that you can put into practice today. Save money, invest better and live life on your terms.~~New to the show? We recommend that you head back to our Starter Pack series of the podcast in Jan/Feb 2024, to get your head around some really important concepts! More advanced listeners might enjoy our other show, The Australian Investors Podcast.~~SHOW NOTES: https://www.raskmedia.com.au/podcasts/australian-finance-podcast/~~DISCLAIMER: The information in this podcast series is general financial information/advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. Please read our Terms of Service and Financial Services Guide on www.rask.com.au/fsg.
Episodes
Mentioned books
9 snips
Jan 29, 2026 • 41min
The King's private school, renovation loans and mortgage vs super – Q&A
They debate the financial and emotional trade-offs of private schooling and whether status outweighs measurable benefits. They explain who to consult and how renovation lending and construction-style loans actually work. They outline tax rules and structures for kids’ investment accounts as they turn 18. They weigh redirecting extra mortgage payments into after-tax super and the practical cash-flow and timing pitfalls.
7 snips
Jan 26, 2026 • 1h 19min
Investing, ETFs, AI & the Future of Advice — with Hayden Smith (Pearler)
Hayden Smith, co-founder and CTO of Pearler, builds investing tech focused on ETFs and behaviour. He discusses why ETFs dominate Australian portfolios. Short takes on core-and-satellite strategies, shifting property mindsets, and how AI could change financial advice. Quick, practical chats about product design, user habits and the future of robo-advice.
10 snips
Jan 22, 2026 • 35min
Summer Series Part 10: Protecting yourself and your family
Explore the essentials of financial protection, emphasizing the importance of insurance in safeguarding families from unexpected events. Discover various types of insurance, including health and total permanent disability coverage, and learn how they can prevent financial disasters. Understand the critical role of wills in estate planning and why everyone should have one. The hosts also discuss building emergency funds as a first step to financial security, plus tips on saving and community engagement through challenges.
30 snips
Jan 21, 2026 • 33min
Summer Series Part 9: Tax
This discussion dives into the essentials of taxation in Australia, clarifying why tax plays a crucial role in funding services. Learn about gross vs. net income, and how capital gains tax differs from income tax. Discover the benefits of long-term investing in a tax-efficient manner, and explore commonly overlooked deductions, from home office expenses to vehicle claims. The hosts also decipher the complexities of private health insurance and the Medicare levy surcharge, helping listeners simplify their finances.
Jan 20, 2026 • 46min
2026 stock game: Owen & Navarre's $100,000 stock game portfolio
Dive into the world of stock trading as Owen and Navarre introduce their thrilling virtual stock market game. Explore how AI may reshape app investing by 2026, with insights on durable business models. Discover Owen's top picks like WiseTech and Cloudflare, along with Navarre's choices including the innovative Oklo nuclear power and the leveraged MicroStrategy in Bitcoin. The episode highlights educational strategies for long-term investing, encouraging listeners to engage with the game and refine their financial skills.
13 snips
Jan 19, 2026 • 26min
Summer Series Part 8: Shares and ETFs - Investing 101 with Owen
Dive into the fascinating world of shares and ETFs as Owen explains their workings and benefits. Learn why investing is crucial for long-term wealth and the differences between individual shares and ETFs. Discover practical strategies for starting small, including micro-investing. Follow the adventurous journey of the Finders Keepers challenge as the hosts update their savings goals and share tips on cutting fees. This episode is packed with insights to boost your financial confidence!
11 snips
Jan 15, 2026 • 28min
Summer Series Part 7: Savvy Superannuation
Join Owen and Gemma as they explore the ins and outs of superannuation, Australia’s retirement system. Discover why understanding super is crucial for your future and how to choose the right fund. They discuss tax advantages, average balances, and the importance of diversifying beyond super. Learn practical tips for managing your contributions and review your financial health while participating in their $10,000 challenge. This episode is a must-listen for anyone looking to build financial confidence before 2026!
Jan 14, 2026 • 29min
Summer Series Part 6: Property
Discover the average Australian house price and why the deposit myth is holding many back. Explore the debate on whether you need a home to build wealth and the compelling trade-offs between property and shares. Delve into supply-demand dynamics affecting prices and the concept of rentvesting for a flexible lifestyle. Learn about first-home buyer incentives and practical mortgage tips. Plus, uncover the essential team you should assemble when buying property to avoid costly mistakes!
Jan 12, 2026 • 29min
Summer Series Part 5: Debt: Using it, managing it, and repaying it
Debt is reframed as a useful tool rather than an enemy. Discover the differences between good, bad, and ugly debt, alongside strategies for repayment. The hosts share personal insights on using debt for financial empowerment, including property investing successes and regrets. They also dive into the risks of buy-now-pay-later services and the importance of budgeting. Plus, follow their challenge to find $10,000 by 2026 while managing their own debts.
16 snips
Jan 8, 2026 • 30min
Summer Series Part 4: Income & earning more: Increasing your Active & Passive income
Discover the exciting world of income generation as hosts explore the differences between passive and active income. Learn why millionaires often focus on multiple income streams and gain insights on increasing your earnings now and in the future. The duo shares their personal financial targets and creative plans for their $10,000 challenge, including Gemma's decluttering sales and Owen's small ventures. Plus, get practical tips to advocate for your pay and bridge skill gaps for greater financial success!
