Australian Finance Podcast

In this Australian Finance Podcast episode, Owen Rask shares four Australian dividend shares that you can add to your investing watchlist. Whether you're chasing income, franking credits or long-term growth, you'll learn: What dividends are and how they work The difference between yield and total return Why chasing high dividend yields can be risky 4 dividend shares (3 companies + 1 ETF) to research further If you like this Australian Finance Podcast episode on dividend shares, you'll love our investing courses and weekly episodes. Don’t forget to subscribe on Apple, Spotify, YouTube, or wherever you get your podcasts! Follow us on Instagram and TikTok for more investing tips. Topics Covered What is a dividend and how does it work? The power of franking credits and tax efficiency Common beginner mistakes with dividend investing The growth vs. income "seesaw" analogy MQG: Macquarie Group – stability & global reach CLW: Charter Hall Long WALE REIT – property & yield SOL: Washington H. Soul Pattinson – long-term growth VHY: Vanguard High Yield ETF – diversify your income How to pick sustainable dividend investments Resources for this episode 📄 Learn more about dividend investing and shares: 💡 Beginner Shares Course – Start Here 📈 Share Valuation Course (Intermediate) 💬 Join the Rask Investing Community – It’s Free 🔓 Get a Free Rask Account ~~ Show partner resources ~~ 💰 Join Pearler using code “RASK” for $15 of Pearler Credit – https://bit.ly/Pearler 📊 Get 50% off your first two months using PocketSmith – https://www.pocketsmith.com/rask/ 📈 View Betashares full range of funds – https://bit.ly/beta-25 ~~ Rask resources ~~ 🔗 Explore all Rask services – https://bit.ly/R-services 📋 Learn about Rask Financial Planning – https://bit.ly/R-plan 📈 Start investing with Rask – https://bit.ly/R-invest 📜 Access Show Notes – https://bit.ly/R-notes ❓ Ask a question – just select the Finance Podcast – https://bit.ly/R-quest 📲 Follow us on social media: Instagram: @rask.invest – https://www.instagram.com/rask.invest/ TikTok: @rask.invest – https://www.tiktok.com/@rask.invest DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this lively discussion, Amy Parfett from WedShed, a wedding planning expert, reveals how couples can plan memorable weddings without overspending. She dives into modern wedding trends and the shift toward smaller, more personalized celebrations. Amy shares practical budgeting tips, explores how parents can provide support without overstepping, and emphasizes staying true to personal values amidst societal pressures. With innovative gift ideas and registry suggestions, she encourages couples to create meaningful experiences that reflect their unique journeys.

In this episode of The Australian Finance Podcast, your host Gemma Mitchell is joined by the newest member of the Rask Advice team – financial adviser Tahli Cavagnino.They chat about Tahli’s path into financial advice and unpack a tricky client case from the week involving the family fallout that can happen when an inheritance is split between siblings.The main focus of the episode? What to prioritise in your finances through every decade of life. From building a solid foundation in your 20s, to maximising your wealth in your 40s, and preparing for retirement in your 60s – Gemma and Tahli break it down with clear, practical tips for every life stage.Whether you’re just getting started or fine-tuning your long-term plan, this episode is packed with guidance to help you stay on track.If you like this Australian Finance Podcast episode, you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts.Resources for this episode Pre order Gemmas book here The Money Reset: Take Control of Your Money and Your Life : Mitchell, Gemma: Amazon.com.au: Books Ask a question (select the Retirement podcast): https://bit.ly/R-quest  ~~ Show partner resources ~~Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/PearlerGet 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmithView Betashares range of funds:  https://bit.ly/beta-25~~ Rask resources ~~All services: https://bit.ly/R-servicesFinancial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg#finance #asx Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Finance Podcast episode, your host Owen Rask shares three budgeting strategies that actually work, so you can take control of your money without giving up the things you love. In this short but powerful episode, you'll learn: Why budgeting isn’t about sacrifice The importance of value-aligned spending How to use the 50/30/20 budget as a beginner How to make budgeting easier with free tools and apps If you like this Australian Finance Podcast episode on budgeting, you'll love our series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts! Follow us on Instagram and TikTok for more investing insights. Topics Covered Why most people struggle with budgeting Rethinking budgeting: It’s not about sacrifice The 10 things activity: What brings you joy? Strategy 1: The 50/30/20 budget Strategy 2: Use our free budgeting spreadsheet Strategy 3: PocketSmith – the advanced budgeting app Final thoughts & tools that can help Resources for this episode 📄 Learn more about budgeting: 💰 Budgeting course with Rask 📊 Use our spreadsheet 📈 PocketSmith budgeting tool ~~ Show partner resources ~~ 💰 Join Pearler using code “RASK” for $15 of Pearler Credit – https://bit.ly/Pearler 📊 Get 50% off your first two months using PocketSmith – https://www.pocketsmith.com/rask/ 📈 View Betashares full range of funds – https://bit.ly/beta-25 ~~ Rask resources ~~ 🔗 Explore all Rask services – https://bit.ly/R-services 📋 Learn about Rask Financial Planning – https://bit.ly/R-plan 📈 Start investing with Rask – https://bit.ly/R-invest 📜 Access Show Notes – https://bit.ly/R-notes ❓ Ask a question – just select the Finance Podcast – https://bit.ly/R-quest 📲 Follow us on social media: Instagram: @rask.invest – https://www.instagram.com/rask.invest/ TikTok: @rask.invest – https://www.tiktok.com/@rask.invest DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

If you like this Australian Finance Podcast episode you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts.Topics covered today: Your village – who they are and how to find them Getting your “financial house in order” The three biggest money mistakes Sexy goals and why they are critical How to stop overthinking your goals What advice Jacqui would give to her 20-year-old self Resources for this episode Connect with Jacqui- Jacqui Clarke Buy the book  Stop Worrying about Money by Jacqui Clarke | Start Planning Now to Secure Your Financial Future | 9781394176885 | Booktopia Ask a question (select the Finance podcast): https://bit.ly/R-quest  ~~ Show partner resources ~~Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/PearlerGet 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmithView Betashares range of funds:  https://bit.ly/beta-25~~ Rask resources ~~All services: https://bit.ly/R-servicesFinancial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Australian FInance Podcast, Owen and Gemma are back for your weekly Q&A and answering your questions! Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. And send in your questions via the link below.  Your questions answered today: Disposable vs Cloth Nappies: Cost, Convenience & Sustainability Investment Bonds: Are They Worth It? ETF Tax Time: How to Handle the Paperwork $500k to Invest: Lump Sum or Dollar Cost Averaging? Joint Super Accounts: Should Couples Combine? The 4% Rule: Does It Still Stack Up in 2025? PLUS Keep an eye out for the episodes coming out in the next few weeks around sustainability, and also investing in trust structures  Resources for this episode Grant Hacket episode https://youtu.be/JLoIKV68-hw Lump sum vs Dollar Cost Averaging- Dollar-cost average or lump sum investing: which is best for ETFs? - Rask Info on Tax: ATO tax on shares explained (full 2024 guide for share investors & traders) | Rask Media Ethical investing course- Ultimate Australian ethical investing course PreSales for Gemma’s book The Money Reset- The Money Reset: Take Control of Your Money and Your Life : Mitchell, Gemma: Amazon.com.au: Books Ask a question (select the Finance podcast): https://bit.ly/R-quest  ~~ Show partner resources ~~ Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith View Betashares range of funds:  https://bit.ly/beta-25 ~~ Rask resources ~~ All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Finance Podcast episode, Owen Rask is joined by financial adviser Alex Luck from Everest Wealth to answer 10 of your most pressing money questions. Whether you're starting out, growing a family, or managing a business, this episode covers smart strategies for long-term financial success.They discuss: How Trump, tariffs & uncertainty impact your investments Choosing the right investment platform for your goals What is debt recycling & how to do it safely The biggest fear holding people back from investing Two smart ways to save for your children’s education One cash flow tip every family needs to hear Super strategies for 35-year-olds & why most people get them wrong Is a balanced fund right for you, or should you go higher growth? The First Home Super Saver Scheme: is it worth it? The biggest money mistake business owners make (and how to avoid it) If you found this episode helpful, follow the show on Apple, Spotify, YouTube, or wherever you listen to podcasts!Follow us on Instagram and TikTok for more investing insights.Resources for this episode 🎧 Listen to this episode on debt recycling 📚 Check out our investing and personal finance courses 📈 Learn more about Everest Wealth~~ Show partner resources ~~ 💰 Join Pearler using code “RASK” for $15 of Pearler Credit 📊 Get 50% off your first two months using PocketSmith 📈 View Betashares full range of funds~~ Rask resources ~~ 🔗 Explore all Rask services 📋 Learn about Rask Financial Planning 📈 Start investing with Rask 📜 Access Show Notes ❓ Ask a question – just select the Finance Podcast📲 Follow us on social media: Instagram TikTokDISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – here Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Australian Finance Podcast, host Gemma Mitchell is joined by Zara McGuffie from The Australian Business Podcast to tackle a question on many Australians’ minds: how do you bring in more income?One business model that seems to be on the rise (again) is multi-level marketing, also known as network marketing or direct marketing. They promise freedom, flexibility, and uncapped income from your phone. But is it really about building your business – or just building theirs?We dig into the world of MLMs and so-called ‘business opportunities’ that sell the dream of self-employment, but often leave people out of pocket and pressured.We unpack: • Why MLMs are so appealing (and who they target) • What makes them feel legitimate – even when they’re not • The real cost of chasing passive income promises • What to look for – and how to approach opportunities with eyes wide open • Other income streams that might actually suit you better • How to increase your income using your existing skills • How to tell the difference between a genuine side hustle and a self-employment catfishIf you’ve ever been tempted to ‘be your own boss’ and start something new – this is a must-listen.Resources for this episode Pre order Gemma's book here The Money Reset: Take Control of Your Money and Your Life : Mitchell, Gemma: Amazon.com.au: Books Ask a question (select the Finance podcast): https://bit.ly/R-quest  ~~ Show partner resources ~~Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/PearlerGet 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmithView Betashares range of funds:  https://bit.ly/beta-25~~ Rask resources ~~All services: https://bit.ly/R-servicesFinancial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Australian FInance Podcast, Owen and Gemma are back for your weekly Q&A and answering your questions! Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. And send in your questions via the link below. Topics covered today: How international students can invest in Australia during their study and post-study visa period The “pink tax”: budgeting for the extra costs women face – is it discretionary or a separate category and how to save some money LICs vs ETFs: what to do if you accidentally bought a Listed Investment Company The best platforms for micro-investing for absolute beginners (especially if you’ve got a short attention span)Plus, we want to hear from you! What same item have you seen cost more purely when marketed to different people? Resources for this episode Budget Episode https://youtu.be/HnXXb50BtD8 PreSales for Gemma’s book The Money Reset- The Money Reset: Take Control of Your Money and Your Life : Mitchell, Gemma: Amazon.com.au: Books Ask a question (select the Finance podcast): https://bit.ly/R-quest  ~~ Show partner resources ~~Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/PearlerGet 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmithView Betashares range of funds:  https://bit.ly/beta-25~~ Rask resources ~~All services: https://bit.ly/R-servicesFinancial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover a practical roadmap for first-time property buyers in 2025. Learn why having the right team, including mortgage brokers and accountants, is crucial. Understand the auction risks with real estate agents and the benefits of hiring a buyer’s agent. Find out if you really need a 20% deposit and why risky investments for deposits are a bad idea. Explore the First Home Super Saver Scheme and how to craft a powerful property brief. Plus, gain smart savings habits to prepare you for a successful purchase!