Australian Finance Podcast Money moves from your 20s to 60s
Aug 11, 2025
Pete Wargent, from Alan Wargent Property Buyers and the Australian Property Podcast, dives into essential financial strategies for different life stages. He discusses the importance of investing versus paying down debt, offering practical tips for young professionals navigating homeownership. As listeners progress through their 30s to 60s, he emphasizes the need for financial literacy and adapting to life's changes, like retirement. Wargent also highlights learning from past financial mistakes and balancing present enjoyment with future planning.
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Prioritise Financial Foundations Early
- Get crystal clear on income, spending and bank setups before big commitments.
- Talk to a mortgage broker early so you know realistic deposit and borrowing targets.
Don't Chase Grants At Cost Of Fit
- Avoid fixating on first-home grants if they force you into the wrong location or timing.
- Consider alternatives like smaller deposits, LMI or investment routes if they suit your plan better.
Couples Get A 'Singles Tax' Break
- Living as a couple lowers per-person costs for utilities and many bills.
- Sharing a savings goal increases accountability and makes deposits more achievable.
