Australian Finance Podcast Debt recycling, travel tips, and free super money - Q&A
Jul 25, 2025
Explore the intriguing world of debt recycling and learn how to transform your home loan into a tax-effective investment strategy. Discover tips for finding a good accountant or financial adviser to navigate your finances. Delve into superannuation strategies, especially for those on maternity leave, and consider crucial questions around investing that $10,000 thoughtfully. Plus, find out about government co-contributions and the impact of setting boundaries to protect your funds from family mishaps. It's a treasure trove of financial wisdom!
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Proper Debt Recycling Setup
- Use debt recycling only with proper loan structuring involving separate loan splits for home and investment purposes.
- Consult mortgage brokers, accountants, and financial advisors to ensure legality and effectiveness of tax deduction claims on interest.
Finding Good Financial Professionals
- Meet with at least three accountants or financial advisors to find one you connect with and who has the right expertise.
- Check the ASIC advisor register and seek personal recommendations from your network for trustworthy professionals.
Prioritize Mindset Before Investing
- Address financial mindset and seek financial counselling if needed before investing a significant lump sum.
- Use free educational resources to build financial confidence and set boundaries to protect money from unwise spending.
