Australian Finance Podcast
Rask
The Australian Finance Podcast is your guide to sorting out your finances, one episode at a time. Owen Rask, Chief Investment Officer, & Gemma Mitchell, Senior Financial Adviser, bring you actionable strategies and knowledge that you can put into practice today. Save money, invest better and live life on your terms.~~New to the show? We recommend that you head back to our Starter Pack series of the podcast in Jan/Feb 2024, to get your head around some really important concepts! More advanced listeners might enjoy our other show, The Australian Investors Podcast.~~SHOW NOTES: https://www.raskmedia.com.au/podcasts/australian-finance-podcast/~~DISCLAIMER: The information in this podcast series is general financial information/advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. Please read our Terms of Service and Financial Services Guide on www.rask.com.au/fsg.
Episodes
Mentioned books
5 snips
Sep 3, 2025 • 22min
5 Money Wins (and Traps) Every 30-Year-Old Should Know
Financial advisor Tahli Cavagnino joins to share essential money strategies for those in their 30s. She highlights the importance of insurance for financial stability and managing cash flow during this pivotal decade. The conversation dives into budgeting techniques that balance everyday expenses with future goals. Listeners learn to set clear financial objectives and the critical role mentorship plays in achieving them. Cavagnino also discusses common traps to avoid, ensuring a confident path toward wealth building and protection.
5 snips
Sep 1, 2025 • 53min
What to do when you receive an inheritance – with Betsy Westcott
Betsy Westcott, a financial wellness coach with a knack for guiding individuals and couples in their money journeys, joins the discussion on inheriting wealth. They delve into the emotional complexities of receiving an inheritance, including grief and guilt, and the significance of family dynamics. Betsy emphasizes the importance of building a trusted team of financial professionals and highlights the critical need for communication about financial goals. With $3.5 trillion expected to be inherited in Australia, this episode offers crucial insights for anyone navigating this life-changing experience.
Aug 28, 2025 • 40min
Changing super sitch up, selling DHHF, planning for divorce and more - Q&A
The discussion dives into whether sticking with one ETF provider is wiser than diversifying. It raises questions about high school financial literacy and the necessity of teaching saving and investing. Tips are provided for financially preparing for separation after a long marriage, alongside insights into what happens to your First Home Super Saver Scheme if you switch super funds. The importance of understanding liquidity risks and tax implications when dealing with ETFs is emphasized, making this a must-listen for savvy investors.
12 snips
Aug 27, 2025 • 23min
20’s Money Playbook- 5 smart money moves for people in their 20s
Tahli Cavagnino, a savvy financial advisor from the RASC advice team, shares invaluable insights for those in their 20s. She emphasizes the importance of budgeting, establishing an emergency fund, and avoiding debt for long-term financial health. Listeners also learn about exploring career options, accounting for salary discussions, and the significance of understanding superannuation. Finally, Tahli highlights creating a 'nest egg of optionality' to enhance flexibility in life choices. Get ready to take charge of your finances!
12 snips
Aug 25, 2025 • 47min
More than just a budgeting tool- Pocketsmith; Time machine for your finances
Andrew, a finance systems expert and enthusiastic Pocketsmith user, shares insights on how this tool goes beyond simple budgeting. He discusses modern money management and how transparent financial practices benefit couples. The conversation touches on tailoring budgeting strategies to personal needs, emphasizing that financial health requires regular reviews and open communication. Andrew also highlights the importance of financial education for younger generations, empowering them in today's economy.
Aug 21, 2025 • 30min
Renting = dead money? Debt recycling for business, selling shares & wills made simple
This week, the hosts discuss the age-old debate of travel versus property investment. They dive into debt recycling strategies for business growth and share insights on when to sell shares. The conversation also simplifies the process of making wills, highlighting its importance in asset management. With a light-hearted yet informative tone, they emphasize balancing financial goals with life experiences. Plus, they explore tips for first-time property buyers to navigate the market without stress.
17 snips
Aug 20, 2025 • 20min
10 questions to ask a mortgage broker (before buying)
Discover the essential questions to ask a mortgage broker before buying a property. Learn what mortgage brokers do, how they get paid, and the benefits of their services versus going to banks directly. Uncover the true requirements for deposits and Lenders Mortgage Insurance. Explore ways to enhance your borrowing power, government grants you might qualify for, and the implications of choosing between fixed and variable rates. Get insights into the loan approval process and the ongoing support you can expect from your broker.
Aug 18, 2025 • 46min
Inside HYLD: How Betashares built a high yield ETF
Cameron Gleeson from BetaShares dives into the world of their newly launched HYLD ETF, designed to deliver high-yield investments. He explains how HYLD stands out by avoiding 'dividend traps' and uses momentum and volatility filters to enhance income stability. The discussion covers the ETF ecosystem, revealing its tax advantages and strategies for building a robust portfolio. Gleeson also shares insights on why HYLD pays monthly distributions and its comparison to both bonds and traditional dividend ETFs.
Aug 14, 2025 • 36min
Is A300 the new VAS? HYLD launches, furniture flippin' & couples investing
Discover the latest on A300 and HYLD ETFs, perfect for savvy investors seeking dividends and sustainable strategies. Learn how recent interest rate cuts may affect your finances and explore smart investing techniques for couples versus individuals. The hosts share insights on navigating IPOs and offer tips on furniture flipping—transforming hobbies into potential income. Plus, get advice on boosting superannuation for newcomers in their 40s. Tune in for practical financial strategies and engaging discussions!
Aug 13, 2025 • 12min
Money Wins, Zero Spend–5 Free Resources You Need
Discover free resources that can elevate your financial game without costing a dime. From engaging podcasts to insightful online courses, there’s something for everyone. Learn the importance of community engagement in boosting financial literacy and confidence. Dive into personalized financial planning concepts like the 'nest egg of optionality' that offers flexibility in lifestyle choices. This talk is all about building a brighter financial future with practical tools and support.
