Australian Finance Podcast

In this chat, Gemma Mitchell, a senior financial adviser and author of 'The Money Reset,' dives into the essentials of budgeting. She emphasizes why a budget is crucial and the common pitfalls that lead to failure. Listeners learn about creating tailored budgets, managing finances as a couple, and optimizing spending without stress. Gemma also shares insights on her $10,000 challenge, encouraging participants to find creative ways to save and manage their money effectively while fostering better financial habits.

Explore the intriguing concept of money mindset and its deep-rooted influences from childhood. Discover how subconscious beliefs can either propel or hinder your financial goals. The hosts share practical strategies for identifying your money triggers and suggest powerful mantras to foster a progress-oriented mindset. Plus, join the thrilling Finders Keepers challenge to find and save $10,000 by 2026! Learn creative budgeting hacks and uncover tips for reclaiming money from faulty purchases. Step into a new financial journey!

Welcome to The Australian Finance Podcast Summer Series — your ultimate kick-start to the new year! Across 10 bite-sized episodes, hosts Owen Rask and Gemma Mitchell help you reset your money mindset, build solid financial foundations, and make 2026 your best money year yet. Plus — they’re putting their own tips to the test with the “Finders Keepers Challenge”, tracking how they each plan to find, save, or earn $10,000 by the end of 2026. Who will come out on top? Follow along and join the challenge yourself. In this episode, we cover: - Goal setting - big and small - Prioritising  - Finding balance and not setting yourself up for failure - Gemma & Owens plans to create an extra $10k in their lives in 2026 If you want to build confidence with your money, simplify your finances, and get ahead before 2026, this series is for you. Resources for this episode - Rask summer series⁠ ⁠- Finders keepers challenge⁠ - Buy Gemma’s book “The Money Reset” - Ask a question (select the Finance podcast) Show partner resources - Join Pearler using code “RASK” for $15 of Pearler Credit - Get 50% off your first two months using PocketSmith - View Betashares range of funds Rask resources - All services - Financial Planning - Invest with us - Access Show Notes - Ask a question - We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Explore the ins and outs of successful renovations without the headaches! Discover actionable budgeting tips, the importance of legal compliance, and how to navigate council approvals. Delve into the impact of material shortages and the rising costs post-COVID. Learn whether to manage the project yourself or hire professionals, and why energy efficiency upgrades can boost your home’s value. Plus, hear real-life stories and stress management techniques to make your renovation journey smoother!

Explore thoughtful, budget-friendly Christmas gift ideas under $50! Discover how financial stress and unwanted gifts can impact the holiday spirit. Learn about unique presents like personalized book stamps and Bluetooth sleep headband headphones. The hosts share coffee, tea, and experience gift suggestions that are sure to please. Plus, get the lowdown on re-gifting and avoid the pitfalls of panic buying. This festive guide is all about meaningful gifts that won't end up in the landfill!

This discussion dives into the intricacies of fixed versus variable mortgage rates, exploring the trade-offs that influence people's decisions. Owen and Gemma shed light on common money clashes between couples and offer practical techniques to ease those conversations. They also break down geared ETFs, emphasizing their suitability for super funds over personal portfolios. Additionally, the hosts tackle concerns about financial security if major fund managers fail, explaining how ETF structures and diversification can protect investors.

Chris Kohler, a finance journalist and author of 'They Get You,' dives into the psychological tricks of consumerism. He reveals how modern businesses subtly separate you from your money, leveraging invisible costs of convenience and loyalty programs. Kohler sheds light on the dangerous normalization of gambling and the sneaky tactics found in subscription services. With humor and insight, he encourages listeners to be more mindful and take control of their finances—making economics accessible and engaging for everyone.

In this conversation, Roxanne Calder, a recruitment expert with 25 years of international experience, shares insights from her book, Earning Power. She discusses the staggering lifetime cost of the gender pay gap, emphasizing that individual decisions can compound to lose over a million dollars. Roxanne unveils her 'million-dollar formula' for boosting earning power and provides practical self-advocacy tips for salary negotiations. She also highlights the importance of strategic career moves and encourages small, mindful financial habits for lasting impact.

Discover ten practical money hacks to transform your finances in 2024. Learn how toy libraries and tool libraries can save you money and space. Explore the benefits of renting before committing to big purchases, like e-bikes. Automate your finances to simplify tracking and identify unused accounts. Use cash-back browser tools for effortless savings. Unsubscribe from marketing emails to curb impulse buying. From annual memberships to avoiding hefty ambulance fees, these tips are all about making small changes that lead to significant savings.

In this episode of the Australian Finance Podcast, you'll learn how and why insurance works. Life insurance, income protection, TPD & more. Owen Rask is joined by Phil Thompson, founder of Skye Wealth, to unpack what really happens when you make an insurance claim. They go behind the scenes on: – How insurance claims actually work – What mistakes people make when trying to claim – The vital difference between "own" vs "any" occupation cover – Why you should never go straight to a lawyer when claiming – The most common issues that stop people getting paid – Real client case studies and what went right (or wrong!) If you're curious about income protection, trauma cover, life insurance, or TPD claims, this episode shows how good insurance advice can make a huge difference. Enjoying the show? Subscribe for weekly episodes on Apple, Spotify, YouTube or your favourite app. Topics Covered – What really happens when you make an insurance claim – Why people often don’t realise they’re eligible for a claim – The difference between retail vs group/super insurance – Why having an adviser at claim time can save you money – The role of the waiting period and how it affects payment – Real claim case study: Chloe’s chronic fatigue income protection win – Real claim case study: Chandler’s RSI and $1.3 million TPD cover – Real claim case study: Rebecca’s mental health claim from a workplace accident – The danger of going straight to lawyers before talking to your adviser – Own occupation vs any occupation: what’s the difference? – Why good documentation and honesty make a successful claim – What to do if you’ve had time off work or a medical condition – The risk of underinsurance and how to get help Resources for this episode Buy Gemma’s book “The Money Reset” Ask a question (select the Finance podcast) Show partner resources Join Pearler using code “RASK” for $15 of Pearler Credit Get 50% off your first two months using PocketSmith View Betashares range of funds Rask resources All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices