Making the most of Super [Part 7 of 11]

31 snips

Jan 23, 2025

Dive into the ins and outs of superannuation, transforming your salary contributions into long-term investments. Discover the critical advantages, from tax benefits to home buying opportunities. Learn how to take control of your super by actively engaging in your personal investment strategy. The episode demystifies complex insurance options and emphasizes the importance of informed decision-making. Plus, get insights on an international growth-focused ETF for savvy investing. Your financial future starts with understanding super!

Ask episode

AI Snips

Chapters

Transcript

Episode notes

ADVICE

Superannuation: Structure, Not Investment

Superannuation is a retirement savings structure, not the investment itself.
Control your super's underlying investments, like any other investment account.

INSIGHT

Super: Your Biggest Asset

Super is your money; employers contribute 11.5% of your salary.
For many, super becomes their biggest asset, especially those under 37.

INSIGHT

Tax Advantages of Super

Superannuation is a tax-advantaged structure for retirement savings.
The main difference between super and personal investments is the tax treatment.

Get the Snipd Podcast app to discover more snips from this episode

Get the app

If you have Super in Australia, you're an investor in the share market! Every month, 11.5% of your salary is going to be added to your long-term investments. Congrats, you investor!

On this Australian Finance Podcast, Rask's Head of Advice Gemma Mitchell and Chief Investment Officer Owen Rask dive into part 7 of 11 of our 2025 summer series on Superannuation and how to maximise your money.

In our summer series episodes for 2025, you will find:

20-25 minutes of essential finance concepts
An explainer of where to get help and who to work with
A link to Gemma & Owen's full PDF workbook
5-minute rapid overview of 1 Betashares ETF, our summer series show partner (always read the PDS & TMD before investing in any ETF)

Today's topic is Superannuation and getting the most out of it.

This podcast is sponsored by Betashares, official sponsor of The Australian Finance Podcast in 2025 and supporter of our Summer Series. Show your support for Betashares by checking out their range of funds and ETFs: https://bit.ly/beta-25

~~ Show partner resources ~~

Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler

Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith

~~ Rask Resources ~~

Invest with Owen: https://bit.ly/R-services

All services: https://bit.ly/R-services

Financial Planning: https://bit.ly/R-plan

Invest with us: https://bit.ly/R-invest

Access Show Notes: https://bit.ly/R-notes

Ask a question: https://bit.ly/R-quest

DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

#property #superannuation

Learn more about your ad choices. Visit megaphone.fm/adchoices