HousingWire Daily

Logan Mohtashami, the Lead Housing Analyst, dives into the complex world of housing inventory and market dynamics. He reveals how a subtle shift in inventory began in mid-June and explores the unusual peak in August linked to mortgage rate trends. Mohtashami unpacks how first-time buyers impact inventory when rates dip and discusses the persistent low listing behavior among financially stable homeowners. Lastly, he critiques Trump’s push for increased homebuilding, emphasizing that builders can't quickly solve the inventory crisis.

In this engaging discussion, Chris Mayer, CEO of Longbridge Financial and a professor at Columbia Business School, sheds light on the overlooked demographic of older homeowners. He reveals that more than a third of U.S. homes are owned by people aged 65+, yet many are declined for mortgages despite qualifying. Mayer introduces innovative products like HELOC for Seniors, tailored to meet retirees' needs. He emphasizes the importance of treating older buyers as a unique customer segment and encourages realtors to better serve this growing market.

In this discussion, Logan Mohtashami, a lead analyst specializing in housing and mortgage markets, shares his insights on the potential candidates for the next Fed chair. He analyzes how a successor's appointment could reshape market expectations and Fed policy. The conversation dives into the reasons behind recent inflation trends and the impact of the housing market, reviewing purchase application data and its significance for future recovery. Logan also highlights the importance of using real-time data for accurate housing forecasts.

Join Logan Mohtashami, a lead analyst with deep insights into housing and mortgage markets, as he predicts a path to sub-6% mortgage rates by 2026. He discusses the impact of Fed policy and the rise of ARM lending, shedding light on who should consider these loans. Mohtashami also reflects on how higher interest rates have actually helped stabilize the housing market, promoting a healthier balance of inventory and demand. Get the scoop on what this all means for potential homebuyers and the future of the housing market!

Join Pete Mills, Senior Vice President of Residential Policy at the Mortgage Bankers Association, as he untangles the intricate world of GSE reform and housing finance. He dives into how a government shutdown can disrupt key agencies like Fannie Mae and Freddie Mac. Mills contrasts two reform paths and discusses the critical need for market stability. Discover the GSEs' pivotal role in mortgage liquidity and the potential impacts of regulatory changes on the industry. Plus, find out how the MBA is advocating for member needs during agency shifts.

Logan Mohtashami, Lead Housing Analyst and data expert, joins to dissect Trump's housing policy and the current state of the market. He shares insights on why mortgage rates haven't spiked despite economic stress, revealing the impact of the Fed and labor market. Logan casts doubt on a potential construction boom due to rising rates crushing builder margins. He also discusses why the notion of tight inventory may be misleading, highlighting how market conditions affect builder confidence and permit growth.

Clayton Collins, CEO of HousingWire and an influential voice in mortgage lending, shares insights on the evolving priorities within the industry. He discusses the shift toward professionalism among brokers and the cultural changes following major rebrands like Nexa's. The rise of FICO's direct-to-consumer program is explored, highlighting potential shifts in credit reporting. Collins emphasizes the increasing significance of servicing, especially in light of Rocket's recent acquisition, and underlines the importance of in-person connections for collaboration and growth.

Logan Mohtashami, a lead analyst known for his insights on housing and labor trends, joins to discuss the labor market's state without the usual jobs report. They delve into how alternative data is being used to gauge job creation amid a softening labor market. Logan highlights that GDP remains strong despite job losses in manufacturing and construction, suggesting a late-cycle economy. Political factors and household finances play crucial roles in sustaining growth, hinting at potential housing market recovery if interest rates decline.

Brooklee Han, a Senior Real Estate Reporter at HousingWire, dives into the FTC's recent lawsuit against Zillow and Redfin over their controversial rental deal. She sheds light on the $100M syndication deal and the alleged antitrust issues surrounding it. Brooklee discusses which rental listings are under scrutiny and the implications of multiple states joining the lawsuit. The conversation also touches on the broader regulatory focus on real estate practices and how competition is driving innovation within the industry.

Join Paul Gigliotti, the newly appointed CEO of the California Mortgage Bankers Association, as he dives into the pressing issues of affordability and the impact of AI on the lending industry. With over 20 years of experience, Paul discusses the complex factors driving housing costs in California, including insurance and regulatory challenges. He emphasizes the importance of AI in enhancing consumer experiences and the role of advocacy in shaping fair outcomes. Tune in for valuable insights into the future of lending in a rapidly evolving market.