The option to “buy now and pay later” over installments exploded over the past two years, thanks to people being flush with stimulus cash and shopping online during the pandemic. But is this new, underregulated industry a useful line of credit or another path into debt?Guest: Paulina Cachero, personal finance reporter for Bloomberg.Host: Lizzie O’LearyIf you enjoy this show, please consider signing up for Slate Plus. Slate Plus members get benefits like zero ads on any Slate podcast, bonus episodes of shows like Slow Burn and Dear Prudence—and you’ll be supporting the work we do here on What Next TBD. Sign up now at slate.com/whatnextplus to help support our work. Learn more about your ad choices. Visit megaphone.fm/adchoices

After decades as America’s booming industry, tens of thousands of tech workers have been laid off in November alone. Is the venture-capital, low-interest-rate wind leaving the sails temporary or is this the end of the hunt for “the next big thing?”Guest: Timothy B. Lee, reporter for Full Stack Economics covering labor markets, technology, and housing.Host: Lizzie O’LearyIf you enjoy this show, please consider signing up for Slate Plus. Slate Plus members get benefits like zero ads on any Slate podcast, bonus episodes of shows like Slow Burn and Dear Prudence—and you’ll be supporting the work we do here on What Next TBD. Sign up now at slate.com/whatnextplus to help support our work. Learn more about your ad choices. Visit megaphone.fm/adchoices

At this year’s annual UN conference on climate change, they are discussing “climate reparations,” wherein the rich countries that grew their wealth burning fossil fuels pay money to poorer and more vulnerable countries. It sounds sensible, but is the UN capable of administering something like this? And how much money are we talking here?Guest: Vijay Vaitheeswaran, global energy and climate innovation editor at The Economist.Host: Lizzie O’LearyIf you enjoy this show, please consider signing up for Slate Plus. Slate Plus members get benefits like zero ads on any Slate podcast, bonus episodes of shows like Slow Burn and Dear Prudence—and you’ll be supporting the work we do here on What Next TBD. Sign up now at slate.com/whatnextplus to help support our work.Thanks Avast.com! Learn more about Avast One at Avast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

The (once) third-largest cryptocurrency exchange, FTX, collapsed in stunning fashion this week, highlighting why consumers really do want regulation, and why old financial institutions remain wary of crypto. Guest: Felix Salmon, host of Slate Money, chief financial correspondent for Axios.Host: Lizzie O’Leary If you enjoy this show, please consider signing up for Slate Plus. Slate Plus members get benefits like zero ads on any Slate podcast, bonus episodes of shows like Slow Burn and Dear Prudence—and you’ll be supporting the work we do here on What Next TBD. Sign up now at slate.com/whatnextplus to help support our work. Learn more about your ad choices. Visit megaphone.fm/adchoices

The second largest investor in Twitter, after Elon Musk, is the Saudis, which raises questions about what kinds of “free speech” Musk is really committed to. But it also raises questions around national security in the U.S. Guest: Chris Murphy, U.S. Senator from ConnecticutHost: Lizzie O’LearyIf you enjoy this show, please consider signing up for Slate Plus. Slate Plus members get benefits like zero ads on any Slate podcast, bonus episodes of shows like Slow Burn and Dear Prudence—and you’ll be supporting the work we do here on What Next TBD. Sign up now at slate.com/whatnextplus to help support our work. Learn more about your ad choices. Visit megaphone.fm/adchoices

It’s been a rough autumn for parents of little kids, as non-COVID respiratory diseases are taking advantage of the first fall since 2019 where schools and daycares are full again, and America’s strained pediatric health care system is once again put to the test. Guest: Katherine Wu, science writer for The Atlantic.Host: Lizzie O’Leary.Podcast production by Madeline Ducharme.If you enjoy this show, please consider signing up for Slate Plus. Slate Plus members get benefits like zero ads on any Slate podcast, bonus episodes of shows like Slow Burn and Dear Prudence—and you’ll be supporting the work we do here on What Next TBD. Sign up now at slate.com/whatnextplus to help support our work. Learn more about your ad choices. Visit megaphone.fm/adchoices

One week in as head honcho of Twitter and Elon Musk is in a tight spot: how do you balance the desires of advertisers with your ostensible zeal for free speech? How do you make something for which you’ve already overpaid turn a profit? How do you convince Stephen King to pony up for a blue check?Guest: Alex Kirshner, contributing writer at Slate. Host: Lizzie O’LearyIf you enjoy this show, please consider signing up for Slate Plus. Slate Plus members get benefits like zero ads on any Slate podcast, bonus episodes of shows like Slow Burn and Dear Prudence—and you’ll be supporting the work we do here on What Next TBD. Sign up now at slate.com/whatnextplus to help support our work.Podcast production by Madeline Ducharme.Thanks Avast.com! Learn more about Avast One at Avast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

There are some 400 million surveillance cameras installed in China, one for every three to four civilians. Built with the help of American tech companies, the surveillance state was pitched to the public as a way to make society safer and more efficient. But after severe lockdowns during COVID, the public has been objecting out of the eye of the camera lens. Protests are being written on bathroom walls.Guest: Josh Chin, deputy bureau chief, China, for the Wall Street JournalHost: Lizzie O’Leary Learn more about your ad choices. Visit megaphone.fm/adchoices

Twitter has been a lot of things—where you posted your lunch, where you met your people, where you were subjected to a harassment campaign. Now, as Elon Musk prepares to take the reins, where is it headed?Guest: Will Oremus, technology reporter for the Washington Post.Host: Lizzie O’LearyIf you enjoy this show, please consider signing up for Slate Plus. Slate Plus members get benefits like zero ads on any Slate podcast, bonus episodes of shows like Slow Burn and Dear Prudence—and you’ll be supporting the work we do here on What Next TBD. Sign up now at slate.com/whatnextplus to help support our work. Learn more about your ad choices. Visit megaphone.fm/adchoices

Alzheimer’s treatment hasn’t changed much in the past two decades, and the way researchers have been thinking about and approaching the disease may be to blame. Guest: Damian Garde, reporter for Stat covering the biotech industry.Host: Lizzie O’LearyIf you enjoy this show, please consider signing up for Slate Plus. Slate Plus members get benefits like zero ads on any Slate podcast, bonus episodes of shows like Slow Burn and Dear Prudence—and you’ll be supporting the work we do here on What Next TBD. Sign up now at slate.com/whatnextplus to help support our work. Learn more about your ad choices. Visit megaphone.fm/adchoices