On The Market

Lower mortgage rates are luring buyers back to the housing market, but a significant undersupply persists. Trump’s intriguing plan involves transforming federal lands into 'freedom cities' to boost housing inventory. Meanwhile, concerns arise about the future of low-cost real estate service models, especially after Redfin's acquisition by Rocket Companies. The discussion also touches on market fluctuations and the untapped opportunities in second homes and premium properties amidst economic uncertainty.

Join real estate tax expert Brandon Hall as he dives into thrilling tax strategies for property investors. He discusses the potential return of 100% bonus depreciation and how 2025 could reshape tax laws favorably for real estate. Hall reveals commonly overlooked tax write-offs and the benefits of opportunity zone investments. Get insights on the importance of precise cost allocation in maximizing deductions during property renovations. Whether you're seasoned or new to investing, this conversation is packed with invaluable tax wisdom!

Stocks are struggling, recession fears are ramping up, and investors are starting to worry. The stock market has been falling for weeks, major indexes are down, and new (rapidly changing) tariffs are only making things worse. But what does this actually mean for your investments? Is this just a stock market correction, or could real estate soon suffer the same fate? Today, we’re breaking down what’s going on in the US economy: why stocks are tanking, how the housing market could react, and what smart investors are doing right now. Should you sell, hold, or shift your stocks into real estate? Dave shares a big move he just made with his own portfolio and why he’s rethinking his investment strategy heading into a potential recession.With so much uncertainty, you need to know what actually matters (and what doesn’t) for your portfolio. Will falling stock prices inadvertently trigger a real estate boom? Could lower inflation and interest rate cuts save the market? And most importantly—what should you do next? We can’t give you financial advice, but Dave is sharing what he’s doing with his money in this episode. In This Episode We CoverWhy the stock market is sliding and whether a recession is nextThe psychological impact of new tariffs on the economy (and YOUR investments)The almost unbelievable (and borderline frightening) metric about consumer spendingWhy Dave sold a sizable chunk of his stock portfolio (and where that money is going)How a stock market correction could shake up the housing marketWhat lower inflation and possible rate cuts could mean for real estateThe key economic signals you NEED to watch over the next few monthsAnd So Much More!Links from the ShowJoin the Future of Real Estate Investing with FundriseJoin BiggerPockets for FREESign Up for the On the Market NewsletterFind Investor-Friendly LendersDave's BiggerPockets ProfileStock Market Volatility Makes Real Estate Look a Whole Lot BetterInvest in Any Market Cycle with “Recession-Proof Real Estate Investing”Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-304Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris Willis, a partner at Troutman Pepper and host of The Consumer Finance Podcast, delves into the crucial role of the CFPB in the mortgage industry. With the agency's operations halted amid a leadership shakeup, the discussion highlights potential shifts in regulations that could affect mortgage lending practices. Willis shares insights on the implications of possible changes under the Trump administration, including how these shifts may influence consumer protections and affect everyday banking fees. The stakes couldn't be higher for future homeowners!

Mortgage rates are down, so the housing market should be entering a frenzy…right? Not quite. The buyer’s market seems alive and well, with sellers offering concessions as the housing market visibly “slows.” What’s causing it? New inventory hitting the market? Tariff talks leading to higher housing costs? We’re getting into it all in this episode as we hit on four of last week’s top headlines.First, how much will a new home cost now that tariffs are in place? With lumber, labor, and material prices all rising, there could be a five-figure added cost per home for homebuilders, making it even more expensive for buyers. Will labor costs continue to rise in 2025 after years of solid growth, or will renovators and flippers finally get relief?The housing market is slowing down even as we get closer to the spring homebuying season. Home prices are DOWN year-over-year, but one caveat makes this a half-truth. With more inventory hitting the market, buyers could have their pick! And that inventory could grow even greater as mortgage delinquencies start to rise—should we begin to worry? Enough speculation; let’s get into it!In This Episode We CoverHow much more a new home will cost with the 2025 tariffs now put in placeA worrying statistic about mortgage delinquencies investors must pay attention toLabor and material cost predictions for 2025: Can they keep rising?Updated housing inventory metrics and why sellers are struggling, ready to give concessionsWhy Henry really needs a hug this weekAnd So Much More!Links from the ShowJoin the Future of Real Estate Investing with FundriseJoin BiggerPockets for FREESign Up for the On the Market NewsletterFind Investor-Friendly LendersDave's BiggerPockets ProfileHenry's BiggerPockets ProfileJames' BiggerPockets ProfileKathy's BiggerPockets ProfileOn The Market 301 - Mortgage Rates Fall EVEN Further as “Tariff Tuesday” Triggers Stock Sell-OffHere’s how tariffs will hit the U.S. housing marketConstruction Industry Cost Insights for Q1 2025Realtor’s February 2025 Monthly Housing Market Trends ReportMortgage Delinquencies Increase in the Fourth Quarter of 2024Case-Shiller IndexGrab Henry’s Book, “Real Estate Deal Maker”Jump to topic:(00:00) Henry Needs a Hug(02:23) Homes Could Cost $10K More (08:04) Construction Prices Rise (11:36) The Market SLOWS Down (19:55) Mortgage Delinquencies Are UPCheck out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-302Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

The latest economic shifts are causing quite a stir. 'Tariff Tuesday' triggered a stock market sell-off, raising concerns about a looming recession. Meanwhile, mortgage rates are surprisingly dropping despite inflation fears. What does this mean for real estate investors? Rising costs of materials and retaliatory tariffs could complicate the housing landscape. As uncertainties rise, strategies for navigating investments in real estate and stocks are more crucial than ever. Will rates continue to fall, or have we hit rock bottom?

Mortgage rates have hit a new 2025 low, sparking excitement for homebuyers. However, fears of a recession loom large, with rising unemployment and inflation concerns. The discussion delves into why lower rates could indicate a more significant economic shift. Listeners learn about the volatility in the market and what it means for investors. Should they act now or wait for even better rates? This analysis reveals crucial insights for navigating the current financial landscape.

Orphe Divounguy, a Senior Economist at Zillow, shares critical insights into the housing market's shifting landscape. He discusses Zillow's downgraded home price forecast for 2025, attributing it to rising inventory and suppressed buyer demand due to high mortgage rates. The conversation delves into the impacts of multifamily construction on rent prices and explores whether the market has reached a supply-demand equilibrium. Divounguy also highlights potential factors that could reignite buyer demand in this stagnant environment.

In this discussion, Andy Walden, Vice President of Research and Analysis at Intercontinental Exchange, shares his expertise on the evolving mortgage landscape. He reveals alarming trends in increasing mortgage delinquencies, particularly affecting low to moderate-income borrowers, while maintaining that overall foreclosure rates remain stable. Andy also delves into the fallout from California's wildfires, which may drive up insurance costs. However, there's good news for potential homebuyers, as he forecasts a hopeful drop in mortgage rates and an increase in housing inventory!

Austin Wolf, an in-house analyst at BiggerPockets known for his expertise in real estate market analysis, reveals the pivotal role of job growth in predicting home price trends. He discusses how job availability influences migration patterns and housing demand. Listeners learn to identify the key metric that signals potential price surges, the importance of analyzing job sectors, and how to leverage local data for investment insights. Discover why this easily found metric is often overlooked by investors!