In this episode, a vibrant Money Diarist shares her remarkable transformation from selling Cadbury chocolates to amassing a property portfolio. She reveals how she defied the odds by securing two investment properties in just seven months. Listeners will be captivated by her insights on ethical investing, the value of hard work, and navigating the property market with savvy strategies. With aspirations for a ten-property empire, her journey is a delightful blend of entrepreneurial spirit and financial wisdom, truly inspiring for budding investors!

The latest discussion tackles the government's proposed HECS reforms, which offer a 20% discount on student debt. Is it a win for borrowers or just smoke and mirrors? The conversation dives into the potential long-term financial effects and updated income thresholds for repayments. With changes hinging on political factors, the implications for future students are up for debate. Tune in for insights that could reshape how you view your education debt!

Ever had a partner bring up a money idea that makes you nervous? We’re talking a side hustle that sound more “uh-oh” than “income,” as one listener shares her dilemma. And have we got thoughts! Plus some hot takes on managing super during work breaks. Grab a drink and come hang with us for all the usual laughs and advice! We refer to Gambler's Help in this ep as great places to start if you or someone you love need help or some advice. You can also call them 1800 858 858, it's free, confidential & 24/7.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Dive into a playful money game where Victoria tackles your trickiest financial queries! Explore real estate versus stock market investments and the need for binding agreements in relationships. Delve into the complexities of asset protection and dispel myths about stay-at-home parents. Get insights on multi-level marketing and smart business funding strategies. Plus, discover when it's right to hire a financial advisor. Reflect on past financial choices, humorous anecdotes, and valuable lessons learned!

After years of navigating life in rural communities on a single income, our family of six was on the path to financial security. But when our youngest daughter faced not one, but two battles with cancer at just three years old, our plans took a drastic turn. Now, with resilience as our foundation, we’re thriving in the city, teaching our children the value of investing, goal-setting, and the power of pivoting. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Uncover the truth behind multi-level marketing and its deceptive promises of financial freedom. The discussion highlights how MLMs often leave participants worse off, exploiting ambition and insecurity. Learn about the dark tactics that target vulnerable individuals and the hidden costs of incentives that seem too good to be true. Discover the challenges of self-promotion for women and how social media can amplify insecurities. Ultimately, the conversation urges a shift toward sustainable financial opportunities beyond the MLM trap.

Discover the frustration of realizing a colleague earns more for the same job. Dive into jaw-dropping negotiation stories and learn how to advocate for your worth. The hosts tackle the awkwardness of financial disparities in relationships and discuss how family support plays a role. Navigate the emotional and legal implications behind pay gaps while embracing strategies for approaching management. Plus, enjoy uplifting anecdotes and clever savings tips to engage the community in financial literacy!

Ready to take your marketing game to the next level? In part two of our Marketing 101 series, we’re diving into paid and earned media strategies to help you reach new audiences and build lasting brand buzz. From using ads strategically to making the most of organic PR, this episode covers everything you need to create a balanced, omni-channel strategy that doesn’t break the bank. Tune in for practical tips, insider tricks, and real-world examples that’ll make your marketing efforts work harder for you! Pre-order Victoria's book, The Business Bible, here. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Natasha Nabinunga-Bamblett, a dedicated single mother by choice, shares her inspiring journey of funding IVF and navigating the challenges of raising a child on her own. She discusses the emotional complexities of financial security, the significant decisions around donor selection, and strategies to manage childcare costs. Natasha highlights budgeting tips, the importance of adapting financial goals, and the personal growth that comes with being a single parent. Her insights provide valuable guidance for anyone considering a similar path.

This Halloween, beware… retailers are casting bewitching spells on your wallet! Ready to shield your bank account from the chilling charms of ‘limited-time offers’ and the sinister ‘Buy-One-Get-One’ spell? Victoria is here to reveal the sneaky sales tactics lurking behind every discount from Black Friday to Boxing Day. Victoria’s got the tricks to help you dodge their traps and only take home the real treats this Halloween. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.