She's On The Money

This is the update you’ve all been waiting for… and a year later, she’s back to tell us what really went down. Last time we spoke, the separation was still fresh. Now the divorce is almost final, and everything that happened in between is the stuff every woman should know long before she ever needs to. We’re talking expectations versus reality, the loopholes no one warns you about, and the parts of the process that only make sense once you’re living them. She also shares the lessons she wishes she’d known sooner, how she’s navigating the big conversations with her kids, and the mindset shift that changed everything.LISTEN: To her first ep with us here. SEE OUR BUNDLE SALE FOR UP TO 30%: Where you can get Victoria's budgeting system & learn to invest.Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.  Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Is borrowing money to invest a clever strategy or a risky gamble? Discover the ins and outs of margin loans and the potential pitfalls of margin calls that could derail your plans. As the Christmas gifting season approaches, tackle the stress of high-cost gift requests and the growing debate over gift cards versus personalized presents. The hosts share smart strategies like budget-setting and Secret Santa to help ease financial pressure while keeping the festive spirit alive.

Brooke Green, a disciplined retail investor, joins to share her practical approach to building an investment portfolio. She and Victoria discuss the surprisingly simple core-and-satellite strategy that fosters steady growth while allowing for exciting, riskier picks. They reveal how to avoid the common traps of trying to beat the market and stress the importance of a well-structured core to reduce investment stress. Brooke also shares a clever hack to fund her fun investments without dipping into her paycheck!

In this enlightening discussion, a money diarist and registered nurse shares her transformative journey from financial rock-bottom to thriving investor, targeting retirement by 40. She reveals the emotional moment that sparked her financial overhaul—a holiday she couldn't afford that led to tears and self-reflection. Discover how reading a female-focused finance book changed her approach to budgeting, automated investing, and aligning goals with her partner. Her insights on spending habits and financial discipline provide relatable and motivating guidance for anyone seeking to elevate their financial game.

This week tackles the classic dilemma: should you pump money into your super or save for a house? The hosts reveal strategic tips to balance both goals without stress. Then, a juicy family debate ignites when a listener questions financial fairness among siblings, sparking a discussion on equity and parental roles. Plus, enjoy community money wins and practical tips for frugal living that promise to spice up your weekend!

Sammy Robinson, founder of the sustainable fashion label One Mile and former YouTuber, shares her inspiring journey of self-funding a successful brand with her savings. She reveals how she prioritized operations from the start, creating a scalable business model. Sammy discusses the viral moment when Kendall Jenner wore her designs, propelling global demand. She also offers practical financial advice and emphasizes the importance of authenticity in marketing. The conversation dives into her passion for sustainability and future plans for expanding her brand.

This week’s guest is a Money Diarist who transformed her financial life from a maxed-out $10K credit card and big car loan to owning two properties. She shares her journey from working multiple jobs and partying hard, leading to significant debt, to becoming a six-figure earner. After facing a reality check, she learned to leverage equity for investments. Now, she focuses on retirement goals and frugality, all while navigating the ups and downs of family life and impulsive spending. Her story is a relatable guide to financial turnaround and stability.

Is it possible to invest while still in debt? The hosts tackle the guilt of trying to build wealth amidst financial obligations. They also dive into a dilemma where a listener's parents may need an early inheritance back. Should they return the $50K gift or stand their ground? Family politics, moral quandaries, and the exploration of financial boundaries add spice to the discussion. Plus, don't miss out on quirky money-saving tips and community win stories that keep the conversation lively!

Jess Grigie, a freelance content creator and solo homebuyer, shares her inspiring journey to purchase property without relying on family help. She discusses practical strategies for saving, including the First Home Super Saver scheme and clever hacks to turbocharge deposits. Jess also unpacks the myth around lender's mortgage insurance, framing it as a beneficial tool. Finally, she emphasizes aligning dreams with realistic budgets, ensuring aspiring homeowners can enter the market on their own terms.

This week’s guest is a Money Diarist who turned her life around after leaving a toxic marriage with just $12K and two suitcases. She discusses growing up with a spendthrift father, mirroring that pattern in her first marriage, and the panic that pushed her to leave. Now, she’s thriving financially, having saved over $50,000, mastered budgeting, and even ventured into debt recycling for mortgage efficiency. With a supportive partner who understands finances, she's built a promising future while embracing the lessons of her past.