She's On The Money Borrowing to Invest: Brilliant Move or Big Mistake? And How To Survive Christmas Gifting Season (Without Going Broke)
Nov 13, 2025
Is borrowing money to invest a clever strategy or a risky gamble? Discover the ins and outs of margin loans and the potential pitfalls of margin calls that could derail your plans. As the Christmas gifting season approaches, tackle the stress of high-cost gift requests and the growing debate over gift cards versus personalized presents. The hosts share smart strategies like budget-setting and Secret Santa to help ease financial pressure while keeping the festive spirit alive.
AI Snips
Chapters
Books
Transcript
Episode notes
Delay Paying For Passport Fast-Track
- Check faster shipping options only if tracking shows a delay to avoid paying unnecessary fees.
- Call the passport office and add a fast-track fee later if the standard service appears slow.
Use OnePass To Save On Shipping
- Consider OnePass membership for free shipping and points if you shop at included retailers.
- Use it to save on delivery fees and potentially return items within 365 days when eligible.
Beware Margin Loan Risks
- Avoid taking a standalone margin loan unless you fully understand margin calls and are prepared to top up or sell at a loss.
- Ask your financial adviser to explain why this strategy suits your risk profile and request written scenarios of downside outcomes.
