She's On The Money

Ever felt like you’re doing everything right with money… and still wondering where it all went? This week’s Money Diarist shares what it’s really like to feel stuck in a cycle of emotional spending, hidden purchases, and guilt — even while working hard toward big financial goals. She found herself secretly spending $500 a fortnight, avoiding her bank app, and feeling like she’d never break the habit. But with some hard truths, a little therapy, and a seriously smart savings system, she turned it around — managing to save $60,000 and start building the future she actually wanted. We also unpack life with a $1.1 million mortgage, how she’s balancing career dreams with financial goals, and yes… whether that designer handbag really counts as an “investment.” Press play, this is your reminder that even if it feels hard right now, change is always possible.See omnystudio.com/listener for privacy information.

This podcast dives into the emotional impact of parental money shaming, helping listeners find confidence in their financial choices. It shares humorous anecdotes about parking tickets and clever money management tips. The discussion also highlights navigating real estate decisions, weighing the merits of expert advice against personal research. Expect laughs and insights, including whether IKEA meatballs are a form of financial self-care, making for an entertaining and informative listening experience.

AI is everywhere right now. It’s writing emails, making playlists, and popping up in every “get rich quick” TikTok you scroll past. But when it comes to your hard-earned money, is this actually the smart place to invest… or just another hype train about to derail? In this episode, we’re breaking down what’s really going on with AI and tech shares and why throwing your savings at the next shiny thing might not be the wealth-building move it’s made out to be. Are you already too late for the big wins? Are tech giants like Apple, Amazon, and Nvidia still a safe bet? And how do you know if you’re investing for future-you… or just chasing financial FOMO? In This Episode:🤖 Why everyone’s suddenly obsessed with AI (and if you should be too?)🤖 How to spot the difference between a smart investment and financial FOMO🤖 What history’s bubbles (hello, dot-com crash!) can teach us about today’s hype🤖 Why you don’t have to be early, you just have to be smartNOTE: This episode was recorded before Trump announced changes to the chip export rules were on the way, so this is something we will be keeping our eyes on to see how it plays out!LISTEN TO: Our Money Diary on working in tech... The Truth About Big Tech Money From Someone Living It Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Discover the emotional toll of financial struggles intertwined with toxic relationships. The speaker shares her remarkable journey from feeling trapped in debt and emotional manipulation to reclaiming her independence. The discussion highlights the complexities of budgeting in marriages and the impact of narcissism. It showcases resilience, as the speaker navigates the challenges of leaving a harmful relationship and embracing financial growth and new beginnings. Celebrating triumphs in homeownership underscores the importance of financial literacy and community support.

You’ve dropped over $1,000 being in the bridal party... dress, hen’s, flights, accommodation… the works. So when the wedding rolls around, do you still owe them a gift? This week’s episode brings the wedding etiquette drama (and the budget stress) we all secretly talk about. Plus, one of the biggest money dilemmas we hear:Should you throw your savings into super and score a tax win, or save for a house deposit and try to beat the market? We’re breaking down how to figure out what’s actually right for you, including the First Home Super Saver Scheme, and how to balance future-you with right-now priorities. And it's Friday so we've got all your money wins, DIY car repairs, homemade jelly, and the kind of broke tips only this community could come up with.Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Ever promised yourself this would be the month you finally stick to a budget… and then ordered Uber Eats twice before Wednesday? Well, this episode is your permission slip to stop blaming willpower and start building smarter systems. Because the truth is: good money habits aren’t about discipline, they’re about design. We’re unpacking the psychology of habits, why your brain loves to self-sabotage (blame the caveman settings), and how to make budgeting feel less like punishment and more like autopilot. Plus, the tiny tweaks you can make today that’ll actually stick.  In This Episode: ✨Why motivation isn’t the magic solution we think it is✨How to spot your habit triggers — and use them to your advantage✨What “habit stacking” is and how to make it work for your money✨Building systems that save you from yourself (and your phone) Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

What do you do when savings goals clash with debt? A money-savvy partner shares her journey of taking control, budgeting, and supporting her partner through financial struggles. They highlight the impact of differing financial habits on relationships and the importance of communication. From navigating parenthood expenses to embracing financial education, the conversation is both funny and relatable, offering practical money strategies. Tune in for a motivational tale of overcoming financial chaos and building a supportive partnership.

Gold bullion is in the spotlight as listeners ponder whether it's a smart investment or just a response to market jitters. The podcast also dives deep into the personal dilemma of delaying dream jobs for potential future family plans, tackling the pressures of uncertainty in big life decisions. Listeners share inspiring money-saving victories, from negotiating discounts to clever investment strategies, all while navigating the fine line between career ambitions and motherhood aspirations.

Think you need a fancy black Amex credit card to start points hacking? Think again. Because, today, we're joined by our very own resident points queen, Jess Ricci and she spills exactly how you can stack points, cash in bonuses, and score free flights, KitchenAids, and even Dyson vacuums... without ever swiping a credit card. We’re sharing the real rules of smart points hacking, why loyalty programs actually make companies money (and how we’re flipping that to our advantage), plus the stacking tricks, bonus offers, and sneaky little hacks you need to know. Inside This Episode: ✈️How to actually make points work for you (without spending more)✈️The best loyalty programs to jump on right now✈️Smart bonus stacking 101: double dip, triple dip, WIN✈️When to use your points for flights vs upgrades vs shopping✈️The real rules of savvy points hacking (and what to ignore) Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Flipping a single property transformed their future! They shared the rollercoaster of living in a caravan while renovating and how that bold move sparked a new business venture. Discussing money habits, they explored the challenges and triumphs of property investment. Strategic insights into managing finances, embracing failures, and the role of staging in sales were highlighted. This inspiring journey emphasizes how recognizing setbacks can lead to continuous growth and financial independence.