She's On The Money
Victoria Devine
Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt— all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat—just way better for your bank balance.
It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.
It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.
Episodes
Mentioned books
Nov 13, 2025 • 40min
Borrowing to Invest: Brilliant Move or Big Mistake? And How To Survive Christmas Gifting Season (Without Going Broke)
Is borrowing money to invest a clever strategy or a risky gamble? Discover the ins and outs of margin loans and the potential pitfalls of margin calls that could derail your plans. As the Christmas gifting season approaches, tackle the stress of high-cost gift requests and the growing debate over gift cards versus personalized presents. The hosts share smart strategies like budget-setting and Secret Santa to help ease financial pressure while keeping the festive spirit alive.
Nov 11, 2025 • 29min
Victoria & Brooke Reveal the Really Simple Framework Behind Their Investment Portfolios
Brooke Green, a disciplined retail investor, joins to share her practical approach to building an investment portfolio. She and Victoria discuss the surprisingly simple core-and-satellite strategy that fosters steady growth while allowing for exciting, riskier picks. They reveal how to avoid the common traps of trying to beat the market and stress the importance of a well-structured core to reduce investment stress. Brooke also shares a clever hack to fund her fun investments without dipping into her paycheck!
Nov 9, 2025 • 49min
She Cried Over a Holiday She Couldn’t Afford… Now She’s on Track to Retire by 40
In this enlightening discussion, a money diarist and registered nurse shares her transformative journey from financial rock-bottom to thriving investor, targeting retirement by 40. She reveals the emotional moment that sparked her financial overhaul—a holiday she couldn't afford that led to tears and self-reflection. Discover how reading a female-focused finance book changed her approach to budgeting, automated investing, and aligning goals with her partner. Her insights on spending habits and financial discipline provide relatable and motivating guidance for anyone seeking to elevate their financial game.
Nov 6, 2025 • 41min
Should You Salary Sacrifice Into Super Or Save For a House? Plus a Spicy Sibling Debate About Financial Fairness
This week tackles the classic dilemma: should you pump money into your super or save for a house? The hosts reveal strategic tips to balance both goals without stress. Then, a juicy family debate ignites when a listener questions financial fairness among siblings, sparking a discussion on equity and parental roles. Plus, enjoy community money wins and practical tips for frugal living that promise to spice up your weekend!
Nov 4, 2025 • 49min
How Sammy Robinson Built the Cult Brand One Mile (With Her Own Savings)
Sammy Robinson, founder of the sustainable fashion label One Mile and former YouTuber, shares her inspiring journey of self-funding a successful brand with her savings. She reveals how she prioritized operations from the start, creating a scalable business model. Sammy discusses the viral moment when Kendall Jenner wore her designs, propelling global demand. She also offers practical financial advice and emphasizes the importance of authenticity in marketing. The conversation dives into her passion for sustainability and future plans for expanding her brand.
Nov 2, 2025 • 56min
She Maxed Out Her $10K Credit Card Partying... Now She Owns Two Properties
This week’s guest is a Money Diarist who transformed her financial life from a maxed-out $10K credit card and big car loan to owning two properties. She shares her journey from working multiple jobs and partying hard, leading to significant debt, to becoming a six-figure earner. After facing a reality check, she learned to leverage equity for investments. Now, she focuses on retirement goals and frugality, all while navigating the ups and downs of family life and impulsive spending. Her story is a relatable guide to financial turnaround and stability.
Oct 30, 2025 • 41min
Should You Invest While You're Still In Debt? And an Early Inheritance Dilemma
Is it possible to invest while still in debt? The hosts tackle the guilt of trying to build wealth amidst financial obligations. They also dive into a dilemma where a listener's parents may need an early inheritance back. Should they return the $50K gift or stand their ground? Family politics, moral quandaries, and the exploration of financial boundaries add spice to the discussion. Plus, don't miss out on quirky money-saving tips and community win stories that keep the conversation lively!
Oct 28, 2025 • 37min
How To Buy Property Without The Bank of Mum and Dad (or a 20% Deposit)
Jess Grigie, a freelance content creator and solo homebuyer, shares her inspiring journey to purchase property without relying on family help. She discusses practical strategies for saving, including the First Home Super Saver scheme and clever hacks to turbocharge deposits. Jess also unpacks the myth around lender's mortgage insurance, framing it as a beneficial tool. Finally, she emphasizes aligning dreams with realistic budgets, ensuring aspiring homeowners can enter the market on their own terms.
Oct 26, 2025 • 52min
She Left Her Husband With $12K and Two Suitcases... Now She’s Worth Six Figures
This week’s guest is a Money Diarist who turned her life around after leaving a toxic marriage with just $12K and two suitcases. She discusses growing up with a spendthrift father, mirroring that pattern in her first marriage, and the panic that pushed her to leave. Now, she’s thriving financially, having saved over $50,000, mastered budgeting, and even ventured into debt recycling for mortgage efficiency. With a supportive partner who understands finances, she's built a promising future while embracing the lessons of her past.
Oct 23, 2025 • 36min
Should You Quit A Toxic Job Without a Backup Plan? And What To Do If You Can’t Get Insurance
Is it wise to quit a toxic job without a backup plan? A community member grapples with high stress and limited recognition, debating her next move amidst financial security. The discussion includes tips on assessing toxic workplaces and exploring temp jobs while maintaining mental health. They also tackle what to do when life insurance isn't an option, discussing alternatives and the importance of emergency savings. Tune in for relatable advice, community insights, and a sprinkle of humor on navigating tricky financial dilemmas.
