She's On The Money

If December has you replaying the year in your head, thinking about the money choices you made, the goals that shifted, or why things didn’t quite land the way you thought they would back in January, you’re not alone. A lot of us get to this point feeling tired, reflective, and a little unsure how to sum it all up. This episode is a chance to look at the year differently. Not through the lens of what you achieved or didn’t, but through the stuff you carried, adapted to, and figured out as you went. The money stress, the plans that changed, the moments you just kept going anyway. None of that was wasted, even if it didn’t feel impressive at the time. If you want to close out the year feeling a bit more grounded and a lot less hard on yourself, press play.  Get Victoria's Full Goal Setting System in her Your Best Year Yet course here. Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Join the team as they celebrate the year's highlights with a lively year-in-review, complete with bloopers! They dive deep into the debate of building versus buying a home, revealing hidden costs and why choices vary based on location. Plus, they discuss the pros and cons of credit cards for navigating summer finances. Expect practical advice and fresh insights on managing budgets, avoiding debt, and making the most of your money dilemmas!

This is the one conversation you need to hear before the year ends, because the way you think about money right now will shape how 2026 feels far more than any goal you set in January. So instead of rules or end-of-year pressure, Victoria and Bec share the five things they genuinely wish every person in this community would focus on before heading into 2026. These are the five big things that actually shape how money feels day to day, how confident you are making decisions, and how much energy you waste worrying about things that don’t even matter.In this ep:🎄 The real reason money feels hard for so many people (even when they’re doing everything “right”)🎄 The shift that changes your financial results without earning more or trying harder🎄 What financially confident people understand early that most people never get taught🎄 The moment money stops running your decisions and starts working for you🎄 The one mindset change that makes every other money habit easier to stick toGet Victoria's Full Goal Setting System in her Your Best Year Yet course here. Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. See omnystudio.com/listener for privacy information.

This is one of those Money Diaries that starts with a decision that feels sensible at the time… and slowly reveals just how much weight it carries. When her partner suggested using her inheritance to buy property together, it felt like the right next step. The grown up one. The kind you make when you’re building a future with someone. Then the relationship ended, and that decision didn’t disappear with it. In this episode, she walks us through what happens next. The parts of property ownership no one explains when you’re in love. The confidence knock that comes from being told you’re “bad with money.” And the reality of having to step up financially before you feel ready. She also shares the systems she built to make money feel manageable again, especially with a brain that doesn’t love numbers, and the lessons she wishes she’d known before saying yes. This one is full of the stuff you don’t realise you need to know until you really, really do. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.  Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Ever stared at the bill split amount and thought… sorry, why am I paying for food I did not eat? We’re unpacking a takeaway dilemma where one person orders like it’s their last supper and everyone else is expected to split it evenly. What do you actually do in that moment? Do you say something, suck it up, or quietly build resentment? We talk through the options, the social risk, and how to handle it differently next time without blowing up the friendship. Then things get uncomfortably real with a Christmas DM that hits a nerve. When your family’s love language is business class flights, investment wins, and expensive gifts, and you chose passion, values, and a very different definition of success. We get into how to respond to the comments, protect your self worth, and decide when it’s worth engaging and when it’s not. Need the team’s take on your money dilemma? Send us a voicemail here.Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here.  Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.  Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

If you’ve ever looked at property prices and thought, cool, guess I’ll just rent forever then, this episode is for you. Because while the white picket fence dream might feels further away than ever, that doesn’t mean property investing is completely off the table. This ep is your DIY guide to becoming a trust fund baby... a real estate investment trust fund baby. Victoria is breaks down the other way to get property exposure without a mortgage, stamp duty, or a single call about a broken hot water system aka REITs. Think shopping centres, warehouses, data centres and supermarkets… without owning the building, chasing rent, or committing your entire financial future to one postcode.In this ep:🏬The “trust fund baby” move that pays you from property 🏬How to get property exposure without locking your entire life into one postcode🏬 The kinds of property you’ve probably never thought to invest in🏬 Non-negotiables Victoria checks before she’ll touch a property ETF🏬 The trade-off you’re making for flexibility, freedom, and liquidity WANT TO LEARN MORE ABOUT INVESTING? Check out our investing hub filled with free resources and our investing masterclass. Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

Jane Lu, founder of the $100 million fashion brand Showpo, candidly shares her journey from being $60k in debt to entrepreneurial success. She opens up about the pressures of societal expectations and how she secretly built her business while working in libraries. Jane reveals the accidental viral moments that skyrocketed her brand and discusses her 'Lazy CEO' approach, focusing on delegation and sustainable work practices. Her insights on overcoming early failures and the importance of support systems are both inspiring and relatable.

Some weeks it feels like you’re doing everything right with money… and still getting nowhere. If that’s been your energy lately, you’re not alone. This week we’re unpacking why that happens, what it means when your effort isn’t matching the outcome, and the practical ways to reset without throwing your whole plan in the bin. We also heard from someone in our community who’s feeling the annual Christmas tug-of-war: wanting to keep things simple and values-aligned, but also navigating grandparents who love a shopping spree and a partner who’s all in on the festive chaos. So we chat through how to set boundaries without being the Grinch, how to rethink “enough” at Christmas, and the small shifts that stop the season from steamrolling your sanity or your savings. Plus your money wins, unhinged broke-tips we never see coming, and the usual Friday fun to kick-off the weekend. Need the team’s take on your money dilemma? Send us a voicemail here.Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here.  Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.  Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Chelsea Goodwin, a budget-cooking expert and author, shares her secrets for an impressive holiday feast without breaking the bank. She reveals 17 clever hacks to cut costs, from choosing affordable yet fancy meats to elevating simple sides that impress. Chelsea also provides a full Christmas menu for under $100, featuring a roast chicken centerpiece and stunning desserts. Plus, she discusses thrifty gift-giving and the importance of planning to avoid waste, ensuring your festive celebrations stay both delicious and budget-friendly.

After a year immersed in financial literacy, Emma shares how her mindset has shifted dramatically. She reveals a strategic cashflow move by downsizing to accelerate her investments. Discover her financial plans to retire at 55, including high-growth super strategies that could unlock $50k returns. Emma emphasizes that starting investment in your 40s is still viable, bolstered by her newfound clarity. Delve into her journey of overcoming emotional hurdles and setting up a family trust, proving that wealth requires action, not just saving.