She's On The Money

Victoria Devine
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Sep 28, 2025 • 55min

She Was Told She’d Never Make It. 200 Rejections Later, She Proved Them Wrong.

This week, a determined Money Diarist shares her journey from a small-town student facing 200 job rejections to becoming a successful lawyer. She reflects on the grit shaped by family hardships and how perseverance led her to land her criminal defense role. Topics include her savings strategy with multiple buckets, navigating student debt, and the impact of career growth on her finances. With ambitious goals of becoming a partner and then a judge, her story is a powerful testament to resilience in the face of adversity.
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Sep 25, 2025 • 38min

How Much Does HECS Really Affect Your Borrowing Capacity? And Handling Your Parents Bad Financial Decisions

Is HECS really the enemy of your borrowing capacity? The hosts break down the surprising truth about how it affects loans and whether to prioritize paying it down or saving for a deposit. They also tackle the awkward family drama of dealing with parents making poor financial choices, offering helpful strategies. Plus, enjoy money-saving tips from the community and real-life financial wins that inspire. Tune in for relatable conversations that mix finance with comedy!
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Sep 23, 2025 • 52min

How to Cash in on Your Hobby (and Start a Business With Your Bestie) with Sweet Bakes & Miss Trixie

Alicia Henderson is the founder of Sweet Bakes, a thriving pastry brand, while Alice Bennett runs Miss Trixie Drinks Tea, known for her delightful cakes. Together, they transformed their hobbies into successful businesses. They share insights on recognizing when a hobby can become a full-time gig and the importance of collaboration over competition. Their partnership blends friendship with business, emphasizing respect and complementary skills. Listen as they reveal their secret to mixing mates and money, including a money win that gifted them a free car!
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Sep 21, 2025 • 10min

Dear SOTM Community: You’re Not Behind (Even If It Feels Like You Are)

Feeling behind in life? You're not alone. This episode offers a refreshing perspective on success, emphasizing that it doesn't always mean climbing the ladder. Instead, it advocates for small, meaningful rituals over major milestones. The conversation dives into why using savings can be a strategic move and reveals the power of redefining personal goals. With a pep talk from the host, listeners are encouraged to slow down and embrace their unique paths to success.
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Sep 18, 2025 • 33min

Is a Joint Investment Account a Good Idea? And Protecting Your Money From Your Partners Gambling Fallout

Ever wondered if sharing an investment account is romantic… or just risky business? This week we’re unpacking whether it’s the smartest way to build wealth together, or if there are easier (and safer) options. Then, we dive into a community DM that gets a lot heavier: when your partner’s choices put your financial security at risk, how do you protect yourself? Of course, it wouldn’t be Friday without the rest of the chaos; clever money wins, broke tips you’ll actually want to steal, and a few confessions that prove nobody in this community has it all figured out. CONTENT WARNING: This episode deals with a community DM about gambling addiction and touches on addiction in general. If you or someone you love needs help, please know you are not alone. You can access these free resources:National Debt Helpline – 1800 007 007 or ndh.org.au for free financial counsellingGambling Help Online – 1800 858 858 or gamblinghelponline.org.au for free, confidential support 24/7You can listen to our episode:The Impacts of Gambling here.Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.  Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.
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Sep 16, 2025 • 39min

AMA: Jess & V Answer Your Biggest Money Questions

We handed over control of the show to you this week and said: ask us ANYTHING. From how to finally get ahead on your goals, to spotting when you’re leaving free money on the table, to breaking the cycle of self-sabotage spending... nothing was off limits. If you’ve ever wished you could pick Jess and V’s brains over a coffee, this is that episode.In this ep:❓ The surprising career path that landed Jess where she is today❓ How to actually save for mat leave, with bonus tips for when you’re doing it solo❓ The “free money” hack everyone talks about… but is it genius or just hype?❓ Planning for the fun stuff in life without blowing up your bigger goals❓ The sneaky self-sabotage habits messing with your money (and how to shut them down) Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.
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Sep 14, 2025 • 58min

My Investment Property Dream Became a Financial Nightmare

We’ve all been told property is the “safe” investment. But this week’s Money Diarist learned the hard way that’s not always true. She thought she was making the smart move buying a second investment property. Instead, she ended up with a building so dodgy it dragged her through years of court battles, left her with no rental income, and forced her to sell the first house she loved just to stay afloat. Now she’s picking up the pieces, rebuilding from zero and now has good things coming her way. Listen in to hear the biggest lesson she's learnt.  GET VICTORIA'S BUDGETING SYSTEM: Master your cashflow here.Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.  Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 4See omnystudio.com/listener for privacy information.
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Sep 11, 2025 • 39min

Should You Wait For The Property Market To Drop? And What If Paying Off a Big Debt Isn’t Their Priority

Is holding off on buying property a smart strategy, or could it lead to bigger regrets? The hosts dive into market timing myths while tackling a listener's dilemma about a partner's $40k debt. They share clever money tips, humorous shopping stories, and the importance of communication in relationships regarding finances. Plus, insights on leveraging community resources and achieving personal financial goals make for an engaging exploration of money and life's complexities.
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Sep 10, 2025 • 51min

Money Talk With the Prime Minister: Anthony Albanese on Housing, Childcare and the Cost of Living Squeeze

We finally got to do it... sit down with Prime Minister Anthony Albanese and ask the money questions that actually matter to you. Not the political theatre ones, but the real-life stuff that keeps you up at night: the weekly food shop, housing that feels out of reach, and childcare costs that just don’t add up. But this wasn’t all serious policy talk. We dug into his own money story, swapped budgeting habits, and even threw him some of our favourite spicy questions; from Trump’s tariffs to his most unpopular money opinion. His answers? Let’s just say they weren’t what we expected. In this ep:💸 The childhood money memory that still shapes the PM today💸 His plan for tackling your biggest money stresses💸 How the PM really sees Australia’s housing crisis💸 The childcare shift that could change family budgets💸 His hot takes on Trump, crypto and billionaire space trips💸 The money habit hiding in his wallet Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.
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Sep 9, 2025 • 1h 11min

Victoria & Brooke’s Investing Watch List: The Shares, ETFs and Trends They're Tracking

Victoria and Brooke are always swapping notes on the shares and ETFs they’re watching... so we thought, why not let you in on the chat? This isn’t a “go out and buy” list. It’s the inside scoop on how they think about investing, what’s caught their eye, why it’s on the radar, and what has to happen before they’d actually jump in. It's the kind of financial gossip we live for, and it’s your chance to get pervy about what’s living rent-free in their investing brains right now.In this ep you’ll hear:📈 The beauty shares that sparked a debate about whether the market’s got it wrong📈 A cult business model that's got Brooke's attention📈 How our daily cofee fix is secretly shaping this global brand📈 The ETF that's giving Warren Buffet energy📈 The crypto angle you probably haven’t thought about yet📈 The tech company Victoria is fascinated by… and cautious ofLEARN TO INVEST CONFIDENTLY: Our Investing Masterclass is open, enroll here. Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

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