
She's On The Money
Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt— all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat—just way better for your bank balance.
It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.
Latest episodes

Jun 29, 2025 • 50min
The Money Diaries of an Aussie Girlbossing in New York
Dive into the life of an Aussie making her mark in New York, juggling city life and finances. Discover her creative budget strategies to stay stylish in an expensive metropolis. Hear about her journey from Australia to America, navigating job changes and the emotional challenges of relocation. Explore insights on co-owning property with siblings and the complexities of different retirement systems. This vibrant tale is a mix of hustle, resilience, and the power of community support in managing it all.

Jun 26, 2025 • 42min
The Super Catch-Up Plan You Need and a Pep Talk for When You Feel Behind
Have you ever celebrated hitting a big financial milestone... and then you take a look at what your friends are doing and suddenly your win doesn’t feel so shiny. This week, we’re diving into the mental minefield that is the money comparison trap... the spiral that hits even when you know you’re doing okay. We also break down what to do if you accessed your super during COVID and want to catch up (or feel like you “should”). Is it worth topping up? Where do you even start? Plus we've got all your fave money wins, broke tips and chaotic money chats. LAST CHANCE: to sign up to The Investing Masterclass, it starts July 1 and you can sign up here. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

Jun 24, 2025 • 44min
Nartarsha Bamblett on Turning Her Gift Into a Business
Nartarsha Bamblett, known as Queen Acknowledgements, is a cultural leader and founder of a business focused on cultural wisdom. In this conversation, she shares how her unique approach to Acknowledgement of Country evolved into a thriving venture. Nartarsha highlights the delicate balance of charging for sacred work and emphasizes authenticity in entrepreneurship. She discusses the importance of creating businesses that accommodate motherhood, valuing one’s work, setting boundaries, and the transformative power of genuine connections in the community.

Jun 22, 2025 • 38min
The Reality of Grief and Managing Their Estate
This discussion confronts the heavy realities of grief while juggling family responsibilities. It shares poignant stories of handling estate management amidst emotional turmoil. The challenges of budgeting during maternity leave and navigating home ownership while coping with loss are explored. Listeners gain insights into the profound impact of parental figures and the complexities of balancing financial goals with personal growth. Through it all, there's a reminder that surviving heartbreak can also be a victory.

Jun 19, 2025 • 41min
Do You Actually Want to Buy a House or Just Feel Like You Should?
It starts as a simple question: should I buy a house or invest in the share market? What begins as a classic money dilemma quickly unravels into a much bigger conversation... about pressure, identity, and whether the goals we’re chasing are even ours to begin with. Plus, we tackle a seriously juicy DM about uprooting your entire family for a “life-changing” job (that may only last a few years), whether commuting ruins your happiness, and why it might be time to outsource your vacuuming. Oh, and there’s also a heated musical theatre debate and some spicy ADHD brain revelations in there too.WANT LEARN HOW TO INVEST? The Investing Masterclass is here. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

Jun 17, 2025 • 39min
EOFY Glow-Up: 5 Ways to Get Your Finances Together, Fast
Feeling like your financial goals have vanished? It's time for a glow-up! Discover the 'Keep, Cut, Switch' budgeting game to help manage expenses effectively. Learn how to negotiate better deals effortlessly and boost your retirement fund with smart strategies. Find out how emotions influence your spending habits and how to tackle them. Plus, get tips on automating savings to reach your financial dreams. Tune in for a blend of practical advice and personal reflections that will empower you to take control of your finances!

Jun 15, 2025 • 31min
“I Had No Plan B”... Now She’s Building Wealth Like a Boss
This week’s guest, a Money Diary, shares her inspiring journey from a dream career in the Army to facing a career setback and starting over at 26. She reveals how she turned her financial situation around after burning through $30k of savings and how salary packaging helped her earn an extra $20k a year. With only goal-oriented money habits, she built a $70k share portfolio and recently purchased her first investment property. Her story is a testament that sometimes, plan A isn’t the best plan after all!

Jun 12, 2025 • 41min
This Car Finance Mistake Could Cost You Thousands
This week, we’re talking about one of the biggest money traps out there: car finance. It seems simple... buy the car, pay it off... but what if the way you’re financing it is quietly costing you thousands? From mortgage refinancing to dealership loans, Victoria breaks down the smart ways (and not-so-smart ones) to fund your next car, and the red flags to look out for before you sign anything. And we've got a heated child support DM that had us all fuming. When a co-parent uses child support as ammo against their ex, what’s fair game, and what crosses the line? We get deep into emotional manipulation, kids' financial literacy, and how to protect your peace (and your children’s) when the other parent is being... not so financially kind. Plus, it's Friday so there's all the unhinged money chats you know and love. WANT LEARN HOW TO INVEST? The Investing Masterclass is here. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

Jun 10, 2025 • 47min
How to Copy the Investing Strategy Behind One of the Biggest Fortunes on The Planet
Discover the genius behind a billionaire's low-key investment strategy that could lead to substantial wealth. Learn about the power of patience and compounding, and how starting young can make a huge difference. The discussion also covers why investing in resilient brands like Coca-Cola is key, along with a skepticism towards the hype around IPOs. Plus, find out why index funds might be your best bet for long-term success and what investment principles you can adopt today, regardless of your salary!

Jun 8, 2025 • 32min
It’s Never Too Late For a Financial Glow-Up
She thought she was good with money. Her salary was solid. Her bills were paid. She was even traveling. Life looked fine... until it wasn’t. This week’s Money Diary is all about the slow realisation that earning well doesn’t mean you’re building wealth. After a divorce, a court battle, and two lost properties, she hit financial rock bottom. But what really shook her? Watching a $20K bonus disappear, and not being able to say where it went. That was the moment everything changed. She started tracking every dollar and bought a place to call her own doing the work to build a future she's proud of. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. See omnystudio.com/listener for privacy information.