Is a Bridging Loan Worth the Risk? And The Dating Money Red Flags We Can’t Ignore

Jan 15, 2026

This week, the hosts tackle the tricky dynamics of paying on dates, exploring red flags like scorekeeping and awkward silences. They discuss practical ways to navigate bill-splitting and how money behaviors can reveal deeper issues of respect. The conversation then shifts to bridging loans, unpacking what they are, their risks, and essential factors to consider when buying before selling. With community insights on money wins and quirky broke tips, listeners get both valuable advice and a touch of humor.

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ADVICE

Treat Bridging Loans As Short-Term Fixes

Consider a bridging loan to buy before you sell if timing matters and you want to avoid rushed sales.
Talk to a mortgage broker and confirm your property's sellability and the higher interest costs first.

ANECDOTE

Bought First, Figured Finance Later

Victoria and Stephen once bought a home before selling their old one and considered bridging options.
They nearly needed short-term finance to avoid missing a rapidly appearing opportunity.

INSIGHT

Banks Judge Your Current Home, Not Just You

Bridging loans carry higher interest and lender scrutiny, so they aren’t automatically available to everyone.
Lenders assess your current property's equity and likely saleability before approving a bridge.

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So who should actually pay on a date, and what are you meant to do when the bill arrives and someone suddenly gets a bit weird about it. This week’s Friday Drinks tackles a DM from someone newly back in the dating world who’s trying to work out whether she’s being too picky, or whether she’s just finally noticing the stuff she used to brush past, like the keeping score, the silence that feels like a test, and the little gold digger jokes that aren’t really jokes. We talk through what’s a fair preference, what’s an early warning sign, and how to be clear about your money values without turning dinner into a negotiation, and we asked the community what they think is normal early on because honestly the answers are revealing. We're also talking bridging loans, which always sound simple until you’re the one trying to buy before you sell and you realise how much of it comes down to timing, pressure, and having a plan if things don’t happen as quickly as you hoped. Victoria breaks down what they actually are, when they can make sense, and where the risk really sits, and as always we’ve got community money wins and broke tips that are both useful and unhinged at the same time.

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Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

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