She's On The Money

You scrimp, save, and finally book your dream trip… only to spend it fighting for a pool lounger, paying peak rates for accom, and cropping 100 tourists out of your sunset pics. Well, on our recent trip to the NT, we realised we’ve been doing travel wrong. And because we don’t gatekeep at SOTM, this ep is all about our new fave travel hack. One that's completely changed how we think about timing, value, and what makes a holiday actually feel rich. In this Deep Dive, we unpack why we’ve all been trained to think this season is “the best,” the psychology that makes us pay more without realising, and the surprising perks of travelling when everyone else isn’t. This one is full of practical tips for planning smarter holidays, scoring better deals, and making your money further. In this ep: ✈️ Our bucket list trip without the bucket list prices✈️ The travel trap that’s been quietly draining your bank account ✈️ How to score luxe-for-less stays without feeling like you’re budgeting✈️ Go-to tips for planning getaways that feel rich... not expensiveToday's episode was sponsored Tourism NT... See the full blog of our dreamy NT travel diaries right here.Ready to plan your own trip? Find the amazing deals and experiences of the NT's Best Kept Season here Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.      See omnystudio.com/listener for privacy information.

Natasha, a money diarist and early-career saver, shares her unconventional journey of skipping university to buy property in her early twenties. While others struggled with student debt, she traveled for four years, renting out her home. Natasha discusses her frugal travel hacks, balancing motherhood with a career as an executive assistant, and her choices around investing and budgeting. She reveals how community support plays a vital role in her life and emphasizes prioritizing experiences over traditional financial paths. Her insights are both relatable and inspiring!

We all want to be the parent who “sets the kids up,” right? But between savings accounts, offsets, and “future nest egg” fantasies it's hard to know what to do. So this week we’re breaking down how to actually make your money work harder (for you and your mini-me). Then things get spicy with a DM that split the community: she’s saved $150K, he’s got $64K, and they both want to own the house 50/50. Do you still go halves? Do you lawyer up? Or do you just call it “love tax”? We get into what’s fair, what’s smart, and how to buy a house together without starting a civil war.Just another Friday of money wins, rogue broke tips, and a little financial drama to keep things spicy. Need the team’s take on your money dilemma? Send us a voicemail here.Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here.  Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.  Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

What if your "little side-hustle" became the next big brand everyone’s talking about? That’s exactly what happened to Alyce Tran, the ex-lawyer who turned a $5K side project into The Daily Edited, built stores in New York and Singapore. Then, because one cult brand wasn’t enough, she launched In The Roundhouse, the tableware label making dinner look like a fashion moment. In this ep Victoria finds out exactly how Alyce went from corporate girlie with a creative itch to a serial founder of cult-status brands. You'll here the actual money story of how she bootstrapped both brands without investors, made big collab moves on a budget, and learned that million-dollar months don’t magically cure the “not enough” feeling. 💼 How a corporate lawyer accidentally built a global empire 💼 The $5K startup story that proves you don’t need investors 💼 Her influencer strategy that landed Hailey Bieber 💼 Perfectionism, profit, and the myth of “having it all”💼 Her playbook for building brands people obsess over 💼 How she's made her work feel nothing like "work"ALYCE'S LINKS: Follow Alyce on Tiktok.Shop In The Round House and follow their dreamy Instagram. Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.  See omnystudio.com/listener for privacy information.

Ever feel like everyone else’s life is speeding ahead while you’re stuck in the slow lane? This week’s Money Diarist knows that feeling too well. While her friends were off travelling, she was juggling uni deadlines and midnight feeds. At 17, she was pregnant and kicked out of school for being a “bad example.” Instead of giving up, she finished Year 12 through TAFE, raised her baby, went to uni, and rebuilt her life from scratch, all while living on Centrelink. Fast forward a decade and she’s earning six figures, owns her home, and has cleared every cent of personal debt. But getting here meant facing down shame, comparison, and that constant feeling of being “behind”… so this ep is full of the real talk we all need to hear. This episode is your reminder that it doesn’t matter where you start, you can still build something incredible from right where you are.GET VICTORIA'S BUDGETING SYSTEM: Master your cashflow here.Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.  Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 4See omnystudio.com/listener for privacy information.

Ever feel like your money goals are at war with your life goals? Like one minute you’re saving for a house… and the next you’re convincing yourself a Euro summer is “an investment in personal growth”? This week’s DM came from someone stuck right there... her partner’s all-in on buying a home, while she’s eyeing flights. And honestly? We get it. Because trying to choose between living life and getting ahead feels like an impossible math problem. So we’re unpacking whether travel really sets you back… or if it’s just a different kind of wealth that doesn’t show up in your net worth. Victoria's breaking down how to make those big-money decisions (trips, weddings, babies, the whole lot) without losing sight of Future You, or resenting Current You for having fun. And speaking of big milestones… we’re also getting real about how to actually prep for parental leave. From test-driving life on one income to building a “sanity fund” that actually covers what you’ll really need, not just the boring stuff. Plus, it's Friday so there's all the money wins, broke tips and money goss you love.  Need the team’s take on your money dilemma? Send us a voicemail here.Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here.  Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.  Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

Brooke shares her inspiring journey to potentially retire at 35 by building wealth from a $50K salary. Discover the concept of a 'FIRE number' and why a conservative drawdown rate is essential for safety. Learn about Barista FIRE, smart investment choices like ETFs, and the importance of automating savings. Brooke emphasizes the power of mindset shifts and shares practical tips to boost savings without sacrificing fun, proving that financial independence can be achieved with strategic planning and a little frugality.

This week, a remarkable mum-of-two, a former videographer and now an entrepreneur, shares her journey of launching a groundbreaking iPhone case with a built-in stand. She reveals the ups and downs of raising $200K without traditional investors, including losing $17K to a dodgy sourcing agency. Juggling her startup with family life, she opens up about the emotional toll of financial stress, the impact of rising mortgages, and her dreams of expanding beyond phone cases. It's an inspiring tale of grit, resilience, and motherhood.

Can you leverage home equity to buy a car, or is it a slippery slope into debt? The hosts break down the pros and cons, examining interest rates and smart repayment strategies. Plus, a listener's birthday invite sparks a fiery debate about asking for trust fund contributions instead of gifts. Is it a savvy financial move or a cringeworthy trend? Emotions run high as they navigate the fine line between practicality and sentimentality. Expect laughs, lively discussions, and money wins that might just inspire you!

You’ve listened to our episode about how much super you really need… but knowing your number is only half the story. The real question? How do you actually get there. Enter our Superannuation Glow-Up series. Part 1 is all about getting the right foundations in place for you and Victoria is serving up the $0 tweaks that could completely shift the trajectory of your retirement.  💸 A quick “pay check” that could expose if you’re missing money💸 The free tool that makes choosing a fund way less overwhelming💸 An account default that might be sabotaging your future wealth💸 Why even the smallest return differences are actually a really big deal💸 The clean-up move that could stop you burning money on pointless feesLISTEN TO: Your Future Self Is Begging You To Listen To This Episode (Let's Talk How Much Super You'll Really Need) LINK: Your Super Comparison Tool  Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.