She's On The Money DIY Investing vs Managed Portfolios: Which One Should You Choose? And How to Avoid a Black Friday Budget Blowout
Nov 20, 2025
Dive into the world of managed portfolios and discover what they really are, plus how they differ from DIY investing. The hosts tackle the chaotic challenge of navigating Black Friday sales, discussing intentional spending and budget-setting amidst the marketing frenzy. They also share community money wins, clever shopping hacks, and practical tips to maintain spending boundaries. Expect laughs, lessons, and insightful money dilemmas throughout!
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Managed Portfolios Offer Active Ongoing Management
- Managed portfolios add active ongoing decisions like rebalancing and replacing holdings for you.
- That active management is why platforms charge a fee compared with DIY ETF mixes.
DIY If You’ll Do The Work
- If you want lower fees and control, replicate the managed portfolio with ETFs yourself.
- But be prepared to perform ongoing monitoring and rebalancing.
Rebalance Your Portfolio Regularly
- Check your portfolio every six months and rebalance to maintain target allocations.
- Sell overweight holdings and redistribute to restore your chosen percentages.
