She's On The Money How To Buy Property Without The Bank of Mum and Dad (or a 20% Deposit)
Oct 28, 2025
Jess Grigie, a freelance content creator and solo homebuyer, shares her inspiring journey to purchase property without relying on family help. She discusses practical strategies for saving, including the First Home Super Saver scheme and clever hacks to turbocharge deposits. Jess also unpacks the myth around lender's mortgage insurance, framing it as a beneficial tool. Finally, she emphasizes aligning dreams with realistic budgets, ensuring aspiring homeowners can enter the market on their own terms.
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Define Your Why First
- Know your personal "why" for buying a home to shape timeline, budget and strategy.
- Use your goals to decide between a forever home, rent-vesting or investing elsewhere.
Jess Bought Solo For Security
- Jess bought solo because she had steady income and her partner wasn't yet financially ready.
- She values the security of owning her own asset and plans a future joint purchase later.
Match Market Reality To Your Goals
- Do a market reality check using sold prices, not asking prices, and learn rental yield and gentrification signs.
- Talk to a mortgage broker to assess serviceability and explore schemes and grants.