The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books
10 snips
May 30, 2025 • 32min
05.30.25 Clark Answers His Critics on Clark Stinks / Tech Brakes On Super Speeders
Listen in as listener critiques are aired in a lively segment, sparking discussions on accountability. A new technology aiming to reduce speeding ignites debates over safety versus privacy. Discover practical tips like navigating Health Savings Accounts and understanding the intricacies of car rental insurance. The conversation also dives into alternate investment strategies and home renovation insights, offering listeners smart ways to save and manage expenses while weighing their financial decisions.
25 snips
May 28, 2025 • 37min
05.28.25 Best Auto Insurance / Economic Uncertainty: Preparation & Family Communication
Rising auto insurance rates have consumers scrambling for better deals; discover smart shopping strategies and hidden gems among lesser-known insurers. Family conversations about money become crucial amid economic uncertainty, helping families brace for potential downturns. Tips for navigating currency fluctuations for travel payments and insights for booking cruises highlight savvy financial choices. Explore the importance of open discussions on financial topics within families to foster preparation and resilience during tough times.
5 snips
May 27, 2025 • 46min
05.27.25 Ask An Advisor With Wes Moss
Wes Moss, a fiduciary financial advisor, shares his expertise on retirement planning. He presents a crucial 10-point checklist to ensure you're ready to retire. Learn how to effectively transition from saving to spending while managing various retirement accounts. Wes elaborates on strategic withdrawals from 401(k)s and IRAs for tax efficiency. Plus, he addresses listeners' burning questions about investing. The chat even takes a fun detour into discussing favorite apple varieties, showcasing the lighter side of financial advice!
27 snips
May 23, 2025 • 38min
05.23.25 Clark Answers His Critics on Clark Stinks / U.S. Air Traffic Control
Listeners dive into the fixed challenges surrounding U.S. air traffic control, including a critical shortage of controllers impacting summer travel. Clark explores Canada’s successful approach to air management and shares smart travel strategies. The episode also engages with community feedback, discussing financial pitfalls linked to credit card rewards for low-income users. Clark's personal insights on handling prostate cancer treatment bring a heartfelt touch, while humorous anecdotes add flavor to the serious discussions around travel and finance.
44 snips
May 21, 2025 • 37min
05.21.25 The Airline Recession / Student Loan Repayment
The airline industry is facing a recession, leading to service cuts and creating both challenges and opportunities for travelers. Discover practical strategies for managing flight changes and booking options. Navigate international travel with tips on staying connected, including mobile plans and local SIM cards. The podcast also addresses the resumption of student loan repayments, offering guidance on managing debt and understanding repayment options. Lastly, learn how to maximize credit card rewards while keeping your finances in check.
8 snips
May 20, 2025 • 40min
05.20.25 Ask An Advisor With Wes Moss
Wes Moss, a fiduciary financial advisor, shares valuable insights on investing and retirement savings. He raises concerns about whether we're in a passive investing bubble due to the popularity of index funds. Wes also explains the advantages of dollar cost averaging versus lump sum investing, emphasizing its ability to reduce anxiety and manage market volatility. Listeners get practical advice on IRA rollovers and strategic retirement planning, making this a must-listen for anyone navigating financial decisions.
19 snips
May 19, 2025 • 30min
05.19.25 The True Costs Of 401(k) Loans / Checked Bags - Lost & Found
This discussion dives into the hidden costs of borrowing from a 401(k) and the importance of maintaining strong saving habits. It also highlights smart travel tips for checking bags, including the benefits of using technology like AirTags to track luggage. Additionally, listeners learn about the advantages of eSIM technology for staying connected while traveling, along with crucial banking insights to safeguard their finances. Lastly, a heartfelt story showcases the resilience of a restaurant chain rejuvenated by a community effort against corporate challenges.
8 snips
May 16, 2025 • 33min
05.16.25 Clark Answers His Critics on Clark Stinks / Bumpy Ride For Car Buyers
Listeners explore the world of car-buying challenges, with insights on whether to buy new or used. Tips on Certified Pre-Owned vehicles highlight the importance of research. The hosts tackle listener criticisms, diving into financial habits and the implications of payment plans. They'll also discuss surprising elements of Roth 401(k) plans and how to use IRA distributions for charitable causes. Plus, they provide essential advice on navigating insurance, lease frustrations, and the risks of using paper checks. It's a comprehensive dive into smart consumer choices!
27 snips
May 14, 2025 • 32min
05.14.25 Saving Strategy: Series I Savings Bonds / The U.S.-China Tariff Reprieve
Discover the ins and outs of Series I savings bonds, including their inflation protection and appealing interest rates. Learn if they are still worth your investment. Plus, dive into the recent U.S.-China tariff reprieve and what it means for consumers and merchants alike. The discussion doesn't stop there, as potential car purchase scams and health tech advancements like the Dexcom glucose monitoring systems are also covered. Stay informed with practical advice for financial safety and smart savings!
18 snips
May 13, 2025 • 43min
05.13.25 Ask An Advisor With Wes Moss
Wes Moss, a fiduciary financial advisor known for his expertise in investing and retirement savings, joins to break down the world of ETFs, index funds, and mutual funds. He explains when to use each investment vehicle and clarifies the crucial differences between retirement and brokerage accounts. Wes emphasizes the importance of long-term strategies and diversification in navigating market volatility. He also answers listener questions, ensuring that both new and seasoned investors get the insights they need to plan effectively.
