The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books
27 snips
Oct 3, 2025 • 34min
10.03.25 Clark Answers His Critics on Clark Stinks / Travel Warning: The Luggage Tag Scam
Clark dives into listener feedback, defending his advice against claims of being too risk-averse. He shares a warning about a sneaky luggage tag scam targeting travelers, and discusses the benefits of using AirTags for checked bags. The conversation also touches on the pros and cons of Airbnb and the evolving landscape of payment security amidst AI advancements. Plus, hear tips on how to save money by re-shopping car rentals and recommendations for travel credit cards.
16 snips
Oct 2, 2025 • 37min
10.02.25 SPECIAL EDITION: A tribute To Financial Mentor Jonathan Clements
In this heartfelt tribute, Jonathan Clements, a renowned financial writer and founder of HumbleDollar.com, shares profound insights on living meaningfully in the face of terminal illness. He discusses the challenges of discussing death and urges listeners to embrace acceptance while finding joy in daily life. Clements emphasizes the importance of clear financial planning, including creating a family inheritance document and organizing essential papers. His reflections on frugality and creating lasting memories offer a poignant reminder of what truly matters.
36 snips
Oct 1, 2025 • 31min
10.01.25 Warning: Sports Gambling / Assignment: Your Credit Report
Dive into the risks of modern sports gambling, as Clark highlights the alarming rise in addiction among young adults due to easy access and micro-betting. Discover why it’s crucial to check your credit report for inaccuracies that could hurt your finances. Get insights on using Credit Karma and managing credit freezes effectively. Plus, explore the benefits of clear communication around checking and savings accounts. This engaging discussion is packed with practical tips to help you navigate financial pitfalls!
22 snips
Sep 30, 2025 • 38min
09.30.25 Ask An Advisor With Wes Moss
Discover why a 30-minute financial conversation with family can drastically reduce anxiety in times of crisis. Wes introduces the 0.01% Rule, a clever way to spend without regret. He also discusses the surprising statistic that nearly half of Americans lack a written financial plan. Explore the implications of withdrawing more than 4% from a paid-off home and the pros and cons of the Buy-Borrow-Die strategy for retirees. Plus, Wes offers insights on whether to keep TSP funds or roll them over to Vanguard.
46 snips
Sep 29, 2025 • 31min
09.29.25 This Open Enrollment Is Different / A Good Climb: CD Ladders
Health insurance choices for 2026 are nuanced this year, with rising costs and new employer reimbursement plans requiring careful review. Clark discusses the shift towards individual market risks as employers change how they provide coverage. He introduces the concept of CD ladders as a smart strategy to handle savings amidst fluctuating interest rates. Listeners also get insights on arbitration changes, how to navigate fees with purchase disputes, and the benefits of dedicated phones for two-factor authentication.
25 snips
Sep 26, 2025 • 33min
09.26.25 Clark Answers His Critics on Clark Stinks / Amazon Prime Family Shipping
This episode dives into listener opinions and corrections in a lively Clark Stinks segment. Clark addresses the implications of Amazon's decision to end family sharing on Prime membership. He also explores financial products like 403(b) plans and HSAs, providing insights for better management. The discussion on indoor TV antennas offers practical tips for catching local channels. Plus, Clark emphasizes the importance of having essential legal documents ready when children turn 18.
36 snips
Sep 24, 2025 • 33min
09.24.25 The Geography Of Retirement / Fast Food Value Wars
How much do you really need to retire? It greatly depends on where you live, with dramatic cost differences between states. Fast food is seeing a resurgence in value wars, with restaurants offering app-only discounts to attract customers amid inflation. Plus, tips on avoiding common financial pitfalls, like unnecessary roadside assistance on auto insurance. The podcast also emphasizes the importance of creative retirement planning to stretch your dollars further.
17 snips
Sep 23, 2025 • 37min
09-23-25 Ask An Advisor With Wes Moss
Wes Moss, a Certified Financial Planner and author, dives into the recent Fed rate cut and its implications for personal finances, from mortgage rates to investment strategies. He addresses Americans' biggest financial fear: running out of money in retirement, and shares actionable planning tips to combat it. Wes also discusses high-yield option-based ETFs, cautioning about their risks. Plus, he answers listener questions, offering insights on IRA withdrawals and effective investment tactics.
26 snips
Sep 22, 2025 • 31min
09-22-25 Investing With Robinhood / Price Concessions At The Movies
Discover the new Robinhood experience, where free stock trading meets investor relationships. Clark dives into the benefits of Robinhood Gold and its savings incentives. On the silver screen side, uncover AMC's off-peak pricing and the potential impact of their 50% discounts. Plus, get insights on handling neighborly tree troubles and weighing mortgage payoffs against investments. It's a lively discussion on investing, movie-going, and personal finance strategies!
56 snips
Sep 19, 2025 • 41min
09.19.25 Clark Answers His Critics on Clark Stinks / HOTELS: What’s In A Name
Listeners share their grievances in the Clark Stinks segment, touching on everything from school-bus disputes to annuity concerns. Clark dives into the troubling reality of hotel brands, revealing that a name no longer guarantees quality, especially after a shocking rat incident. He offers tips on avoiding nonrefundable bookings and shares strategies for using credit cards while traveling abroad. This episode blends humor with practical advice, making it a must-listen for savvy consumers.
