The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books
18 snips
Nov 12, 2025 • 33min
11.12.25 Shopper Guidance In The K-Economy / Screen Addiction Solutions
Explore the impact of the K-shaped economy, where essentials are subsidized while luxury items thrive. Learn smart shopping tips to make every dollar count, favoring basics over pricey wants. Delve into the rising issue of screen addiction, with listeners sharing effective strategies to cut down phone usage. From adopting flip phones to engaging in phone-free hobbies, discover innovative ways to reclaim time from screens. Plus, tips on using financial tools securely and the real costs of long-term care to prepare for the unexpected.
11 snips
Nov 11, 2025 • 35min
11.11.25 Ask An Advisor With Wes Moss
Discover why the housing market is experiencing a significant shift with an oversupply of sellers in key cities. Wes highlights the top overvalued areas and contrasts them with affordable markets like Pittsburgh. Hear the inspiring tale of Tom Cillo, who at 58, is chasing his dream of playing college football. There’s also insight on managing finances, choosing between TSP and Vanguard, and strategies for investing in a changing rate environment. Tune in for a blend of real estate insights and motivational stories!
18 snips
Nov 10, 2025 • 33min
11.10.25 Holiday Travel: Airbnb & VRBO / Honoring Our Veterans
Discover essential tips for holiday travels, focusing on the pros and cons of Airbnb and VRBO accommodations. Learn about new rules for avoiding bogus damage claims and the importance of documenting your stay. As Veterans Day approaches, gain insights into common scams targeting veterans and helpful resources for transitioning servicemembers. Also, find advice on finding cheaper flights and dealing with new rental car policies. Finally, explore changes in cash back credit cards and access free financial advice.
18 snips
Nov 7, 2025 • 41min
11.07.25 Clark Answers His Critics on Clark Stinks / Screen Out Robocalls
Join in as Clark reacts to listener critiques in a lively 'Clark Stinks' segment! Explore the latest features to combat robocalls right from your phone settings. Hear Clark's insights on balance transfers and what to watch for with Medicare Advantage plans. Curious about airline etiquette? They tackle window shade disputes. Plus, learn budget-friendly tips for NFL game coverage, smartphone hacks, and how to navigate issues with Costco's services. It's an informative mix of advice and listener interaction!
24 snips
Nov 5, 2025 • 37min
11.05.25 Spend Less On Internet Service / SCAM WARNINGS
Discover how wireless home internet can slash your bills, with options from major carriers that could save you big. Learn to leverage mobile plans for discounts on home services. Beware of evolving scams, including jury duty scams that prey on fear. Clark highlights fake government letters designed to manipulate victims, and the rise of crypto scams using reverse ATMs. He also discusses how to navigate Medicare Advantage abroad and why vacation club offers often lead to scams.
12 snips
Nov 4, 2025 • 36min
11.04.2025 Ask An Advisor With Wes Moss
Dive into the world of finance as Wes Moss exposes the hefty weight AI stocks hold in the S&P 500. He offers smart strategies for rebalancing your portfolio to mitigate risks. The episode also unpacks the new Social Security COLA increase, showing its impressive history of outpacing inflation since 1975. Plus, Wes demystifies the Social Security trust fund concerns and evaluates important considerations for retirement planning, like when to sell ESPP shares and the implications of Roth conversions for older adults.
21 snips
Nov 3, 2025 • 32min
11.03.25 Secure Holiday Package Delivery / The Siren Song Of Debt
As holiday shopping kicks off, protecting deliveries from porch pirates becomes essential. Tips include opting for Amazon lockers and setting carrier notifications. The dangers of 'Buy Now, Pay Later' schemes are explored, revealing how they can lead to unmanageable debt. Insights on freezing your credit and improving online security are also shared, along with advice for scoring the best Black Friday deals without overspending. Plus, a dive into what hospitalists do rounds out the discussion on financial and healthcare concerns.
9 snips
Oct 31, 2025 • 34min
10.31.25 Clark Answers His Critics on Clark Stinks / Recession Proof Your Life
It's Clark Stinks day where listener critiques spark lively discussions. Clark shares insights on recession probabilities and offers practical steps for financial preparedness. He emphasizes the importance of tackling high-interest debts and building emergency reserves. The podcast also dives into the FICO vs. credit bureau debate, shedding light on identity theft concerns. Plus, listeners weigh in on ad-free streaming choices, and Clark warns about risks when buying medications from foreign pharmacies.
32 snips
Oct 29, 2025 • 35min
10.29.25 The Housing Market & Involuntary Landlords / Restaurants: Less Is More
Discover the latest trends in the housing market, where 'involuntary landlords' are surprisingly benefiting tenants with better rental options. Clark shares practical advice for new landlords to avoid common pitfalls. Meanwhile, a growing trend in restaurants towards smaller portion sizes offers health benefits and savings for diners. Tune in for insightful listener questions about luggage durability and emergency savings strategies to maximize your financial well-being.
20 snips
Oct 28, 2025 • 47min
10.28.25 Ask An Advisor With Clark Howard & Wes Moss
In a thought-provoking discussion, Clark and Wes tackle whether the stock market is dangerously overvalued amidst AI-driven dynamics. They explore the implications of private equity in 401(k) plans, highlighting potential fees and risks for everyday investors. Clark warns about transparency issues, while Wes sees a chance for improvement in accessibility and costs. Listeners also learn about the importance of diversification and maintaining a balanced portfolio in today's landscape, ensuring a cautious approach to investing.
