The Clark Howard Podcast

11.07.25 Clark Answers His Critics on Clark Stinks / Screen Out Robocalls

18 snips
Nov 7, 2025
Join in as Clark reacts to listener critiques in a lively 'Clark Stinks' segment! Explore the latest features to combat robocalls right from your phone settings. Hear Clark's insights on balance transfers and what to watch for with Medicare Advantage plans. Curious about airline etiquette? They tackle window shade disputes. Plus, learn budget-friendly tips for NFL game coverage, smartphone hacks, and how to navigate issues with Costco's services. It's an informative mix of advice and listener interaction!
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ADVICE

Use Balance Transfers Carefully

  • Use 0% balance transfer offers to pay high-interest debts when you qualify.
  • Never charge new purchases to the transfer card during the interest-free period.
ADVICE

Buy Efficient Heat Pumps For Long-Term Savings

  • Consider high-SEER heat pumps despite higher upfront cost because they save money over time.
  • Shop for units with 10-year compressor warranties and change filters regularly.
INSIGHT

Banks Are Cutting Credit Limits Now

  • Credit issuers are reducing limits now, which can suddenly worsen credit utilization and scores.
  • Even low usage customers can see big score drops if available credit is compressed.
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