The Clark Howard Podcast 11.11.25 Ask An Advisor With Wes Moss
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Nov 11, 2025 Discover why the housing market is experiencing a significant shift with an oversupply of sellers in key cities. Wes highlights the top overvalued areas and contrasts them with affordable markets like Pittsburgh. Hear the inspiring tale of Tom Cillo, who at 58, is chasing his dream of playing college football. There’s also insight on managing finances, choosing between TSP and Vanguard, and strategies for investing in a changing rate environment. Tune in for a blend of real estate insights and motivational stories!
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Nationwide Market Shift To Buyers
- The U.S. housing market has flipped from a seller's market to the most extreme buyer's market in over a decade.
- Redfin counts ~1.4M buyers versus ~2M sellers, a 36% seller surplus that's widening in many metros.
Look For Seller-Surplus Metros
- Consider market balance, not just median price, when evaluating where to move or buy.
- Look at metros with heavy seller surpluses for better negotiating leverage and improving deals.
Sun Belt Markets Are Unwinding
- Some popular Sun Belt metros now have double or more sellers than buyers, signaling unwinding pandemic moves.
- Miami tops the list with ~160% more sellers than buyers, while Fort Lauderdale and Tampa show large surpluses.