The Clark Howard Podcast

11.03.25 Secure Holiday Package Delivery / The Siren Song Of Debt

21 snips
Nov 3, 2025
As holiday shopping kicks off, protecting deliveries from porch pirates becomes essential. Tips include opting for Amazon lockers and setting carrier notifications. The dangers of 'Buy Now, Pay Later' schemes are explored, revealing how they can lead to unmanageable debt. Insights on freezing your credit and improving online security are also shared, along with advice for scoring the best Black Friday deals without overspending. Plus, a dive into what hospitalists do rounds out the discussion on financial and healthcare concerns.
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ADVICE

Choose Secure Delivery Points

  • Use secure delivery options like Amazon lockers or registered delivery notifications to prevent porch thefts.
  • Sign up for carrier alerts and choose secure pickup points when you can't receive packages at home.
ANECDOTE

Debit Card Mail Scam Blocked By Locked Boxes

  • A listener's wife received a debit card from a credit union they'd never used, exposing account-opening fraud.
  • The scam failed because their townhouse complex had locked mailboxes so the attacker couldn't retrieve the mailed card.
ADVICE

Install A Locking Mailbox

  • Install a locking mailbox or use locked communal mailboxes to block criminals from intercepting mailed debit cards.
  • A locking mailbox is inexpensive and reveals forced entry if someone breaks it open.
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