The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books
41 snips
Aug 15, 2025 • 31min
08.15.25 Clark Answers His Critics on Clark Stinks / When Car Rental - Hertz
Listener critiques come alive as Clark tackles feedback in a humorous segment. A major car rental company earns a 'do not rent' label amid shocking practices like false damage claims. Teenagers score a budget cruise, showcasing clever travel hacks. Discover the advantages of Health Savings Accounts for young savers seeking financial wisdom. The discussion also reveals troubling accountability issues in the banking industry and how loyalty programs can vary vastly in consumer satisfaction.
8 snips
Aug 13, 2025 • 26min
08.13.25 Do You Need Travel Medical Insurance? / Disaster Relief Scams
Get ready for essential insights on travel! Learn why travel medical insurance is crucial for international trips and hear a cautionary tale about unexpected medical costs abroad. Also, explore how to spot scammers trying to exploit disaster relief efforts. Tips on securing the best hotel deals through online platforms and wise advice on verifying charities ensure your donations truly make a difference. Plus, personal stories and strategies to navigate tricky situations like flood damage restoration and tax reporting concerns add extra intrigue.
21 snips
Aug 12, 2025 • 47min
08.12.25 Is the 60/40 Rule DEAD? and Inheriting Money The Right Way
Wes Moss, a fiduciary financial advisor and author of 'You Can Retire Sooner Than You Think', dives into the relevance of the 60/40 investment rule amidst today's market shifts. He argues that balanced investing remains essential for retirement security. With a historic $84 trillion wealth transfer on the horizon, Wes tackles the complexities of inheriting money and offers a practical checklist for both givers and receivers. Plus, he answers listener questions on navigating financial planning in these changing times.
25 snips
Aug 11, 2025 • 35min
08.11.25 Get Wise To Your Retirement Plan / Getting More For Your Money
Dive into the confusing world of retirement plans, especially for teachers grappling with costly 403(b) options. Discover why individual Roth IRAs could be a better choice. Shift gears to quirky coffee trends, as some shops offer gigantic drinks contrary to the shrinkflation buzz. Gain insights on managing small business finances and the importance of tailored tax strategies. Plus, practical car-buying tips for students and a light-hearted take on the often-overlooked importance of travel insurance.
24 snips
Aug 8, 2025 • 33min
08.08.25 Clark Answers His Critics on Clark Stinks / Airline Pricing & Booking Strategy
Dive into a lively discussion where the host addresses audience feedback with humor and humility. Discover the latest airline pricing tactics that could save you money on your next trip. Learn how consumer loyalty impacts ticket prices and explore tips for traveling during the busy holiday season. Uncover strategies for negotiating medical bills and financial management, including a clever CD ladder approach for saving. With practical advice and insider info, listeners are equipped to enhance their travel and financial savvy.
9 snips
Aug 6, 2025 • 29min
08.06.25 Trump Accounts For Newborns / Sim Card Danger & An Easy Fix
Discover the intriguing concept of 'Trump Accounts' for newborns, featuring a government seed money and money management tips. Learn about the rising threat of SIM card swapping and essential measures to protect your identity. The discussion also touches on navigating financial decisions for college students, the importance of umbrella insurance, and the significance of savvy credit score management. Finally, get insights into smart funding strategies for projects and safeguarding personal information in today's digital age.
18 snips
Aug 5, 2025 • 41min
08.05.25 Ask An Advisor With Wes Moss
Wes Moss, a Certified Financial Planner and author, joins to share valuable insights for savers aged 55 and older. He discusses vital ‘catch-up’ strategies that can significantly boost retirement savings, highlighting contributions to 401(k)s and HSAs. Wes breaks down the 4% rule, a crucial guideline for sustainable withdrawals, alleviating fears of running out of money. Plus, he answers listener questions about navigating financial challenges in retirement and offers guidance on emerging market investments.
18 snips
Aug 4, 2025 • 32min
08.04.25 Subscriptions: A Clark Smart Assignment / Tax Update for freelancers & Payment Apps
Subscription services often trap consumers with tricky cancellation processes, making it vital to tread carefully before signing up. The discussion includes IRS reporting changes for payment apps like Venmo, shedding light on what could trigger a 1099 for small businesses and freelancers. Listeners receive practical strategies for managing subscriptions and budgeting, emphasizing the importance of cash usage. In a personal finance masterclass, insights on improving credit scores and smart spending habits are also shared.
26 snips
Aug 1, 2025 • 32min
08.01.25 Clark Answers His Critics on Clark Stinks / Amazon Price Changes
The latest discussion tackles listener criticisms in a lively Clark Stinks segment. Insights into Amazon's recent price hikes set the stage for holiday shopping strategies, especially for Prime members. Attention shifts to the implications of tariffs on festive costs, with a debate on the best membership deals between Amazon and Walmart. Financial wisdom flows as they unpack Roth 401(k)s, survivor benefits, and secure charitable contributions. Tips for navigating career shifts in finance add a personal touch to the conversation.
18 snips
Jul 30, 2025 • 28min
07.30.25 Save More On Auto Insurance / The Energy Markets
Car insurance rates are skyrocketing, prompting many to search for better deals. Tips on how to save money on car insurance are shared, along with insights into navigating coverage complexities. Additionally, the podcast delves into the evolving energy market, highlighting the rise of renewable sources like solar and wind, and discussing the shift in U.S. energy production. The conversation emphasizes the importance of understanding consumer choices in both auto and energy sectors for better budgeting.
