The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books
29 snips
Jun 17, 2025 • 47min
06.17.25 Ask An Advisor With Wes Moss
Wes Moss, a fiduciary financial advisor and author of 'You Can Retire Sooner Than You Think,' shares invaluable insights on early retirement strategies and the joy of post-career life. He breaks down the Rule of 72(t), explaining how to access IRA funds penalty-free before age 59½. Wes also reveals key findings from his research on joyful retirees, highlighting that engaging in meaningful activities and maintaining social connections greatly enhance happiness. Plus, he answers listener questions, providing tailored financial advice for a fulfilling retirement.
10 snips
Jun 16, 2025 • 32min
06.16.25 Kids Gone Wild Ordering Online / Rental Car Inspection Warning
Discover the hilarious mishap of a young boy who accidentally ordered 70,000 lollipops online, sparking discussions on the importance of parental controls. Learn about new rental car inspection practices that could save you from unexpected charges. Hear listener stories that emphasize the need for thorough documentation when dealing with rental services. Plus, insights on shadowing experienced teachers for those pursuing a career in education, and a nod to affordable communication technology for keeping in touch globally.
15 snips
Jun 13, 2025 • 34min
06.13.25 Clark Answers His Critics on Clark Stinks / Protect Your Package Deliveries
It's Clark Stinks day, where listener criticisms are shared and discussed. The podcast explores a notorious United Airlines incident, emphasizing the need for accountability and improved staff training. Tackling package theft, innovative solutions like secure receiving boxes and Amazon lockers are highlighted. Financial advice covers selling inherited items and navigating complexities around Social Security, while insights on budget road bikes and family finance strategies round out the conversation.
18 snips
Jun 11, 2025 • 34min
06.11.25 Save More On Home Internet / Seek The Total Price
Consumers are now paying nearly $200 more for home internet than last year, but there are ways to save. New options for cost-effective services are emerging. You’ll hear about recent reforms addressing deceptive fees in various industries, making it easier to see the total price upfront. Clark shares essential tips on making smarter buying decisions. Plus, he discusses concerns about over-relying on home equity for settling credit card debt and offers travel advice for navigating carry-on baggage rules in Europe.
12 snips
Jun 10, 2025 • 38min
06.10.25 Ask An Advisor With Wes Moss
Wes Moss, a fiduciary financial advisor and author, shares invaluable insights on investing and retirement savings. He explains why tracking corporate earnings is crucial for both stock investors and index fund owners, shedding light on the S&P 500's impact on market trends. Wes introduces the lesser-known "Rule of 55," which allows retirees to access their 401(k) funds early without penalties, and discusses effective retirement planning strategies. Listeners can also enjoy Wes's answers to listener questions, making this session both educational and engaging.
12 snips
Jun 9, 2025 • 32min
06.09.25 Vanguard’s New Cash Management Account / Debt Collections
Discover the ins and outs of Vanguard's new Cash Plus account, a fresh alternative to traditional banking. Get valuable tips on how to handle debt collectors, distinguishing between real debts and potential scams. Uncover your rights when dealing with collectors and learn practical strategies to protect your credit. The conversation also touches on managing toll fees for travelers and provides insights into navigating the complexities of car insurance and forgotten retirement accounts. It's a treasure trove of financial wisdom!
13 snips
Jun 6, 2025 • 33min
06.06.25 Clark Answers His Critics on Clark Stinks / Best Sunscreens
Listen to lively discussions addressing listener criticisms along with valuable skincare tips. Discover the importance of choosing the right sunscreen to protect against UV rays, with standout recommendations for safety and affordability. Explore intriguing insights on gasoline quality, family finances, and the complexities of co-signing loans. Delve into the shift in tipping culture and gain advice for retirees navigating their community options. This episode is packed with practical tips and entertaining anecdotes!
18 snips
Jun 4, 2025 • 37min
06.04.25 Executive Spotlight on Rx Prices / Workarounds For High Beef Prices
Discover the high stakes of prescription drug prices in the U.S. as a recent executive order aims to bring relief. Learn about the hidden costs from pharmacy benefit managers and get savvy tips to save on your meds. Meanwhile, beef prices are surging, attributed to the lowest cattle herds in decades. The discussion highlights shifting dietary habits and the impact on restaurants. Plus, there's a dive into the pros and cons of stock trading apps like Robinhood, emphasizing the importance of financial literacy in today’s world.
12 snips
Jun 3, 2025 • 43min
06.03.25 Ask An Advisor With Wes Moss
Wes Moss, a fiduciary financial advisor, shares insights into the world of investing and the job market. He tackles the age-old question of whether investing in gold is a smart move, weighing its historical significance against current market trends. Meanwhile, he discusses a concerning prediction about AI potentially eliminating half of entry-level jobs in the coming years, urging listeners to consider both the risks and opportunities this technology presents. He answers listener questions, blending financial advice with forward-thinking strategies.
16 snips
Jun 2, 2025 • 29min
06.02.25 Clark’s Auto Loan Directive / Skimmer Scam Prevention
As summer road trips approach, it’s crucial to understand the implications of lengthy auto loans on your finances. Clark warns about sophisticated skimmer scams at gas pumps and shares key strategies to safeguard your money. He also tackles the potential risks of QR code scams, urging vigilance. Plus, listeners can gain insights into car rental costs versus ferry transport options for a trip to Nova Scotia, and the benefits of annual travel insurance for frequent travelers.
