The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books
12 snips
Dec 1, 2025 • 28min
12.01.25 Homeowners- Are You Underinsured? / Designer Goods For Less
Homeowners face rising insurance costs but may not have enough coverage for rebuilding. Learn how to adjust your policy and increase deductibles for peace of mind. Beware of scammers posing as assessors! Discover the thrill of finding high-end designer goods at a fraction of the price through resale marketplaces. Get tips on avoiding counterfeits and make the most of thrift strategies. Plus, insights on managing retirement accounts and the potential risks of overfunding 529 plans—all while hunting for Cyber Monday deals!
23 snips
Nov 28, 2025 • 36min
11.28.25 BEST OF: About Clark Howard + A Special Birthday Edition of Clark Stinks
Celebrate a special birthday with a journey through Clark Howard's life, from college struggles to launching successful ventures. Listeners share heartfelt tributes on how Clark's advice transformed their finances and sparked gratitude, especially during tough job losses. Enjoy anecdotes, from humorous jabs about Clark's hair to stories of big savings and travel insurance wins. Reflect on Clark's commitment to consumer help, community service with Habitat for Humanity, and a light-hearted farewell before he returns with fresh tips.
36 snips
Nov 26, 2025 • 29min
11.26.25 Booking Future Travel / New Vehicle Sticker Shock!
Travel enthusiasts should beware of booking future trips with debit cards due to potential risks. Credit cards offer better protection and chargeback options if something goes wrong. Meanwhile, car buyers face record high prices, with the average new vehicle now over $50,000. Tips include considering used cars and getting pre-purchase inspections to negotiate better deals. Also, for those eyeing electric vehicles, there are specific checks to prioritize before buying.
36 snips
Nov 24, 2025 • 29min
11.24.25 Spotlight: Warehouse Clubs / Scam Prevention Team Work
Dive into the world of warehouse clubs as Clark reveals how they thrive by offering lower prices and the competitive edge of Costco, Sam's Club, and BJ's. He discusses Costco's smart strategies and why families should establish secret code words to combat AI voice scams. Listeners can also learn about the risks of co-signing loans and strategies for dealing with payment issues. The conversation highlights unique grocery practices and prepares you for savvy holiday spending. Get ready to save and safeguard!
16 snips
Nov 21, 2025 • 28min
11.21.25 Clark Answers His Critics on Clark Stinks / Auto Theft: Is Your Car A Target?
Listeners chime in with critiques during the Clark Stinks segment, sparking lively discussion. Auto theft is surprisingly down, but certain models, particularly older Hyundais and Kias, are prime targets due to design flaws. Clark emphasizes the importance of locking cars and not leaving valuables visible. He also offers advice for college students on banking options and clarifies HSA benefits. Lastly, the debate over credit cards and travel points brings some intriguing insights on financial choices.
18 snips
Nov 19, 2025 • 30min
11.19.25 Save More On Thanksgiving / The Clark Smart Way To Shop Online
Get ready for Thanksgiving savings! Discover how Aldi offers a full feast for just $40. Learn about the risks of using HELOCs and the importance of cash safety at ATMs. Clark uncovers the sneaky world of surveillance pricing and shares tips on shopping anonymously online. Don't miss the best times to buy tech, like MacBooks during Black Friday. Plus, find out how to navigate Medicare Advantage plan changes wisely. Tune in for these money-saving insights!
24 snips
Nov 18, 2025 • 39min
11.18.25 Ask An Advisor With Wes Moss
Wes Moss dives into the emotional dilemma of whether parents should pay off their child's student debt. He emphasizes that safeguarding retirement is the ultimate gift to children. The discussion then shifts to AI's impact on the job market, revealing an optimistic forecast of 170 million new jobs emerging globally. Wes also answers listener questions, covering topics like retirement planning, tax strategies, and even apple varieties. The blend of financial wisdom and real-world applications makes for an engaging listen!
20 snips
Nov 17, 2025 • 22min
11.17.25 Charity Season Guidelines / Quick Serve Value Wars
It's charity season! Discover how to choose trustworthy charities to ensure your donations make a real impact. Explore the hidden risks of giving cash to street solicitors and why vetted charities are a safer bet. Delve into the fast-food value wars where major chains are slashing prices, and learn tips on snagging deals through apps and convenience stores. Plus, get insights into travel insurance matters for peace of mind during your adventures!
10 snips
Nov 14, 2025 • 28min
11.14.25 Batteries Not Included / Multigenerational Living
Shrinkflation hits this holiday season, as battery inclusions dwindle in toys and electronics. Discover smart ways to save by purchasing bulk batteries. Multigenerational living is on the rise again, influenced by high rents and housing costs. Parents are encouraged to set clear rules for adult children living at home to foster independence. Plus, tips on managing unexpected financial gifts and avoiding debit card scams at gas stations. Join for practical advice and insights on consumer issues.
18 snips
Nov 12, 2025 • 33min
11.12.25 Shopper Guidance In The K-Economy / Screen Addiction Solutions
Explore the impact of the K-shaped economy, where essentials are subsidized while luxury items thrive. Learn smart shopping tips to make every dollar count, favoring basics over pricey wants. Delve into the rising issue of screen addiction, with listeners sharing effective strategies to cut down phone usage. From adopting flip phones to engaging in phone-free hobbies, discover innovative ways to reclaim time from screens. Plus, tips on using financial tools securely and the real costs of long-term care to prepare for the unexpected.
