The Clark Howard Podcast 11.24.25 Spotlight: Warehouse Clubs / Scam Prevention Team Work
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Nov 24, 2025 Dive into the world of warehouse clubs as Clark reveals how they thrive by offering lower prices and the competitive edge of Costco, Sam's Club, and BJ's. He discusses Costco's smart strategies and why families should establish secret code words to combat AI voice scams. Listeners can also learn about the risks of co-signing loans and strategies for dealing with payment issues. The conversation highlights unique grocery practices and prepares you for savvy holiday spending. Get ready to save and safeguard!
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Why Warehouse Clubs Undercut Traditional Retail
- Warehouse clubs like Costco, Sam's, and BJ's gain share by lowering overhead and selling huge volume per building.
- Costco publicly caps markups (14% standard, 15% for Kirkland), explaining its consistent low prices.
Personal Love For Warehouse Clubs
- Clark traces his warehouse-club obsession to the 1970s Price Club in San Diego and years of membership.
- He names his dogs after Costco and Kirkland Signature to show how much he believes in the model.
BJ's Versus Costco And Sam's
- BJ's offers far more variety per category than Costco or Sam's, making it useful for fill-in shopping.
- BJ's typically isn't as cheap but can replace trips to other stores thanks to its wider selection.