

John Toohig & Nate Stovall: Bank Loan Market Is “Very Frozen”
Oct 18, 2023
John Toohig and Nate Stovall discuss the state of the U.S. banking industry, covering topics such as surging deposit costs, rising defaults, and a freeze on loan liquidity. They also explore declining margins in the bank loan market, the usage of held to maturity portfolios in banking, credit delinquencies and default rates, impacts of reserve methodology, challenges in the mortgage industry, interest rates and deposit growth, and market dynamics shifting from a seller's to a buyer's market.
Chapters
Transcript
Episode notes
1 2 3 4 5 6 7 8
Introduction
00:00 • 2min
Declining Margins in Bank Loan Market
02:03 • 16min
Held to Maturity Portfolios in the Banking Industry
18:06 • 10min
Credit Delinquencies and Default Rates in the Banking Industry
28:09 • 4min
Impacts of Reserve Methodology and Predicted Trends
31:42 • 7min
Challenges and Impact on the Mortgage Industry
38:18 • 22min
Interest Rates, Deposit Growth, and Banking Industry
01:00:05 • 7min
Market Dynamics and the Shift from Seller's to Buyer's Market
01:07:23 • 4min